betfair ste

Is it just me or is the site buggered.  Taking ages to load certain sports markets(costly lately for me).  Mouse-over horses for info, works when it wants.  Live video way behind and stalling.  Payments used to take 3 day for me.....now 5 days.  Having to go looking for inplay games that should be advertised.  Market suspensions that take for ever.

Also, I am using up my betfair points this month, as I wont be betting as big as I was in the previous months and dont want the decay, but notice that lets say if I bet €20 at 2.0 my green will read €19.20 (or so) and my red the same.

Anyone else found similar annoying quirks?