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db1974
26 Mar 10 13:15
Joined:
Date Joined: 08 Mar 07
| Topic/replies: 5,523 | Blogger: db1974's blog
Anyone else use a card of this type?

My laser card just expired and Ulster Bank are only issuing VISA debit cards as replacements.

However I am being charged a 1.5% credit card fee by Betfair when I make a deposit with the debit card.

I've queried it with Betfair but I'm just wondering if anyone else had the same issue and what the outcome was?

Thanks in advance.
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Report shaggykev March 26, 2010 12:20 PM GMT
IS IT VISA ELECTRON??

they'd be handy to have as they can be used with ryanair ant not get the credit card charge


they are a debit credit card to should not be charged the 1.5%
Report db1974 March 26, 2010 12:24 PM GMT
It doesn't say Electron anywhere on the card

It has the word "VISA" and the symbol in the top right-hand corner and then the word "debit" printed underneath.

Is an Electron card different?
Report Chester J Lampwick March 26, 2010 12:25 PM GMT
visa electron card now attract a charge on ryanair since the end of last year. Beftfair has always charged 1.5 % for Visa debit cards. Laser is the only one thats "free"
Report Win only - Sp only March 26, 2010 12:26 PM GMT
with respect, the last thing u want on your statement is betfair transactions. a real mortgage scupperer
Report Chester J Lampwick March 26, 2010 12:28 PM GMT
2nd account is the only way to go
Report db1974 March 26, 2010 12:29 PM GMT
Chester - thanks for that poxy news!

Win-only - I have a mortgage already and believe me I won't be moving for a looooong time. Also I have a joint a/c where my wages are lodged and all my monthly debits come out of and a separate bank a/c which I use for betting (and porn!).
Report Win only - Sp only March 26, 2010 12:30 PM GMT
porn account, good thinking :D
Report shaggykev March 26, 2010 12:44 PM GMT
AT LEAST THE MAN IS HONEST
Report Chester J Lampwick March 26, 2010 12:49 PM GMT
An honest 35/36 yr old man
Report norn iron March 26, 2010 12:50 PM GMT
DB 1974 :^0 1 STEP AHEAD M8 FAIR PLAY BUT RED TUBE & YOU PO RN . COM FREE ONLINE
Report Irishlad2 March 26, 2010 12:50 PM GMT
my visa debit card has never incurred the 1.5% fee but it is an english card. Phone up and tell them as I was charged once on the purple site and phoned upo and they amended it.
Report db1974 March 26, 2010 1:13 PM GMT
Chester J Lampwick 26 Mar 13:49
An honest 35/36 yr old man


Don't forget married - hence the porn!
Report freddiewilliams March 26, 2010 1:32 PM GMT
what town is ure ulster bank in?
Report db1974 March 26, 2010 1:56 PM GMT
Lucan
Report workrider March 26, 2010 4:37 PM GMT
db, i've used my visa since i started on here ,and every time i deposit money its costs me £1 50p in every £100 sterling .
Report ballaman68 March 26, 2010 5:23 PM GMT
be careful with mbna credit cards as the now deem betting transactions to be cash withdrawals and charge accordingly.
Report farreller March 26, 2010 6:45 PM GMT
ulster bank have one of the highest interest rates for credit cards on the market.
move if u can
Report yorker789 March 27, 2010 9:25 AM GMT
Visa debit is not charged in the UK
Report undertones6 March 27, 2010 11:57 AM GMT
SAME HAPPENED ME GOT FRAUD ON MY LASER,AND WHEN I GOT NEW CARD ITS A VISA DEBIT FROM ULSTER BANK.30 BOB OUT OF EVERY POUND FEE.APPARENTLY ULSTER BANK NOT DOING LASER CARDS ANYMORE BUT THE VISA DEBIT IS SUPPOSED TO BE THE SAME,LIKE U CAN ONLY SPEND WHATS IN AC BUT BETFAIR TREATS IT AS A VISA CARD HENCE DEDUCTION WHICH THEY SAY IS FROM THE BANK
Report dasium March 27, 2010 12:00 PM GMT

ballaman68 26 Mar 18:23
be careful with mbna credit cards as the now deem betting transactions to be cash withdrawals and charge accordingly.


How the hell they getting away with that? Have an MBNA card... fortunately haven't had to make a deposite for a while so hadn't notices
Report ballaman68 March 27, 2010 3:40 PM GMT
dasium , seemingly they sent us a letter outlining this new condition, i never got it.only found out when i made a deposit and got caught for a cash fee and the interest on the amount as well.
Report dasium March 27, 2010 3:48 PM GMT
thats a disaster... interest on cash withdrawals is horrendous..
Report punkha1 March 27, 2010 5:44 PM GMT
Bit off topic but can anyone recommend a good saving account ?
Looking to move to somewhere with a decent rate where my saving are available if necessary but not too easily available :)
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