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AN EXAMPLE OF HOW CRUEL THE BENEFIT SYSTEM(UNIVERSAL CREDIT) IS
AN EXAMPLE OF HOW CRUEL THE BENEFIT SYSTEM(UNIVERSAL CREDIT) IS
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Replies: 98
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Give the tory party a fiver and get a lordship in return
£350 a day No wonder they want to come here |
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Billions more stole in tax evasion by the rich than any benefit fraudsters...
Maybe people should get more angry about that than **** and tvs stereotypes |
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Such as accountants who devise and operate tax avoidance schemes which cost the country billions. About time everyone paid tax like the ordinary working person at PAYE.
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Good luck trying to sell that to the Leader of the House!
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Yes but the Leader of the House has no more votes than you or me in the next election!
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I know he only has one vote here - but doesn't he get one in the Cayman Islands also?
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Just another example of our scandalous system, management.
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mitolo
every post you've put up on here. is absolute b'll'cks |
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is that so? please highlight where i got it wrong. and change your moniker
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Every one of your posts is unadulterated rubbish. FACT
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Oh I don't know what to do now they have cut the £20 universal credit.....winter is coming and I can't afford to pay for heating and feed my kids......well I say if you truly are unable to feed em... then don't breed em in the first place....don't rely on the benefit system to pay for your housing, bills,kids etc just like your parents and grandparents did, while also maybe doing a bit of cash in hand "work" on the side to more than get by.
Break the cycle, get a "legal" job, there are plenty of them, but of course most won't because they can't, as house and rental prices are through the roof due to demand being far greater than supply, and they simply won't be able to stand on their own two feet even if they try...hmmm... wonder what has been a major contributor to that sad situation coming about. Oh I forgot...all of our lives are enhanced by diversity...correct....it depends on the level of it though. Even those with a so called worthwhile degree, have a £40,000 to £50,000 debt round their neck from Uni....most of them are paying this back, earning under £30000 and paying these high rents, meaning it will take years to save up a deposit for a place...and as the years go by, the amount of deposit required keeps going up and up. All in all, the future prospects for a large proportion of the youth today is not a bright one.  |
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Most injustices are simply mistakes made by the staff which has nothing to do with the government.
And then we only get the one side of the story. I don't people living on benefits have a hard time of it. All the ones I see seem happy enough living the easy life. |
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Surely it's time to do away with the biggest Ponzi scheme ever invented - the state pension. Or at least make it means tested like every other state benefit.
Still can't get my head around people that are the biggest benefit claimants going and by far the biggest drain on the public finances, moaning about "lazy people" claiming benefits when they themselves are claiming the only benefit that doesn't even require getting out of bed once a fortnight to sign on for it. |
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7,000 companies registered to only five addresses in London made claims to the furlough scheme between last December and June. Over that period they claimed up to £473 million between them.
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The Management 21 Nov 21 13:53
Surely it's time to do away with the biggest Ponzi scheme ever invented - the state pension. Or at least make it means tested like every other state benefit. So why did David Lloyd George introduce National Insurance contributions? |
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He introduced them to provide for old people when they retired.
Crucially he set contributions at a level assuming the people claiming this benefit would only be claiming it for a couple of years before they popped their clogs! Had he (or some mega well rewarded actuaries over the years) realised that people would be claiming this benefit for 25, 30 or 40 years, he would almost certainly have thought twice about it or have set the level of contributions required at a significantly higher level. |
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The people on here moaning about benefit claimants as scroungers need to have a look at where the money paid to benefit claimants actually goes - i think it's about 47% that goes to benefit claimants that are claiming the state pension.
They will say "But i paid in all my life!" -  in reality they probably paid in enough to warrant about 5 years of claiming benefits, the rest is being subsidised by the young people that are paying in now and in all likelihood are also renting their properties from them! |
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The point is that it is not a benefit because people contribute to it throughout their working lives and all civilised countries have state pensions for older people. It is up to Parliament to decide the level of contributions and we are well behind many other countries .
Global Pension System Ranking by Country Rank Country 2020 Index Score 1 Netherlands 82.6 2 Denmark 81.4 3 Israel 74.7 4 Australia 74.2 5 Finland 72.9 6 Sweden 71.2 7 Singapore 71.2 8 Norway 71.2 9 Canada 69.3 10 New Zealand 68.3 11 Germany 67.3 12 Switzerland 67.0 13 Chile 67.0 14 Ireland 65.0 15 UK 64.9 |
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https://www.investopedia.com/articles/personal-finance/042914/top-pension-systems-world.asp
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My point, is that all the old f4rts on here complaining about benefit scroungers are themselves taking more out of the system than they ever put in. People in glass houses etc.
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Sorry management, but having worked and contributed from the age of 15 and paying tax at PAYE I don't consider myself in a "glass house".
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You can consider yourself however you like - but it's a mathematical fact that if you are claiming the benefit that they call the state pension and you live to the current average life expectancy - you will be taking a lot more out of the system than you have paid in.
It's not your fault that successive governments of all sides have failed to address it (actually they have all made it worse) and I'm not having a go at you - it's just a mathematical fact. |
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We will have to agree to disagree then on whether the state pension should be considered a benefit or otherwise.
