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gav11
26 May 25 20:15
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Date Joined: 11 Jan 03
| Topic/replies: 70 | Blogger: gav11's blog
https://www.independent.ie/irish-news/courts/former-bursar-at-dublin-fee-paying-school-stole-500000-to-fund-gambling-addiction/a300168327.html
Natasha Reid Today at 17:52.

A private school bursar who stole half a million euro to fund a gambling addiction has sold her home and signed over her pension to pay back the institution, a court has heard.
Mary Higgins (62), with an address at Hawthorn Lawn, Castleknock, was before Dublin Circuit Criminal Court today, where she pleaded guilty to stealing €500,000 from Mount Sackville Secondary School in Chapelizod between January 1, 2012 and March 23, 2017.

The court heard that she had spent 12 years attending the school and 24 years working there. She told gardaĆ­ that she had hoped and prayed every day for ā€œa big winā€ to pay the school back, but the court heard that the hole kept getting deeper.

Det Gda Brendan O’Hora testified that Higgins had controlled all aspects of cash flow in the school, was the main signatory on its bank accounts and controlled the lodgements. When cash was received in the school, it was placed in a folder for her and she decided how it was to be allocated.

He explained that, while parents received receipts, there was no cash receipts book, no copy of receipts was ever kept, and there was no oversight.

However, it was another employee who prepared ledger cards for each child attending the school. This employee noticed that, from time to time, they were rewritten by Ms Higgins. She also noticed that the accounts were always late and never up-to-date.

The principal was informed and, in March 2017, it was decided an auditor would be brought in to help the defendant.

Higgins told the principal that she had taken cash from the school over time and used it for gambling addictions. She said she had taken about €500,000 and that she had a property she could sell.

She was so distressed that the school was concerned for her well-being and suggested she attend her GP. She was placed on administrative leave.

An accountant was engaged by the school but such was the dearth of records, that the exact amount taken or period of time concerned could not be identified with any certainty. The Director of Public Prosecutions proceeded on the basis of the defendant’s own admissions.

Det Gda O’Hora said that Higgins had cooperated fully with gardaĆ­ and the forensic accountant. She had stressed she was the only person involved in the theft, and was very anxious that nobody else would be blamed.

She told her interviewers that she had spent all of the money on gambling, and was able to identify money having been paid to bookies.

The detective explained that she was able to hide what she’d been doing as some fees were paid in advance. She worked a year ahead so students were not affected and all children attending the school had their fees paid. She had no previous convictions and has since repaid €470,949.62.

Under cross-examination from Ronan Kennedy SC, defending, the detective agreed that this was an unsophisticated offence, where she was stealing cash that she was responsible for lodging into bank accounts.

He accepted that she’d had unfettered access to the cash due to a lack of oversight, meaning it wasn’t difficult to carry out.

Det Gda O’Hora agreed that she was in crisis and couldn’t live with herself any more and came forward to disclose her addiction and what she had done.

She had attended voluntary meetings with the principal and chairperson of the board of management, who had urged her to get medical advice for her gambling disorder.

Another staff member told investigators that she had always been very professional in school. She had noticed that Higgins seemed to be betting on horses in recent years, but didn’t realise it was an addiction.

The court heard that she was very remorseful in her interviews with gardaĆ­. She told them that she had spent 36 years at the school, was not married, had no children and that her job was her life. Det Gda O’Hora added that her social life, too, and therefore her whole life had revolved around the school.

She told them that she would hope and pray every day that she’d have a big win and pay back the money.

ā€œThe hole just seemed to get bigger,ā€ remarked the detective.

ā€œI believe she showed true remorse,ā€ he added. ā€œNotwithstanding what she’d done, she was a pleasure to deal with.ā€

The court heard that she had attended the Rutland Centre for her addiction and still attends Gamblers Anonymous, where she had served as a secretary, giving her time voluntarily. She had also engaged with counsellors for personal therapy.

Higgins returned to education in the eight years since the offence came to light, studying addiction and counselling so she could use her own experience to help others.

She’d received a postgraduate qualification from Trinity College, and a Master’s degree in counselling psychotherapy and has been providing voluntary counselling services to others.

