Apart from the 20 u-turns he's already done Another one yesterday, saddest part today is, there is virtually no difference between the 2 main parties, worrying times for our children IMO.

Correct ladycarla and that is because nobody of sound mind and integrity will run for election any more and the Civil Service is in charge.

zzzorro • February 9, 2024 8:46 AM GMT
To qualify for the full state pension then you need to have been employed (not self employed - different rules) for 35 years, this will get you your full entitlement.

However, if you, like myself have been self employed and/or opted out of Serps at any time then rules are a little different, I'm shortly due to retire (I wont of course) and to qualify for the full state pension then I've been told I will need 46 years to have been paid in full. Given that you dont pay NI until you are 18 and retire at 66 then the maximum you could possibly have is 48 years.

Whoever told you that is talking complete nonsense.

In simple terms, if you had 30 years by April 2016 and you have contributed every year since 2016, you will at least get the full new pension. This is because under the transitional rules everyone retiring after April 2016 was provided with a starting amount based on the best of the old rules or new rules - the old rule was 30 years for basic pension - so that is presently £156 and every contribution year after 2016 on the new pension adds £5.80. So 156 + (8 x 5.8) = 202.4. The full new pension.

Those retiring in 2025 will need to have had at least 29 years at 2016, 2026 at least 28 etc.

Anyone with serps or second state pension entitlement could get more than the above, but no one employed (contracted in our out) or self employed will get less.

dave numbers is never wrong about numbers. I was self employed for ever, sparingly for many years
and paid two or three quid a week for something called class 4 insurance. I get a full state pension.

I used to take a viagra every day so I could give Mrs Gravy good rogering. Now I take half a day to stop myself p1ssing on my slippers.

Getting the State Pension when you’re self-employed

If you’re self-employed, you’re entitled to the State Pension in the same way as anyone else.

For people reaching State Pension age from 6 April 2016, State Pension is based entirely on your National Insurance record.

You’ll usually need:

at least ten qualifying years on your National Insurance record to get any State Pension, and at least 35 qualifying years to receive a full State Pension.
For the current tax year (2023/24), the full State Pension is £203.85 per week.

Have you worked for someone else rather than yourself in the past? Then you might have built up entitlement to Additional State Pension under the old system – and get more than this. The extra amount is called a ‘protected payment’.

In some cases, if you were contracted out of the Additional State Pension you might get less than £203.85, even if you have a full National Insurance record.

zzorro there is absolutely nothing in your bolded paras that conflicts with my post.

A late uncle of mine was a market trader all of his working life but would have nothing to do with the state in regards of tax and NI contributions and consequently expected nothing from the state and then one day at the age of 77 had a heart attack at his stall and had to go into hospital. Some after I went to see him and he told me that a social worker from the hospital had been to visit him and said he would arrange for him to get the pension and my uncle said to me " would you believe it" and yes he was amazed when he finally did receive it.

Let's all move to Scotland to take advantage of preferential treatment of pensioner's... of course subsidised by the English taxpayer ! Devolution anybody ! ?....

If your partner is under state pension age you cant claim pension credit until he/she reaches pensionable age.

. It's not all bad, I get to child mind a ten month old baby,
a privilege and the highlight of my week tbh.