Ordinarily if you gave me 9.5 points with Belichick coaching the Dagenham Girl Pipers, I'd snap your hand off, but Jimmy Garoppolo looked tentative in the preseason and Arizona have a quick, aggressive defence that might overwhelm the lad.
1.3 is available on the Cardinals SU, but I haven't backed a 1.3 shot since the Brexit vote and that did not go well.
If you must have a dabble, Palmer is such an aggressive QB he almost always chucks it the wrong way or tries to force the ball in where it just doesn't belong: couple that will Jimmy Garoppolo staring wide eyed at the Arizona D and something daft like 2.8 for 4-5 turnovers, or buying the number on the spread might cash.
Pick: No bet