The court heard that she had sold her home and another apartment she had, and had also signed over her pension to repay the money.

ā€œChecks have been carried out, and any properties or moneys she had has been paid over to the school,ā€ confirmed the detective.

She now lives with her 93-year-old mother and receives €260 per week in carer’s allowance to provide the 24-hour care she needs.

Det Gda O’Hora said that all of the money had been used to feed gambling; bank statements showed significant amounts were paid to large bookmakers, and that she had been allowed to continue to bet.

Mr Kennedy asked him if she had suffered a significant fall from grace.

ā€œHer whole life appears to have revolved around the school and she was highly regarded within that circle,ā€ he said.

ā€œI think she’s tackled her issues head-on and has gone above and beyond in tackling her issues, in terms of what I’ve seen in my career,ā€ he added.

He said that she had worked hard for the school and that, while the offence had an impact on the school, losing her also had an impact.

He confirmed that the school had since changed its system.

ā€œIt’s a remarkably sad and tragic case,ā€ said Mr Kennedy, explaining that she had asked him to publicly apologise to the entire school community.

He said that she was from a family of four and had been born in America. Her own father had been inflicted with alcohol and gambling problems and had suffered a fatal heart attack in her presence when she was three years old. This had led to her having emotional disturbances for which her mother had sought treatment. The family moved to Ireland when she was six.

Mr Kennedy said that during her time at Mount Sackville, she had overseen maintenance and capital building, with €7 million in profits reinvested into the school.

Things changed in 2012 and some responsibilities were removed from her, affecting her self-esteem. She found herself having more time on her hands and, with no hobbies, she engaged in the secretive activity of gambling. He said that studying formula and bets became all-consuming.

ā€œShe was living a double life,ā€ he said.

He noted that there was a shortfall of €29,000 in what she had repaid, but said that she was committed to paying it back if made a condition of her sentence. It would take time, however, as her only source of income is now carer’s allowance.

Counsel handed in several testimonials from current and former staff at the school, including a former principal and deputy principal. Letters from family members were also handed in, including from her elderly mother, who spoke of her unwavering love and support to her and her regret that she didn’t see the signs of gambling.

Her brother, who had travelled from New York for the court case, wrote of how ā€œgambling has destroyed a life so well lived in kindnessā€.

ā€œShe recognises the gravity of what she has done,ā€ said Mr Kennedy, asking for leniency. ā€œShe’s already lost her job in a very public fall from grace and has hit every branch on the way down.ā€

Judge Orla Crowe asked why the matter had come forward only now, and was told that this was due to the length of time it took to complete the forensic accountant’s report.

She said she would give her decision on June 19.
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Report Cupwinkcook May 26, 2025 9:37 PM BST
My daughter attended the school in that timeframe, was quite the scandal.
Cant picture the lady in question, even though she lived nearby.
Report uptheirons May 26, 2025 11:11 PM BST
Never a mention about who took the bets is there?
Report sageform May 27, 2025 7:34 AM BST
Do they have affordability checks in Dublin?
Report formoftheace May 27, 2025 8:28 AM BST
Everyone will feel the brunt of this individual no doubt….
Report impossible123 May 27, 2025 8:54 AM BST
Bookies are scums. Bookies will bleed you dry without an ounce of conscience. I hope the bookies concerned will show a bit of remorse, and will do what this lady is doing ie seek counselling and reviewing their sharp practice business strategy eg profit at all costs.

I also hope the bookies concerned will pay back every euro they "knowingly" stole from the school with interest, and fine heavily. I also hope the bookies will be named, and prosecuted too.

The woman has paid a huge price for her addiction to gambling. This is not a one-off. It could happen to anyone with that category of self-control/discipline (or lack of it).
Report The Management May 27, 2025 9:00 AM BST
sageform27 May 25 07:34Joined: 15 Jun 01 | Topic/replies: 29,459 | Blogger: sageform's blog
Do they have affordability checks in Dublin?


She stole the money between 2012 & 2017 (during the height of the period when all the casino & slot peddlers were breaking the law) - so no.

No details (above) on what she lost it on - was she actually "betting" or was she "gaming"?

