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Tory plans for long term unemployed- really nasty stuff

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Replies: 106
By:
Cider
When: 24 Sep 26 22:04
It's not the 1970s, weed and vaping has replaced tobacco.

In 2024, 10.6% of adults aged 18 years or over (5.3 million people) were current smokers, according to APS data.

This is a decrease from 2023 (11.1% of the population), which follows a long-term downward trend. The proportion of current smokers has fallen by 9.6 percentage points since 2011 (20.2% of the population).

The APS provides the official measure of smoking prevalence in England. It is used to monitor progress towards the UK government's target of achieving a smokefree England by 2030, with smoking prevalence at 5% or lower
By:
lapsy pa
When: 24 Sep 26 22:05
What you should be asking Cider is the very point YHTL brought up,why threaten people with what is actually an 'asset' to the threatening tory party, they are getting minted by smokers?
By:
Cider
When: 24 Sep 26 22:08
I have no idea what he posts, but Tory's won't be in power to make these changes. It is however a topic I know a bit about.

As I alluded to right at the top, they have skipped the difficult bit anyway (people on benefits that don't need to look for work).
By:
lapsy pa
When: 24 Sep 26 22:10
Not advocating smoking in any form but it is the threads topic, brexit has cost smokers bigly, if you are arguing smoking is on the wane and thankfully is surely the tories are full of sheet so and should shut their mouths?
By:
Cider
When: 24 Sep 26 22:11
Benefit Britain is all about incentives. One of the biggest incentives is to get yourself on benefits with no job searching commitments (only around 1 million people on benefits currently have job searching commitments).
By:
Cider
When: 24 Sep 26 22:13
Out of I believe, over 8 million claimants. Far more people than the whole of the Southern Irish population Laugh
By:
lapsy pa
When: 24 Sep 26 22:15
It's a beautiful thing to have a safety net, most people have a stage in their life things go wrong, purely with that in it shouldn't be abused,i am on that page.
By:
Cider
When: 24 Sep 26 22:17
The current incentives are nothing to do with a safety net.

I'll dig out a post I read the other day, one mo.
By:
Cider
When: 24 Sep 26 22:22
I'm over 25, claim UC with housing costs and LCWRA and PIP and am in England.

I'm considering studying part-time with the Open Uni. If I've understood correctly, I would be entitled to a tuition fees loan and potentially a part-time maintenance loan.

I know maintenance loans are taken off UC £ for £, and there is a disregard of £110 with this.

So at a 50% part-time intensity, according to the information on the SFE website, it looks like I'd near enough keep 94.75 of my maintenance loan after the disregard (£2457 per year.)


Part time at the open university LaughLaugh

Housing plus PIP plus LCWRA plus 'maintenance' plus tuition fees Crazy

This person will never work. Ever.
By:
lapsy pa
When: 24 Sep 26 22:23
I said i agree with your point why full time when i'm getting next to the same for 20 hours,i can see that,i am really against the triple lock as workers are getting rode.
A time and place maybe 10 years or so ago these wouldn't be a huge deal but the real problem is the situation isn't looking at all good.
By:
DixieDean60
When: 24 Sep 26 22:26
Lapsy , how many people do you think used to take vans to fill up on DF's ?  It's negligible. That kind of thing had been on the wane for years.

Only about 1 in 8 people smoke in the UK now, many of whom would find it uneconomical to travel to ports for day trips to restock anyway, just not worth it.

Quite amusing that you accuse me of being selective then you go in to detail over Golden Virginia Laugh. No mention of spirits i see.

And i can give you dozens of examples of heavily discounted spirits available at supermarkets and online if you want me to prove i'm not in fact being selective.
The two whiskies i mentioned above just happened to be the first ones that came to mind.
By:
lapsy pa
When: 24 Sep 26 22:27
That is quite scandalous, 5 stars for inventiveness and if it was the so called 'rich' doing it would it get the same scrutiny? The loopholes were never for ordinary Joe.
By:
Cider
When: 24 Sep 26 22:32
There's just a huge incentive to be on UC which is tax free. Plus obviously, PIP.

Most regular people working full time don't have much left after paying priority bills, travel expenses etc. If they are on UC however they pay no tax or NI with housing costs and other extras, they are financially better off as well as enjoying a leisurely life.

Who can blame them for making logical choices. If the government provides the incentives, enough people will grab them.
By:
lapsy pa
When: 24 Sep 26 22:33
Oh Dixie i could have talked about cutters,flandria or any of the other fine virginian blends,the trip was about tobacco,not the slabs or the sheety choc seashells or washing powder(lol).
2 nice malts indeed,i stick to chivas generally though aldis highland black i rate highly.
By:
----you-have-to-laugh---
When: 24 Sep 26 23:37
Thread goes from tory policy, that is ridiculous to general hate of folk on
benefits whilst counting pensioners and
young kids as on benefits, whilst having
a go at necessary migration whilst saying
it's required, but failing to recalculate
figures and an odd intervention to have
a go at an individual who wants to study
at Open university.

