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clacton
04 Apr 20 16:45
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Date Joined: 28 Oct 04
| Topic/replies: 2,717 | Blogger: clacton's blog
My son has applied for Universal Credit. He has been told if he gets it he will lose any other benefit he gets now.
Has anyone heard if this is happening.
Seems crazy to give it in one hand and take it back in the other. It has happened before though.

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Replies: 42
By:
Just Checking
When: 04 Apr 20 16:51
The idea was to streamline the complicated benefits system and if people do some work, to not penalise them. So yes it may.
https://www.moneyadviceservice.org.uk/en/articles/who-is-affected-by-universal-credit

IMHO the principal is a good one, but the lead time before you get anything is an absolute scandal, sort that stupidity out and they'd remove the vast majority of the flak aimed at them..
By:
clacton
When: 04 Apr 20 16:54
He is self employed. Cafe owner. Gets child relief or something and been told he will lose it.
By:
Angoose
When: 04 Apr 20 16:56
Wont lose it, will be included in the overall calculation and a single payment made.
By:
clacton
When: 04 Apr 20 16:57
Yeah I think he may have got it wrong.
By:
Angoose
When: 04 Apr 20 16:58
Heard a discussion on one of the news channels just the other day where they were discussing the huge surge in claims for UC.

Clearly, the staff processing the claims are being overwhelmed.
But the point made on the show was that it would be substantially more of an administrative burden if separate claims had to be made.
By:
Angoose
When: 04 Apr 20 17:00
Eligibility
If you or your partner earn over £50,000
You’ll still be eligible for Child Benefit even if you choose to stop receiving it. You can always change your mind and restart your payments.
By:
clacton
When: 04 Apr 20 17:01
Am getting back to him. Think hes got this wrong.
By:
clacton
When: 04 Apr 20 17:02
If he was right then millions of people would be shouting from the rooftops surely.
By:
Angoose
When: 04 Apr 20 17:02
Looks like it's a poor explanation / misunderstanding.

https://www.gov.uk/universal-credit/what-youll-get
By:
Just Checking
When: 04 Apr 20 17:06
I really don't get why the Tories don't reduce the first payment time to a reasonble 1 maybe 2 weeks. It would remove so much anger aimed at them in one stroke. Maybe they'll sort it out as they pick up the pieces after "28 days Later Lite" is over.
By:
Cider
When: 04 Apr 20 17:15
The theory is a reasonable one, most people work on an accrual basis, so will leave work with a lump some (usually). There is a mechanism for an advanced payment now, I believe.
By:
Cider
When: 04 Apr 20 17:15
'sum Cry
By:
clacton
When: 04 Apr 20 17:20
Thanks for the help. I think he's probably got it wrong.
By:
Cider
When: 04 Apr 20 17:25
A lot of media mis-reporting as usual. They talk about UV as if it's JSA. The clue is in the name, it's any benefit entitlement rolled into a single (universal) payment.
By:
clacton
When: 04 Apr 20 17:32
The quicker he can re-open his cafe the better. Think it may be a long time.
By:
Cider
When: 04 Apr 20 17:35
Is he SA or PAYE clacton?
By:
Just Checking
When: 04 Apr 20 17:37
". Think it may be a long time."
Indeed. A long long LONELY time. As Led Zeppelin will sing about the loss of their favourite cafe as the isolation continues:

"Been a long time since a sausage roll"
By:
clacton
When: 04 Apr 20 17:41
SA
By:
clacton
When: 04 Apr 20 17:43
I think he can get a grant
By:
Cider
When: 04 Apr 20 17:48
He'll get a grant if he's filed a tax return for the year ending April 2019, and it was the majority of his income that year. Not until June most likely, and HMRC will reach out to him.
By:
woundedknee
When: 04 Apr 20 17:50
System is bollix... Friend of mine gets 600 quid a month pension ..took early retirement unable to do his Asphalting job anymore  56.. has been doing local driving job ... cant claim any benefits because of his pension income... they only help PONCES and FAKE REFUGEES
By:
Cider
When: 04 Apr 20 17:56
Can't expect the taxpayer to support someone already on 600 pcm.
By:
1st time poster
When: 04 Apr 20 17:59
universal credit not enough to live on so we,ll give you a loan that you pay back  out of future payments ,what could possibly go wrong

the thickest kooont in the world couldnt come up with such a system, could they IDS
By:
woundedknee
When: 04 Apr 20 18:00
so you get penalised for working and having a pension thats bollix.. when ponces who never work will get more than him overall ... no wonder these ponces dont work
By:
Cider
When: 04 Apr 20 18:05
semi retirement is for someone who can live off their pension income and works a bit to keep occupied. You can't retire and still need to work (well, shouldn't).
By:
woundedknee
When: 04 Apr 20 18:07
most people i know earn 600 plus per week  ...600 a month to live on in London is fcuk all
By:
1st time poster
When: 04 Apr 20 18:08
listening to people like you wounded the middle class  luvies marched off down the dole office expecting payments to fund a lifestyle they've read about in torygraph,sun,express and mail 450 quid didn't quite cut it,one was heard to scream do you no how much avocado on toast costs, Laugh
By:
woundedknee
When: 04 Apr 20 18:08
the company made him unfit for work cos its heavy work...he had no choice
By:
Cider
When: 04 Apr 20 18:09
He wasn't really in a position to take his pension from the details you've provided. Needed to find alternative work.
By:
1st time poster
When: 04 Apr 20 18:13
up in the darkest north east with no housing cost[own  house], I work on getting 2 grand between me and mrs a month to live on,she,s early retirement and I do part time 4/5 days a month and savings, anywhere between 1500 and 2000 is fine
By:
woundedknee
When: 04 Apr 20 18:13
not my problem .. but it dont give incentive to bother with a pension when you get more poncing ,, i wouldnt bother if i were younger
By:
Cider
When: 04 Apr 20 18:18
pensions are a great tool but must be managed well. I would encourage anyone of any age to take maximum advantage of employer contributions and salsac.
By:
1st time poster
When: 04 Apr 20 18:19
even worse is governments,insurance firms kidding todays young that saving a tenner,20 a week in to a pension scheme will give you a tidy nest egg, when it wont,my advice to the younger generation would be
A, get on housing ladder
B, make sure you pay full yearly NI contributions to get state pension
c,only when your sure of top 2 think of private pension investing
By:
woundedknee
When: 04 Apr 20 18:23
thats what i did ..i got very lucky with Maggies right to buy CoolWink
By:
1st time poster
When: 04 Apr 20 18:25
well played sir
By:
Cider
When: 04 Apr 20 18:25
If someone put £20 pw in a S&P tracker in a pension wrapper (in today's money) for 45 years pot would be £1,634,205.76
By:
elisjohn
When: 04 Apr 20 18:27
woundedknee, not 100%, he would have been better leaving his pension in , and just claiming benefits etc ,or   taking 25?% of his pension tax free, spending or giving in to family members to ( keep ) , leave  about 5,000 in savings , then youd qualify for all benefits
By:
Cider
When: 04 Apr 20 18:27
£1,366,751.63 with charges incorporated.
By:
Angoose
When: 04 Apr 20 18:28
Are you sure about that 63 pence Confused
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