Either way, she's probably just part of the tip of a massive iceberg, as far as female "problem gamblers" are concerned. We're approaching the stage now where a couple of generations of women will have been lured into addiction via slots and casino sites masquerading as a bit of social fun on a pretend Bingo site.
Report longbridge May 27, 2025 9:32 AM BST
@TM

"No details (above) on what she lost it on - was she actually "betting" or was she "gaming"?"


The article strongly suggests it was horseracing: "She had noticed that Higgins seemed to be betting on horses in recent years, but didn’t realise it was an addiction."
Report The Management May 27, 2025 9:48 AM BST
Not sure that counts as a "strong suggestion" longbridge.

It's pretty much par for the course with these stories, in that there's nothing specific or more detailed than a fleeting observation from a bystander, plus some references to her being secretive and studying formula.
Report elise May 27, 2025 10:58 AM BST
secretive, borrowing money, systems and stats, searching for a grail to get out of the hole

it's gaze!
Report Jacko2017 May 27, 2025 11:05 AM BST
I live in cork city and have 3 paddy's 2 boyles and 2 ladbrokes within 5 minute drive anytime I have gone into one of them in the last 12 months there's almost nobody in them except women playing bingo and that could be anytime of the day or evening I only stay for a few mins to place my bet but always makes me sad to see it
Report brassneck May 27, 2025 11:54 AM BST
How do you play bingo in an irish bookies officeConfused
Report Jacko2017 May 27, 2025 12:30 PM BST
Each bookie have their own game version that's played throughout the country every couple of minutes it's crazy to see the women running up with their slips before next game starts practically no males stay in the shops around here just in and out because of all the women in the shops I believe male and female have equal right to gamble freely it's just feels so wrong to see all ages of females hooked on these games
Report Ramruma May 27, 2025 2:53 PM BST
Was she really addicted or just desperately trying to smash her way out?
Report uptheirons May 27, 2025 3:11 PM BST
People get addicted to alcohol but responsible drinkers don't get punished and why should they
Report formoftheace May 27, 2025 3:15 PM BST
A well known football manager/coach blew 65 large in hours in a far flung country in the small hours,certainly wasn’t horse racing…..

He was in a bad situation if people hadn’t bailed him….
Report Cupwinkcook May 27, 2025 6:24 PM BST
Jacko, whereabouts roughly can you reach 7 shops in Cork City?
I struggle to find clusters like that down there.
Report stu May 27, 2025 7:06 PM BST
Was she really addicted or just desperately trying to smash her way out?

It's a good point ramruma - I think many times these type of cases blur that boundary, as people gambling to get out of a hole may act fairly similar to an addict, but for different reasons as you suggest.

This case reminds me a fair bit of anohter Irish gambling story, the guy himself wrote a book about it, it's actually a decent read: Tony 10: The astonishing story of the postman who gambled €10,000,000 … and lost it all.

He basically started much smaller and ended stealing huge amounts try and smash his way out, of course losing it all.

Of course, as suggested, bigger problem is they use these cases to beat us ordinary gamblers over the head with 'safer gambling action' etc
Report the old nanny ;-) May 27, 2025 7:09 PM BST
TV ADS seem to be targetting Certain Folks  With Slots and Bingo
Report impossible123 May 27, 2025 8:17 PM BST
Just recently I noticed a tv ad to promote females going horseracing. It could have been done for the GBR. A rather unfortunate timing, if so.
Report G Hall May 27, 2025 11:04 PM BST
It's a very sad case.
Report mitolo May 28, 2025 2:26 PM BST
quite right ironman

if it had been a geezer it wouldnt have been 'very sad'. women seen as mugs and need to be protected
Report stu May 28, 2025 2:40 PM BST
TV ADS seem to be targetting Certain Folks  With Slots

In light of this topic, I can read that sentence more than one way Laugh
Report impossible123 May 28, 2025 2:48 PM BST
Let's hope the judge requests the attendance of the CEOs of the bookies jointly responsible for this sad but avoidable case. The CEOs are just as culpable and responsible for the plight of the accused/victim and the school.
Report mitolo May 28, 2025 3:05 PM BST
unbearable off the money as usual
Report The Management May 28, 2025 3:07 PM BST
It's hard to argue that on-line bingo sites aren't specifically targeting women, plenty of them are pretty open about it (Pink Casino, 888ladies, etc) - and they beat you to the joke about "Ladies Slots" or "Slots for Ladies", as they use that in their own marketing material.

