DIVISION 3 SATURDAY NOVEMBER 1

1 - You have to choose 1 horse each day. Winners will be returned at SP/Industry prices and the stake is 1 point. If no SP/Industry price is returned winning selections will be settled as non-runners.

2 - All UK and Irish races are eligible along with the Dubai Festival and the Sunday Arc de Triomphe meet.

3 - Selections must be posted AT LEAST 1 hour before your selected race and all horses must be named. Failure to comply will result in the selection being declared Invalid and treated as a Non Selection. See rule 8.

4 - Selections may be changed as long as it is at least 1 hour prior to the original race OR if the selection is a NR or deemed invalid ( Rule 3 MUST still be adhered to).

5 - Rule 4 and Dead Heat rules will apply to SP/Industry prices.

6 - Sunday selections will be optional unless it is the last day of the month. On optional Sundays there will be no deductions for non-posters and Rule 8 will not apply.

7 - LAST DAY RULES for the last day of the month: all selections must be made BY THE SCHEDULED OFF TIME OF THE FIRST RACE of the day, you can't choose a horse already selected by another competitor in the same division, and only named horses are allowed.

8 - On any day that a competitor does not post (excluding Sundays and final days) they will automatically revert to a Rest Day, which will be settled as an optional day Non selection. However, once the total of such Rest Days for a month reaches 5, further days when no selections are made in that month will be classed as a losing No selection.

9 - Reserve selections will only be allowed to cover the possibility of a meeting being abandoned.

10 - In the event of a tie the person who has used least Rest Days will be deemed to finish above the person they have tied with.

11 - In the event of a major Betfair upgrade which may affect the ability to post on the Forum before racing starts that day will have Sunday rules applied (ie. no deduction for non-posters).

12 - Quite often things can crop up that aren`t strictly covered by the above rules (grey areas). In these instances please abide by the individual settler's decision/ruling.

Also please note:
In Division Three only anyone posting their first selection after the first day will not be credited with 'Rest Days' for days prior to the first post unless they specify in advance their intention not to post for those days.