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Dundee5 Them4
15 Apr 10 15:45
Joined:
Date Joined: 17 Sep 02
| Topic/replies: 9 | Blogger: Dundee5 Them4's blog
Called into LloydsTsb today for my annual review.

The girl I spoke to mentioned that should I apply for any credit, mortgage etc, the rate i am offered may be altered due to transactions such as betting deposits/withdrawals on my bank account.

Anybody heard of this, or is this quite common?

Or do you use an alternative account for Betfair etc?
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Report Jimbo747 April 15, 2010 3:47 PM BST
Every serious punter should have a separate account for betting. Although books don't hit your credit rating (although they do a basic ID check) if you're applying for a product from your bank, or parent company of your bank, they will be able to see what you've spent and where.

I use Alliance & leicester. Years free overdraft to fund, £100 free. Also use moneybookers and neteller.
Report brendanuk1 April 15, 2010 4:25 PM BST
whats an annual review? is it a mortgage thing?
Report Dundee5 Them4 April 15, 2010 6:38 PM BST
Not really sure Brendan.

I was in paying a bill and the girl said my account was due for a review, could I make time for an appointment.

Just seemed to be a chat over my finances etc
Report TELL DEL April 15, 2010 8:29 PM BST
same as Jimbo, have a seperate account for betting, and a different bank.
Report Knight Rider April 15, 2010 8:57 PM BST
just say no if they offer a review. Basically they just want to get you in a room and sell you stuff.
Report Dundee5 Them4 April 16, 2010 2:05 PM BST
Knight rider,

That seemed to be the sketch, offering their products etc.

Quite interesting though.
Report pots April 16, 2010 8:54 PM BST
ironic given that their reckless gambling brought society as we know it to the brink
Report Maurice365 April 16, 2010 10:10 PM BST
Use Click and Buy.
Report LMansini April 17, 2010 8:13 AM BST
banks are**
Report LMansini April 17, 2010 8:14 AM BST
wow didnt think they blanked that out, word i used was very tame
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