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Woman in bank criticised my gambling
Woman in bank criticised my gambling
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Replies: 288
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Playing devil's advocate, TheBaron?
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I have three banks accounts, incidentally.
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So just deposit from those instead then?
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no, because they are savings accounts - why should I do that when I should have the right to use a normal bank account? The bank are in the wrong, they have used a moral judgement for something not prohibited by either law or their own terms.
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If you have three bank accounts why is there a problem ?
Close the Barclays acc. Tell em what you think if it makes you better and move on. Why moan on here when the solution is so simple ? |
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Simply open a "normal" account somewhere else.
No problem. |
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because its a forum and I wanted to ask whether other people think that a bank is justified in that criticism.
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yeah you did that a long while ago.
why harp on about it ? Life aint fair - get on with it IMO |
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because it happened again, today, thats why.
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Why keep money in savings accounts if you're paying overdraft (and fees!( on your current account? Why not transfer some out if possible?
Also it's clear we meant open another current account so responding with "I have 3 accounts actually" then revealing they're just savings account is a bit strange. The fact you have to go back 2 years to find a good win to "justify" your current situation is also a concern. The sentence, "2 years ago I earned twice her salary over 4 months" is revealing. So that's not over 4 months then, that's over 2 years. You need to amortise your winning periods over your losing ones. You asked if the bank was justified and you got your answer, yes they're entirely justified to highlight an issue. Here's a question to you in response: If a bank has a system that automatically prevents a gambling withdrawal from taking an account into unauthorised overdraft, do you consider that a good or bad system in general? That may be what happened, and if the bank does have such a system in place, personally I think that's an important safeguard to help problem gamblers*. * Irrelevant of whether you are such or not. |
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Be like Julia Roberts in pretty woman when she got kicked out the posh clothes store, take a big wad of notes in and wave it around.
Tell them "you work on commission" then walk out, you'll be really cool. |
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chit chat crapp.
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If you have no other source of income and an overdraft then the bank have every right to ask questions.
If you are successful gambling and earn a living that way then why not just withdraw funds at a set time every month rather than depositing and withdrawing constantly. The bank wont give a monkeys if you are gambling if you never deposit. |
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We gamblers are the the lepers of society. Stand tall and tell them to go f uck themselves. Then ask them for a bigger overdraft, as an interesting game in Libya division 2 is starting in half an hour, you have done your homework and there should be loads of goals! Its a cert.
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Sports bettors are parasites, that' a fact. Doing nothing useful for society
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If they did, and they don't have such a system, it would be a bad system. People have the right to spend money on what they choose as long as it is not breaking the law or the terms and conditions of the account. If it isn't then a bank has no right to a moral judgement on what you spend money on. Besides the fact that it was not a gambling transaction which pushed my account over its limit anyway, but bank interest and account fees. Their own charges. So why then, should they have a look through the account and decide I should not be gambling? Perhaps it was because they had sat in an office all day and decided I was, as WWCD suggests, one of the lepers of society, who doesnt work and has the initiative to make his own money.
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And of course, I dont pay taxes when I win, just some money to Betfair. And they don't like that either, maybe.
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Open up your betfair account details. It can tell you total withdrawl and total deposit for each card you have registered.
Look at your (total withdrawn - total deposited)/(Years on site) and consider whether it really is enough to live on. You're struggling at the limit of your overdraft and yet insisting at the same time you're a successful gambler. |
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You seem too self-righteous to be a longterm winner.
Pro-Gamblers tend to have a far more pragmatic mindset than yours. I don`t doubt that you did have a good winning period on BF but that seems to be history. Perhaps having had your time in the sun now it`s time to bite the bullet and move on to a regular job. |
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I am self-righteous, because I think I am right.
 And because someone has critised what I do every day, when they dont really have any knowledge of what sports trading involves. Their assumption is probably that I play roulette lol. |
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Any sports trader will tell you they have good and bad periods. Profit fluctuates. In two years, I have been in the tens of thousands five times, and trading with far less too. Usually when I get the larger amounts I take money out and use that money over a period to pay bills. When it has run out, I meander along until it increases again. I doubt that is anything unusual for gambling.
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Perhaps they were not criticising what you do, but just how well you were doing it.
Like anyone potentially making a loan to an individual, a bank will assess the ability of that person to pay. They will have access to plenty of data with respect to people gambling and perhaps your profile of deposits and withdrawals does not match that of a long-term successful gambler. Possibly you look like a risk to them and are giving you financial advice based on what they can see specifically in your account in relation to what they know generally about gamblers. |
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Srich take a long hard look at yourself.No pro gambler would ever go overdrawn.Because they are winners and winners never beg.
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well done avi, I think this is what Srich is saying. Yet about 5 other gamblers have come on here accusing him of lying about his success when he is talking about the assumptions his bank has made.
Not even gamblers are kind to gamblers, we have very little hope. |
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It's clear that's not what Srich is saying. Srich is muddying the waters talking about smaller deposits than withdrawls, as he is trying to dodge the issue of whether he is successful.
If he was really making money on betfair he'd be able to organise his finances to avoid an overdraft, or at least avoid making too many deposits. |
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No Srich is saying that he goes overdrawn.Only a half-wit goes overdrawn.And half-wits do not win consistently....
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Ror, people who withdraw small amounts are usually the people who need the money.
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I wouldn't say "only half-wits go overdrawn", but I'd say it is risky behaviour to go overdrawn to finance gambling without another source of income. I'd say the bank was right to question it.
In avl's case I think the bank manager ought to have apologised after the deposit/withdrawl confusion was cleared up but was probably too embarrassed of the mistake and fell back on a convenient "gambling is bad". In Srich's case if he were in trouble for withdrawing too much he'd have made that clear in any of the pages previous to this. |
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Srich:
If you're a successful gambler you should maintain a float in betfair, then regularly withdraw small amounts from betfair and when you need the money. But you're making regular small deposits and occasional large withdrawls (your words), which is not the profile of a successful gambler. |
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why isnt it? I dont make consistent profit, I build up my finances on Betfair, then withdraw them when I need to, there is no point putting small amounts in the bank and then putting them into Betfair again later on, that would make the bank situation worse.
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But that's exactly what you're doing! Exactly what you say will make things worse is what you're doing. You're making a large withdrawl then putting it back in later!
Why not just leave £100 in your betfair account which you use to make money, and then every week withdraw down to £100. That way you're never depositing, only withdrawing. You're making the same amount of money, without all the depositing only to withdraw when you need it. |
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Srich..Cannot have it.Why draw attention to yourself by going overdrawn.Keep plenty of money in your current account and let them contact you ...
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I think what I may do is withdraw funds to that account, take it out in cash and pay it into another account to deposit with.
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Not the sharpest knife in the drawer this one.
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ah, now the insults start, knew you were on here to get a bit of trolling in before bedtime.
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was she fit or a minger?
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she was on the phone, but the one from December was a minger.
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and I have not seen her in the branch since, so she was obviously not good at the job or got promoted, the latter of which seems unlikely.
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You just suggesting that you do something that we all told you to do a few pages back, so I hinted to a slower wit.
I'm not here to troll, I'm here to point out that you don't seem to be being realistic about the income you're generating from betfair. If you're having to withdraw £100 from betfair because you "need the cash" then betfair clearly isn't providing you a £200/week that even a minimum wage job can provide. |
Later, had similar story with other cashier (woman). It is not right, as nobody is making any comments about my friends indecent behaviour, drinking and bankruptcies. Crazy world.