Universal Credit

The idea was to streamline the complicated benefits system and if people do some work, to not penalise them. So yes it may.
https://www.moneyadviceservice.org.uk/en/articles/who-is-affected-by-universal-credit

IMHO the principal is a good one, but the lead time before you get anything is an absolute scandal, sort that stupidity out and they'd remove the vast majority of the flak aimed at them..

He is self employed. Cafe owner. Gets child relief or something and been told he will lose it.

Wont lose it, will be included in the overall calculation and a single payment made.

Yeah I think he may have got it wrong.

Heard a discussion on one of the news channels just the other day where they were discussing the huge surge in claims for UC.

Clearly, the staff processing the claims are being overwhelmed.
But the point made on the show was that it would be substantially more of an administrative burden if separate claims had to be made.

Eligibility
If you or your partner earn over £50,000
You’ll still be eligible for Child Benefit even if you choose to stop receiving it. You can always change your mind and restart your payments.

Am getting back to him. Think hes got this wrong.

If he was right then millions of people would be shouting from the rooftops surely.

Looks like it's a poor explanation / misunderstanding.

https://www.gov.uk/universal-credit/what-youll-get

I really don't get why the Tories don't reduce the first payment time to a reasonble 1 maybe 2 weeks. It would remove so much anger aimed at them in one stroke. Maybe they'll sort it out as they pick up the pieces after "28 days Later Lite" is over.

The theory is a reasonable one, most people work on an accrual basis, so will leave work with a lump some (usually). There is a mechanism for an advanced payment now, I believe.

'sum

Thanks for the help. I think he's probably got it wrong.

A lot of media mis-reporting as usual. They talk about UV as if it's JSA. The clue is in the name, it's any benefit entitlement rolled into a single (universal) payment.

The quicker he can re-open his cafe the better. Think it may be a long time.

Is he SA or PAYE clacton?

". Think it may be a long time."
Indeed. A long long LONELY time. As Led Zeppelin will sing about the loss of their favourite cafe as the isolation continues:

"Been a long time since a sausage roll"

SA

I think he can get a grant

He'll get a grant if he's filed a tax return for the year ending April 2019, and it was the majority of his income that year. Not until June most likely, and HMRC will reach out to him.

System is bollix... Friend of mine gets 600 quid a month pension ..took early retirement unable to do his Asphalting job anymore  56.. has been doing local driving job ... cant claim any benefits because of his pension income... they only help PONCES and FAKE REFUGEES

Can't expect the taxpayer to support someone already on 600 pcm.

universal credit not enough to live on so we,ll give you a loan that you pay back  out of future payments ,what could possibly go wrong

the thickest kooont in the world couldnt come up with such a system, could they IDS

so you get penalised for working and having a pension thats bollix.. when ponces who never work will get more than him overall ... no wonder these ponces dont work

semi retirement is for someone who can live off their pension income and works a bit to keep occupied. You can't retire and still need to work (well, shouldn't).

most people i know earn 600 plus per week  ...600 a month to live on in London is fcuk all

listening to people like you wounded the middle class  luvies marched off down the dole office expecting payments to fund a lifestyle they've read about in torygraph,sun,express and mail 450 quid didn't quite cut it,one was heard to scream do you no how much avocado on toast costs,

the company made him unfit for work cos its heavy work...he had no choice

He wasn't really in a position to take his pension from the details you've provided. Needed to find alternative work.

up in the darkest north east with no housing cost[own  house], I work on getting 2 grand between me and mrs a month to live on,she,s early retirement and I do part time 4/5 days a month and savings, anywhere between 1500 and 2000 is fine

not my problem .. but it dont give incentive to bother with a pension when you get more poncing ,, i wouldnt bother if i were younger

pensions are a great tool but must be managed well. I would encourage anyone of any age to take maximum advantage of employer contributions and salsac.

even worse is governments,insurance firms kidding todays young that saving a tenner,20 a week in to a pension scheme will give you a tidy nest egg, when it wont,my advice to the younger generation would be
A, get on housing ladder
B, make sure you pay full yearly NI contributions to get state pension
c,only when your sure of top 2 think of private pension investing

thats what i did ..i got very lucky with Maggies right to buy

well played sir

If someone put £20 pw in a S&P tracker in a pension wrapper (in today's money) for 45 years pot would be £1,634,205.76

woundedknee, not 100%, he would have been better leaving his pension in , and just claiming benefits etc ,or   taking 25?% of his pension tax free, spending or giving in to family members to ( keep ) , leave  about 5,000 in savings , then youd qualify for all benefits

£1,366,751.63 with charges incorporated.

Are you sure about that 63 pence

Immaterial

forget the hard sell he,s a 40 yr true story of investing in uk,s big 5/6 high street names
endowment mortgage enough pay of loan with a nice little earner left over for a new car,exotic holiday etc, truth warning letter aftyer 14 years saying there wont be enough to pay off your mortage let alone a new car,we advise you to go on to a repayment mortgage
15 year savings plan to mature when the son was at uni time promised
bad spell 14 grand
average spell 218 grand
good spell 24 grand
after 15 years I,d put just over 10 grand in and got Justyn over 11 out
pensions we don't want to go there really but roughly but 100 grand of own money in,currently be lucky to get it back the way things are going
I don't tell lies,thats the truth picking some fund on paper in hindsight proclaiming ahuge profits its plainly ridiculous,there,ll be millions of people getting pension statements shortly only just joined last few years and will be leaving in droves never mind upping the contributions to 4/5%
was talking to neighbour the other day he,s recently retired living on drawdown his pots .lost 93,000 squid,his advispor ssaid don't worry it will  be alright , he didnt go into details but he must be one of the 10,s of thousands paid to leave DB schemes

just one thing to people that might lose their work etc, a lot of the dhss staff will tell you to claim universal credit, but not tell you that if you have been working and paying tax, nat ins for last 2 years you can also claim  new style jsa and if sick new style esa , again not 100%, but you might not  qualify for univ credit , but i think you can have new style jsa it not means tested, you can have that 6 months or 1 year.