Insurance Advice please, leaking Roof

put in a claim

yes thats what i plan to do

^ well done

thats it then

Yeah, but ideally i want to claim for the full roof, not just patching the leak up

its been very windy as well, maybe that caused the problem

need to get up there and remove a few more farmer giles then

so you want advice that will increase everbody elses premium?

chill out gordon,whats it to you ? you're flush

I'm no expert but if you put in a big claim you'll have a loss adjuster round. I'm sure he'll spot the wear and tear which might give you probs.

cheers for the advice

get some rank furniture in when they come round - preferably water spoilt - nap

its ruined the the carpet as well

had the same thing yrs ago,they'll offer you the bare minimum
make those muthas pay

were you abused as a child by an insuranceman bitto?

REPORTED

what the best way to do it,?


get a roofer who i would let do the roof and get him to damage/remove some tiles etc?

before the insurance comes round

;)

better find one in the morning

its coming through worse then ever ffs

POP,

You will need an "insured peril" to have occured to have a succesful claim.

Rain won't be enough to satisfy your Insurers that you have a valid claim.

Water ingress can fall under the storm danage peril if you can prove that the roof covering ( assuming it is not a flat felt roof - you'll modt likely be fecked if this is the case) has been damaged by "STORM" .

Therfore get your roofer to confirm that the tiles/slates have become loose due to high winds, storm conditions etc.

Cheers carv, im hoping the roofer is a smart cookie

No problem.

If you need any help put out a shout tomorrow evening and I'll point you in the right direction

will do m8

You may find the roof covered for storm damage on your buildings policy, but any damage to carpets/furniture will be contents policy. It's another way to get you to pay excess on both claims!

Burn the house down, claim insurance, move somewhere else, imho.