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Threatening letter from Stanjames. Advice needed please.
Threatening letter from Stanjames. Advice needed please.
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I'm assuming that the chargeback claim takes the money back in the same way that they took the money in the first place. It is a bank to bank
Chargeback was allowed because the OP did not give permission for the transaction but it is not illegal. The dispute will then continue as it is now with the OP having to pay the money back because under the T's and C's he is in the wrong, That is how I would understand it. |
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I'm assuming that the chargeback claim takes the money back in the same way that they took the money in the first place. It is a bank to bank transfer in reverse.
Chargeback was allowed because the OP did not give permission for the transaction but it is not illegal. The dispute will then continue as it is now with the OP having to pay the money back because under the T's and C's he is in the wrong, That is how I would understand it. |
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gibraltar have there own courts so they can only force you to pay in gib the whole of gib is bent imo
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There is a pompous tw@t who posts on chit chat who I think is a solicitor.
'Orioles' or some such Mind you he would no doubt take the legal moral high ground ASs I said before in my considered opinion I would just ignore them or tell them to fook off They have a bunch of thieving gobshytes with a lousy website and are based offshore to avoid properly due taxes so deserve nothing more |
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It sounds like they have acted illegally in attempting to take money from your bank account as a sum instead of the payments and references you used.
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op now seeking advice from solicitors experienced in the subject.
Silly man, should rely on Homefortea's homespun legalise or better still listened to the last two posters who clearly know f'all and couldn't even be bothered to read the thread. |
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"who have advertised on their websites that they have experts in Irish and international gambling/gaming law on their websites," build it and they will come.........
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just to explain gibraltar as i was over there last week again the whole thing is built on bent money, money laundering, false property sales, bent legals, bent fk everything all swimming in the same sh*te. the gambling commission is straight!
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But they use English law mainly.
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Also, if anyone, preferably in Ireland, has a suggestion for a solicitor or someone knowledgeable about gambling law, much appreciated!
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Morally OP should give the money but in slow installments to reflect the trouble that SJ's inefficiency has given him.
I would also suggest he shouldn't have posted on a public forum if he is considering a legal response. |
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I dont think he should. It is their error for not taking the money, correctly, in time. It wasnt a loan, it was a payment, and if they dont claim that payment, that's their problem.
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knowall - all great information, but all almost totally irrelevant to the situation the op finds himself in.
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sorry
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I dont think they would take you to court either. Most likely, they would put your account onto a debt collection agency, who would try to contact you. If they did that you could either ignore the letters until they give up, which is quite likely, or reply to them and tell them to dispute it with your bank.
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Correct.
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Who is scared of a debt collector?Tell them to fcuk off if they ever turn up.
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The only thing you have to worry about is a bad credit rating.Big deal,don't use credit anyway.Saves you money in the long run.
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FFS Bottom line OP you made the bets.......you owe whatever your losses total end of.Did you at any point receive funds back into your account from a winning bet?
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Btw knowall is Gib still an Island of debauchery and piss artists?
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Personally, I would try to reach a compromise.
In your favour: *They are registered in Gib so legally they may have problems trying to recover the money in a different jurisdiction *They must have been in the wrong when they dipped into your bank account without prior warning because they refunded you when your bank intervened - they wouldn't have done this out otherwise. *The lack of control over their own systems went on over a period of time. A glitch in the system is acceptable but if it went on for longer then you could argue that this problem was caused by their own incompetence, and that any responsible company should have realised their mistake much earlier and all this should have been avoided. In essence they are partly responsible (as are you for not checking your statements). *Recovery of this money would leave you financially in the s*** because you thought you had more money in the bank than you actually have etc etc Not in you favour You have been placing bets but have not payed for them. I would suggest writing to them outlining that you think they are partly responsible for this situation. Give them the reasons why. Then say you would like make them an offer of 30% (an opening offer!!) as a full and final settlement. See what they say. Increase the offer over a week or two. If they won't budge after all this, wait and see if they get a debt agency in. If they do throw in the towel and offer them the full payment in the smallest installments you can get away with OVER the longest period of time you can get away with. |
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ROFL..........you should all be called to the bar..........not to take silk..........buy a fukcing beer.
There would be more fukcwits hung on this forum if they brought back hanging than King Dings topping themselves on Newmarket Heath after an AOB shock result.   |
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aerobicengine,....... you...... should.......... listen.. to.. GT-MOLE.....
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Has...... GT.... got..... a.......d..o....t.....st.u.t.er....
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He............is............a ..............mad..............man................hth........
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N....A.......P.....
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And so the story ended with a pair of gormless ****wits with only laz luv as a rival.
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.................... ...................... ............................. ................ ........... ................ ................................................... .............. .................................... ........... ....................................... .............. |
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FUKCWITS.
BTW the............is to make it easier for the dyslexic and autistic.........you should be grateful.hth Penzance you have chosen a strange path? |
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Betting on poker or cancer tonight TT?
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..........S.t...an...g.e......p...a...t.h..........
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****....................................................
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CANCER or POKER TT what are you punting on?
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GT....what da f'ck are you on...........................................
horse. |
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F....................................C.............................U.....................F.....................O...................F........................F.................HTH...........
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Last count, 6 since last year since you ask.
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I fear GT is on the verge of........................a break down...............
really.he has now lost his DOTs. |
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L................U......N...................A...........T........I.............C...........
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