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I have to go out - but it is a state benefit and you won't find anybody of any political persuasion that calls it otherwise. If you are on a state pension, you are a benefit claimant.
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Google - Pie chart for State Benefits (or similar)
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It is classed as a benefit, but I cannot accept something which is compulsory for working people to pay for most of their lives in the same way as for example dole money.
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The state pension is set below the threshold for claiming pension credit. So if they scrapped the state pension they wouldn't save much, they'd just have to pay out a lot more pension credit.
Most people who rely on the state pension have private pensions. The two added together takes them above the threshold for pension credit. Which is what they've saved for all of their lives. Just to have a bit extra that they need for housing and heating repairs which the state does not meet for private property owners. So the true cost of the State pension is not what it seems, because without it the bill for pension credit would have to rocket to compensate. In fact, without the state pension there would be no point in most people taking out private pensions. The state would have to pay out even more than they do now. |
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You surprise me sparrow (given your politics), I thought you were a socialist - but what you're saying is tantamount to what all the right wingers think (and want you to think too) i.e. some benefit claimants are scoundrels and others are upright citizens. All that money ("dole" and state pension) comes from the exact same place and it's all paid out to people that are deemed to need it for one reason or another.
Your attitude is no different to the right wingers - they openly despise socialism and worship "every man for himself" as a philosophy until they hit 65 years of age! Then despite having a handful of (now non-existent to new members) golden pensions and a portfolio of (very cheaply bought) rental properties - suddenly think that the state pension is an acceptable form of socialism even though they don't really need it at all. Yet they continue to call anybody that is looking for a bit of fairness or compassion in society a champagne socialist! |
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The state pension is not classed as a benefit for the majority of state help schemes.
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Management, I am a left winger and for most of my working life a Trade Union official but I will not accept that I look down on benefit claimants. You are simply putting words into my mouth because I seek to differentiate between pensions and other benefits. You then go on to that old chestnut of gold plated occupational pensions to try and justify your position.
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If someone called you a Champagne Socialist it was not me.
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If you are a "left winger" surely you think (like most other state benefits) it should be means tested?
Or are you ok with some kid earning just above the NI threshold subsidising a multi-millionaires that owns the flat they are renting? |
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I am a champagne socialist! - it doesn't bother me in the least as a tag. I don't see a conflict between having done well in life and ALSO having a social conscience!
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pomagne socialist a few rungs down the ladder!
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anyone with an clue wouldnt describe themselves as a socialist of any kind given the human misery its wrought, china the latest disaster
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mitolo - you seem like a well balanced sort of chap! - but you're quite right socialism doesn't work. Neither does communism and neither does capitalism. They are all extreme fixed/rigid philosophies (mindsets) that don't permit any flexibility or legislate for the application of (divergent) common sense solutions to difficult problems.
Most societal problems need an integrated long term solution - lurching from left to right every 10 years or so just exacerbates them. I know the internet is a fantasy world for fantasists - but you only have to read any noticeboard (like this one) for 10 minutes to realise that most people are fixed in their views and don't have any "range" to their thinking outside of those (often extreme) fixed views. Sadly the real world also now largely reflects the views expressed on the internet - as somebody else commented on another thread, about nine times out of ten if somebody gives you their view on one topic, you can accurately project their view on pretty much every other topic. Sadly people with fixed views rarely find solutions to problems. |
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nonsense. stop trying to intellectualise what self-evident. there is no such thing as capitalism. its not an ism and is just the way people and society evolved. socialism, the stepping stone to communism, is a system of coercion and control that will never work, but its bonehead believers will not anbandon faith in the god that failed, over and over
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*is
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Getting back to benefits and for anyone that doesn't believe the state pension is a massive Ponzi scheme:
When Lloyd George introduced The National Insurance Act in 1911 (he actually nicked the idea from Asquith) the age for claiming was 70 and the average life expectancy for a man at the time was just 50. So it's fair to say that the payment (of 5 shillings per week) was sustainable when it was introduced - and it truly was (as the name still suggests and Insurance Scheme - like all insurance schemes - many pay in and few can expect to get a pat-out). Fast forward to today and (until a very recent change) the age for claiming is 65 for a man and 60 for a woman and the average life expectancy for a man is now round about 80 and about 83 for a woman. Everybody has a massive claim that nobody ever budgeted for paying out! It's just not sustainable and you can shout out "but paid in all me life" (as have I) - but you are still basically (be you a pauper or a billionaire) being subsidised by young people who in all likelihood will see the Ponzi scheme collapse long before they become eligible for their turn. For the Tory fan boys that have wonderful private pension and multiple rental properties massive but still think the state pension is an entitlement - it's probably only fair to say that Llloyd George was actually one of your own - in so much as he survived several scandals relating to blatant corruption and rarely passed up the opportunity to do a bit of Insider Trading - so all the Tory fan boys can feel good about being a short-term socialist one day a month when you accept your state pension! And we all lived happily ever after (mostly at the expense of our children and grandchildren)  |