national insuresnce contributions

No - if you're not earning a set amount, you can apply for an exemption certificate...however, it's best to pay nat. insurance voluntarily anyway.

What's he gonna put on his passport? "Feckless Dandy"??

WORKSHY FOP!

international playboy

FOYLESWAR   
19 Mar 15 16:27 
he is still unemployed but  has decided to sign off and live off his savings so he gets no jobseekers allowance now

Why?

This international bit does that apply  from travel or just food shopping

no says it isn't worth the hassle and reckons he will be able to live on his savings! he is a teenager and knows it all ,

to be fair he does not bet drink or smoke ,and has little  outlay his main spend is  going to watch crystal palace play at home  every 2 weeks and as he is a season ticket holder his outlay is feck all really ,may be in shtook when he needs to renew season ticket next season tho !

if he's only out of work for a short time he needs not bother, by the time he retires he'd normally have made more contributions than needed to get a full pension and even if not you can catch up at a later date

i think at the moment it's 30 years of nat ins payments so at his age it's not worth worring about

Assuming he lives with you, how much 'keep' does he pay?

cheers for that elise , he certainly is not worrying, he couldn't give a shyte ,muggins here doing all the worrying for him , to cap it all he has just announced that he has booked an all inclusive holiday to malia with a crowd of mates in july ffs ,

My daughter is off to Malia in July

Goes up to 35 years contributions required for full pension from next year. Who knows what it'll be when he retires though.

got 31 years I wont bother topping it up.

wont be one, or will kick in at 80 - do dont worry!

There is a time limit for topping up missed years contributions - something like 6 years, with some exceptions. All the info is online.

thanks for that lads ,reckon once he has had the holiday and  his savings start nosediving he will be back on the scratcher or in employment

I was similar at his age but if he doesn't have over 6k savings he may as well sign on , though can be a pain & social stigma at a young age

Paying NI isn't as easy as some make out , if you're Self employed you can pay the lower rate but if you're neither Self employed or Unemployed like me , you pay the Top rate just as if you were working , which is why I don't pay it any longer

what is this years rate for topping up?

think my class 2 is 12 or 13 quid a month

A Crystal Palace supporter, top banana

How can a teenager with no job have savings?

My mistake, not a teenager and I assume he worked before?

I don't think you're mistaken TMM.

I've been self-employed for twenty years and never brought a NI stamp.

When I read my tax return thingymygybs there is some NI contributions deducted (I think). It's not something I'm going to worry about anyway.

Is there a way of checking if your NI contributions are all up to date ....i am 53 ..just want to check

I wouldn`t worry kenbo, by the time you retire the Tories will have abolished the pension anyway.

scamp the man

https://www.gov.uk/check-national-insurance-record

That wouldn't surprise me! Working till I'm 77y/o!

Working till I'm 77y/o!

What you going to do for the other 23 years

themightymac...thanks

http://www.malia.co.uk/images/000/000/002/000000002745.jpg