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DECKIE SPIDER
04 Jan 10 18:08
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Date Joined: 16 Feb 08
| Topic/replies: 284 | Blogger: DECKIE SPIDER's blog
There is bout to be an account on here or some one who knows :-)

Had a kid this Jan 09 and the Mrs was getting maternity up until Sep, we were planning on her going back to work but the price of child care etc and adv of her looking after our kid thinking of not going back to work.

Our combined income was about 52k per annum but with me just working now it will be 32k per year roughly including bonus's.

Is there extra tax credits because shes not working ? the mrs saaid to me today there is, if so how much extra a month would it be worth?

TIA

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Replies: 26
By:
1hearts
When: 04 Jan 10 18:12
Go to moneysaving expert dot com there is a tax forum on there with help in this area.
By:
Waheyyyy
When: 04 Jan 10 18:20
Other people that will be able to tell you for sure but there's other money she will get for not working and being a bum ;) My br and sister-in law are in the same boat. She was going to start back at work today but handed her notice in. He's on £35k and she was on £20k. They worked out that they would only be £100 p.m.better off if she went back to work.
By:
DECKIE SPIDER
When: 04 Jan 10 18:33
Yeh same as us about £150 better off if she went back, was hoping there might be a few benfits for her not workin.

Could she go on the dole lol
By:
Waheyyyy
When: 04 Jan 10 18:34
How about Jobseekers allowance? ;)
By:
DECKIE SPIDER
When: 04 Jan 10 18:34
Was thinking that but how long can you get that for?
By:
Teeth
When: 04 Jan 10 19:01
Go to the tax credits site fill in details and get a rough answer of what they will pay you!
By:
Teeth
When: 04 Jan 10 19:02
wont get JS allowance btw although it will pay NI contributions i think.
By:
Waheyyyy
When: 04 Jan 10 19:18
Lol. Hi, please can I apply for Jobseekers allowance. Sure, howcome you left your last job. I, erm left :p
By:
Keith A
When: 04 Jan 10 19:21
Try "calling Joffy"
By:
joffy
When: 04 Jan 10 20:23
It aint citizens advice here mate.

However I have answered him ;)
By:
Dooberama
When: 04 Jan 10 20:59
Dragging this off on a tangent.

I think a lot of it depends on how well suited you are to spending all day looking after a kid. I know I looked after ours for a while and it can be duller than work at times. There are really enjoyable times, but when she is playing up and wanting to watch the same things over and over again you miss a bit of adult interaction. It can get just as repetitive and dull as work and add in some pretty dull housework and it isn't that desirable. I was quite looking forward to working again after a few months.

I know now that my missus is at home all the time, she really wants to work, and I don't think much of that is a money thing.

Now I am working again, of course I wish I could spend more time with my kid again!
By:
DECKIE SPIDER
When: 04 Jan 10 21:06
Its the Mrs who will be at home. Just a small shortfall if she is so hopefully i run the way i have been last 12 months. But if i didn't i wouldn't have a back up plan.

Ihave been on to citzens bureau and Joffy was very help ful :-)
By:
Jazzy_Jon
When: 04 Jan 10 22:10
My girl actually suggested that when we're married and a kid comes along I can quit work and play poker all day as well as looking after kids etc but dunno if it's quite for me.

Think I'd get bored, I've worked from home before and I could spend 3 or 4 days solid without leaving the house and it did get a bit depressing at times!
By:
Jazzy_Jon
When: 04 Jan 10 22:11
and that was without having screaming kids about
By:
Dooberama
When: 04 Jan 10 22:17
My girl actually suggested that when we're married and a kid comes along I can quit work and play poker all day

lol, she knows. You'd be lucky to get in an hour's cash between 7am and 7pm, and that is making the big assumption that you have nothing else to do in that hour.
By:
Jazzy_Jon
When: 04 Jan 10 22:23
That difficult is it? Ah well, by time I have kids both our mum's should be retired and happy to take kids on all day!
By:
Dooberama
When: 04 Jan 10 22:31
Well, I guess it is possible when they go to school. Mine started going to nursery 2 days a week when I was looking after her, but of that I probably only really managed one full day's poker from two because of other things. I suppose I could have put her in more, but there is probably less of a stigma in putting a kid in nusery to work than there is putting her in to play poker. And I think you should look at your priorities if you put them in nursery 5 days a week to play poker.

And babies/toddlers pick up a ton of bugs when they go to nursery, so it really isn't that certain that they are going to get in each day or remain there once in!
By:
Dooberama
When: 04 Jan 10 22:36
Oh and I should say it would probably be easier to play now she is 2 and a bit than when she was 1. She'd be happpier watching the TV now than she was then, but even then you can't guarantee she won't do anything stupid when you turn away.

And the stigma thing comes in, if she breaks her arm while I was cooking lunch I would probably feel better than if she did it while I was playing a $50 super turbo.
By:
Soap
When: 04 Jan 10 23:06
wise words Doobs IMO
By:
Soap
When: 04 Jan 10 23:08
Deckie

While this does not answer your question I will give you something else to look at.

If you wife has taken paid maternity (eg work paid not SMP ) and does not go back you should look up whether what she has been paid is repayable (usually the diff between pay and SMP), it may make sense to go back for a minimum time to avoid this.

Totally dependant on ts and cs of working contract.
By:
Soap
When: 04 Jan 10 23:09
also as FYI you are entitled to 12 months lleave now of which I think 9 is now paid at SMP as min.
By:
You Smell Of It
When: 09 Jan 10 14:26
.
By:
dibble
When: 09 Jan 10 14:26
what are you doing?
By:
winkelholland
When: 09 Jan 10 14:29
Just another donk with nothing better to do than bump all the threads
By:
FFsmd
When: 09 Jan 10 14:40
Remember the most important thing is the growth of your child, i would rather put my kids in day care then put them infront of the TV.Poker is a job theres no shame in day care, but not giving them the attention or stimulation they need is letting them down.
By:
Dealem....
When: 09 Jan 10 14:47
wise words.
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