Chit Chat
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29 Nov 09
19:09
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25 Oct 08
I only live in a small End terrace with a slate roof, its peeing it down outside, and the roof is leaking quite bad, Ideally i need a new roof, i am currently out of work, so i can't afford one, whats the best way to get one out of the insurance company?
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Replies: 27
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put in a claim
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yes thats what i plan to do
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^ well done
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thats it then
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Yeah, but ideally i want to claim for the full roof, not just patching the leak up
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its been very windy as well, maybe that caused the problem
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need to get up there and remove a few more farmer giles then
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so you want advice that will increase everbody elses premium?
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chill out gordon,whats it to you ? you're flush
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I'm no expert but if you put in a big claim you'll have a loss adjuster round. I'm sure he'll spot the wear and tear which might give you probs.
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cheers for the advice
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get some rank furniture in when they come round - preferably water spoilt - nap
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its ruined the the carpet as well
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had the same thing yrs ago,they'll offer you the bare minimum
make those muthas pay |
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were you abused as a child by an insuranceman bitto?
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REPORTED
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what the best way to do it,?
get a roofer who i would let do the roof and get him to damage/remove some tiles etc? |
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before the insurance comes round
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;)
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better find one in the morning
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its coming through worse then ever ffs
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POP,
You will need an "insured peril" to have occured to have a succesful claim. Rain won't be enough to satisfy your Insurers that you have a valid claim. Water ingress can fall under the storm danage peril if you can prove that the roof covering ( assuming it is not a flat felt roof - you'll modt likely be fecked if this is the case) has been damaged by "STORM" . Therfore get your roofer to confirm that the tiles/slates have become loose due to high winds, storm conditions etc. |
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Cheers carv, im hoping the roofer is a smart cookie
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No problem.
If you need any help put out a shout tomorrow evening and I'll point you in the right direction |
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will do m8
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You may find the roof covered for storm damage on your buildings policy, but any damage to carpets/furniture will be contents policy. It's another way to get you to pay excess on both claims!
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Burn the house down, claim insurance, move somewhere else, imho.
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