A normal day for the ranters.
By:
sageform
When: 25 Sep 26 11:25
The Government not only creates loopholes it removes tax liabilities for everyone. I still fill out a tax return. I can earn £1000 in fixed interest outside an ISA and unlimited interest/dividends inside an ISA. £500 in dividends from ordinary shares outside of an ISA and unlimited inside and now this year for the first time, I can earn £1000 from furnished holiday property lettings free of tax and as my wife and I share the holiday let, that means £1000 each. Why when the country is so desperately short of revenue have they changed this, in our case costing HMRC £400. The allowances above are available to everyone who has any savings at all. Their reasoning seems to be that they can't be bothered with small amounts but as it is all computerised, it does not cost them much in staff time. 5 million people getting £2500 tax free outside of ISAs is £12.5 billion. At 20% income tax they are losing £2.5 billion from these "trivial" allowances and it might well be more like 20 million people so £10 billion. Hope they don't read this ForumCry
By:
----you-have-to-laugh---
When: 25 Sep 26 13:16
It's to encourage folk to save, and benefit from small lets.

Folk with savings need less benefits

They know where your savings are too.
By:
Cider
When: 25 Sep 26 13:17
For many people, savings interest only maintains the value of cash. It's not real income.

A massive amount of peoples' capital has already been taxed, ie at the point it was income before becoming capital.

A MONUMEMTAL amount of cash sits in dormant savings accounts / current accounts, attracting either no interest, or jokes rates under 1%.
By:
saddo
When: 25 Sep 26 13:28
lapsy pa 24 Sep 26 22:15 
It's a beautiful thing to have a safety net

......................

Aye, until you haven't got four people left to hold the corners.
By:
the old nanny ;-)
When: 25 Sep 26 21:12
People were going to Europe to bring Back BACCI a long time before Brexit
By:
MALAY
When: 26 Sep 26 10:50
Don’t really know the actual finances but with “cost of living crisis “ I doubt there would be much left for gambling, drink and tobacco,I thought people were struggling to survive, using volunteer food banks and soup kitchens.
Not an expert but think right wing politics are so out of touch with reality.
By:
MillridgeTanic
When: 28 Sep 26 11:20
Won't be a bother. Welcome to the new idea of tobacco/alcohol banks!
By:
Cider
When: 28 Sep 26 21:19
Hi everyone, I’m wondering if anyone has been in a similar situation and can give me an idea of how long this normally takes.

I currently receive Universal Credit with LCWRA and I have also been receiving PIP since 2018. My LCWRA was originally established in 2019, and I had another Work Capability Assessment in 2025 which confirmed LCWRA again.

I started a full-time Master’s course on 14 September 2026, so both my PIP and LCWRA were already in place before I started the course. I’ve provided UC with my course details and academic-year end date.

My case manager has now told me:

“I am now waiting for authority to proceed further with your claim - this is basically confirmation that you qualify to receive Universal Credit whilst in full time study.”

I normally receive part of my UC payment on the 30th, but at the moment no payment has been scheduled because this check is still outstanding.

I completely understand that they need to confirm my eligibility, I’m mainly wondering whether anyone with PIP + LCWRA before starting university has had their claim sent for this kind of authorisation/decision.

I’m particularly nervous about the delay because I had significant problems with Universal Credit during my undergraduate studies. My student status and student finance were handled incorrectly on previous claims, which eventually resulted in decisions having to be reviewed and corrected by DWP. I also had issues with my LCWRA not being carried across correctly at one point. Because of that history, seeing my payment held while another student-eligibility decision is being made is bringing back a lot of the same anxiety, even though my PIP and LCWRA were both already established before I started this Master’s.
By:
Cider
When: 28 Sep 26 21:27
I've heard nobody talking about this on the media, or from any political party. But someone who manages to get themselves on PIP can 'go' to uni, obtain a student 'loan' for fees and maintenance (not a penny will be repaid, so effectively a huge cash bung called maintenance), all whilst remaining on elevated UC and PIP. Some UC will be disregarded, but if they rent as well, looking at £2k+ a month of handouts.

It's a massive ruse and a significant incentive to get DLA then converted to PIP.

If the individuals were taken off benefits after graduation, that would be partially sensible. But that's not going to happen, it's just abused to extract more cash from the broken system.
By:
sageform
When: 29 Sep 26 15:33
We have too many people who see benefits as something to be exploited to the hilt. The idea of refusing to take state handouts because of personal pride is long gone.
By:
Cider
When: 29 Sep 26 15:41
It's certainly the other way around now, getting 'awarded' is seen as beating the system, and celebrated. Plenty of middle class families doing it too, as I noted, to get their child on DLA. All the cherished MH conditions also get them advantages in education, sympathetic marking, extensions and so on.

I suspect plenty of valid potential claimants miss out too, as they play it straight and don't understand exactly how the scoring works and what gets the points.
By:
Cider
When: 29 Sep 26 15:45
literally now a 'fit note' is now seen by GPs as an admin task. 99% of people asking for them will get them, in most cases without even having a consultation. I was reading an example the other day that someone had been signed off for over 6 months, only on the next request did the GP ask to see them. which posed a problem for this claimant, as the gp had no regular appointments and it led to a gap in their fit notes
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