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China stockmarket down 7 %
China stockmarket down 7 %
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Replies: 345
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ftse less now than 2007 & 2000, when do you say the game has changed and shares are not good investment? This week if you are Chinese
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dr. tell me how you time the market
its not just selling,but when to buy back in |
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beat me too it!
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xmoneyx they remind me of the channel 4 racing team after a horse has just won a race.
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spot on
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xmoneyx the major tops and bottoms can be read.
Too much to explain here, but you need to understand volume along with the spread of the price during each day. |
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Andrew Neil @afneil
Over $2.5 trillion has been wiped off global equities in the first six days of 2016. all the doom mongers out  |
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I don't think that crisp is correct after this years changes. Previously, we'd be saving towards retirement (say 65) and then buy an annuity. Now we are not obliged to buy an annuity, I presume that the majority of us will not. Most of us will go for income draw down, which means that you carry on investing and withdraw an amount to live on each year.
Instead of saving towards your retirement date, you might consider saving towards a point 5 or so years from your life expectancy. Many companies funding a final salary pension, use what they call a life cycle plan. They invest the majority of your fund into equities for the bulk of your working life (NOT ALL of it!), then when it gets to 5 years or so from your retirement, they would rotate an increasing percentage into bonds and "safer" investments. If you had a life expectancy of 82 years and operated this model yourself, you'd invest predominantly in equities until you reached 77 and then rotate an increasing percentage into bonds and "safer" investments from that point. I'd be inclined to have a higher percentage in bonds and "safer" investments in the current environment, but do plan to largely follow this type of plan. |
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The market is no lower than it was at 9:0 this morning.
In fact it's gone up a bit. |
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rather than saving towards your retirement date I mean investing towards your retirement date
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Hi Stow. At retirement mine will be moved into safer and income producing assets. If not there already.
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Are you doing much of the managing of it yourself? I have 26 1/2 years of final salary pensions, but am "managing" the rest of it myself! Only time will tell whether this proves to be a wise choice! My plan is that if it goes well, I'll retire at ca. 57 (5 1/2 years time) and if it does not go so well, I'll carry on working.
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china not doing as well as they say
we,ll thar ya go ,who,d have believed a basicaly communist country isnt beyond telling the odd porkie buy when it suits them |
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I manage it all myself Stow. Fortunately I am self employed so I can pick and choose what goes in where depending on the tax rules and investment opportunity.
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Do you have any PIBS?
 I wonder what proportion of chit chatters have no idea what PIBS are? I have not bought into these yet. |
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china gov has been putting in billions supporting the shanghai
is that like Quantitative easing? |
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No. Just had a look and they seem similar to bonds? I do Funding Circle which I suppose is small company PIBS
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Yes. I'm not sure I completely understand them! I believe that you buy one & get interest payments, but presumably not the principal back. A bit like retail bonds, they have complex accompanying documents that aren't easy to follow.
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Surely you would get the principal back
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I do not think so. You can sell them on the stock exchange.
Permanent interest bearing shares (PIBs) are special shares issued by building societies that pay a fixed rate of interest. They cannot be sold back to the society but can be bought and sold on the stock exchange, which means the price varies. |
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I do not think so. You can sell them on the stock exchange.
Permanent interest bearing shares (PIBs) are special shares issued by building societies that pay a fixed rate of interest. They cannot be sold back to the society but can be bought and sold on the stock exchange, which means the price varies. |
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PIBS are Permanent Interest Bearing Securities. These have been issued by many UK Building Societies and are a class of subordinated debt. Coupons are fixed and the bonds have no fixed redemption date. Investors purchasing PIBS can benefit from a long stream of income flows. However, the lack of a fixed redemption date means that holders will be reliant on the market price when they wish to liquidate their investments.
Investors should be aware that PIBS are subordinated debt, and rank lower than deposits and/or senior bonds in the event of the issuer being forced into liquidation. Many PIBS also have calls, an option that allows the issuer to repurchase the bond at par at certain dates. Thus, caution should be exercised if paying above par. https://www.fixedincomeinvestor.co.uk/x/bondtable.html?groupid=11 |
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One of the 60 page accompanying documents
 https://www.fixedincomeinvestor.co.uk/sdoc/3048.pdf |
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china gov has been putting in billions supporting the shanghai
is that like Quantitative easing? sort of, socialism is like a ponzi scheme, while china is big socialism, the us in the last 8 years especially has been slightly less big socialism, but with a historical background of capitalism. |
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Well you are still owed the principal. You just have to hope to sell it to another investor or the company buys it back to reduce interest costs.
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Not owed perhaps, rather it has a market price.
There's a bit more explanation here :- http://citywire.co.uk/money/qanda-what-are-pibs-and-perpetual-bonds/a675016 |
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stockmarket/sub-prime
https://www.rottentomatoes.com/m/the_big_short/ good write up |
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Critics Consensus: The Big Short approaches a serious, complicated subject with an impressive attention to detail -- and manages to deliver a well-acted, scathingly funny indictment of its real-life villains in the bargain.
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Osborne should attempt to cut spending - I think it's called austerity in some circles. It's worth a try surely.
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looks like he is putting interest rates up soon. So he can lower them for stimulus
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china gov have devalued the yen again
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when does George stop blaming last labour government?
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I enjoyed The Big Short.
PIBS you say. Too complicated to understand. Seems like my kind of investment. Please take all my money and invest it because I've got £5 million arriving from Nigeria shortly. You can't skin a rabbit twice. Isn't it a bit early for the gullible to get done again investing in things they don't understand or which are deliberately made opaque because they smell a bit off? |
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On the day he leaves office brendan. The next Labour Chancellor will return the compliment. Although Gormless Clown does have a lot to answer for.
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Despite all the news and headlines like ''Turmoil in world stock markets,'' and ''markets plunge across the world.''
The UK market is still comfortably in the trading range that I outlined in my first post here. And still over a 100 points above the low before the Santa rally which was surely a false mark up in view of the plunge afterwards. The Dow is only down 10% down on a one year view, and like Shanghai was lower around August last year than it is now. All this sensationalising of the ups and downs of the markets plays into the hands of the professional money who simply use the news to back their own agendas. Don't forget, when we're selling they're buying. And when we're buying they're selling, and generally making money from it at our expense. In view of that, is it any wonder that stock markets are all over the place most of the time. |
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It's very hard to have any confidence in the markets right now. At some point, the huge, unsustainable debt most countries are in, has to come to roost.
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The Dow peaked at 18,351 in summer 2015.
Expect a 40% to 45% fall over the next few years (that would be 10,093 to 11,010 range.) Previous high in 2007 was 14,093, low in early 2009 was 6,870, a 48.7% fall. Have money in your account and when the Dow goes below 11,000 start shopping. |
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bear market started summer 2015?
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Going up for 6.5 years from early 2009.
Down 1900 from the peak. Yes, this is a bear market. |
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Depends what your definitions are between a bull market and a bear market.
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