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Dundee5 Them4
15 Apr 10 15:45
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Date Joined: 17 Sep 02
| Topic/replies: 9 | Blogger: Dundee5 Them4's blog
Called into LloydsTsb today for my annual review.

The girl I spoke to mentioned that should I apply for any credit, mortgage etc, the rate i am offered may be altered due to transactions such as betting deposits/withdrawals on my bank account.

Anybody heard of this, or is this quite common?

Or do you use an alternative account for Betfair etc?

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Replies: 10
By:
Jimbo747
When: 15 Apr 10 15:47
Every serious punter should have a separate account for betting. Although books don't hit your credit rating (although they do a basic ID check) if you're applying for a product from your bank, or parent company of your bank, they will be able to see what you've spent and where.

I use Alliance & leicester. Years free overdraft to fund, £100 free. Also use moneybookers and neteller.
By:
brendanuk1
When: 15 Apr 10 16:25
whats an annual review? is it a mortgage thing?
By:
Dundee5 Them4
When: 15 Apr 10 18:38
Not really sure Brendan.

I was in paying a bill and the girl said my account was due for a review, could I make time for an appointment.

Just seemed to be a chat over my finances etc
By:
TELL DEL
When: 15 Apr 10 20:29
same as Jimbo, have a seperate account for betting, and a different bank.
By:
Knight Rider
When: 15 Apr 10 20:57
just say no if they offer a review. Basically they just want to get you in a room and sell you stuff.
By:
Dundee5 Them4
When: 16 Apr 10 14:05
Knight rider,

That seemed to be the sketch, offering their products etc.

Quite interesting though.
By:
pots
When: 16 Apr 10 20:54
ironic given that their reckless gambling brought society as we know it to the brink
By:
Maurice365
When: 16 Apr 10 22:10
Use Click and Buy.
By:
LMansini
When: 17 Apr 10 08:13
banks are**
By:
LMansini
When: 17 Apr 10 08:14
wow didnt think they blanked that out, word i used was very tame
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