It's also pretty hard to argue that Bingo isn't a front (or at best a "gateway") to the slots. Google any on-line Bingo site and they all have at least 100+ links to slots on their Homepage. A couple of them, it's actually pretty hard to locate the Bingo!
Report mitolo May 28, 2025 3:17 PM BST
why are wimmin so suspeptible to random number games? is that why they are targeted?

whether they are playing slots or bigno is irrelevant. its the same thing
Report mitolo May 28, 2025 3:19 PM BST
susceptible to wobbly spelling this early in the morning
Report MJK May 28, 2025 3:27 PM BST

May 28, 2025 -- 3:17PM, mitolo wrote:


why are wimmin so suspeptible to random number games? is that why they are targeted?whether they are playing slots or bigno is irrelevant. its the same thing


I'm convinced it's because of the quick turnaround between games, compared to horses and dogs and football etc.

Report stu May 28, 2025 3:27 PM BST
mitolo, some time ago I got given a bucket load of 'free tickets' for an online bingo site (completely free to me), so obv had to use them up. I'd never dream of being on those sites otherwise.

It was real eye opener the way it's set up and designed - essentially they try to make it sound both social (it's not) and skillful (it's not of course), and felt almost 100% aimed at women too.

They also try to make it entertaining with stupid graphics and noises etc, but it's completely boring after a few goes at it - I found myself wishing I didn't have to keep playing my free tickets, lol
Report The Management May 28, 2025 3:28 PM BST
mitolo28 May 25 15:17Joined: 13 Apr 21 | Topic/replies: 5,830 | Blogger: mitolo's blog
whether they are playing slots or bigno is irrelevant. its the same thing


You can play bigno (sic) from as little as one penny per game (according to their own adverts) - no idea how long a game last - but relative to slots and casino games, it's an eternity.

Speed of play is just one of many factors in how addictive any game can be - but it's a major factor.
Report The Management May 28, 2025 3:29 PM BST
wot MJK said ^
Report fife May 28, 2025 3:39 PM BST
At least she seems to be genuinely sorry and has or is paying the vast majority of it back.
Report mitolo May 28, 2025 3:40 PM BST
i dunno either as ive never looked at any of em despite having been given a zillion free spins which expired. shouldnt have done as another punter i no spun his up to 1200 quid and has never used em since

but why are wimmin in luv with numbers?
Report elise May 28, 2025 3:45 PM BST
sorry but she's a thief, when she started out it doesn't matter why she took the money she stole it

if gambling was her stupid way of trying to put the money back, that was the time to sell her house or gold or take a bank loan and return it, right at the start, not when she got hung out for half a mil
Report elise May 28, 2025 3:46 PM BST
the story will run; poor victim, never had a criminal record, everyone likes her, it's those nasty gambling firms that we need to legislate
Report stu May 28, 2025 3:46 PM BST
Isn't it other way round though - it's marketed towards the ladies, so they just flock along to it....?

Same as the blokes are drawn into 'macho' card gambling etc

Both types of gambling and gambler entirely moronic for the most part.
Report mitolo May 28, 2025 4:06 PM BST
correct els

nuffink macho about cards and not moronic either. you dont have to be alan einstein to understand the maffs and if you ally that to observational skills and memory you can profit considerably from them
Report formoftheace May 28, 2025 4:07 PM BST
No sympathy for a tea leaf.
Report kincsem May 28, 2025 4:16 PM BST
A few insensitive comments from me ...

What did she bet on?
How did she decide her bets?
Who did she bet with?
Did they contact her?
Have they previous with big losers?
Report uptheirons May 28, 2025 4:17 PM BST
The "Pinko Brigade" will never accept personal responsibility because they have their own agenda which they will never alter
Report mitolo May 28, 2025 4:17 PM BST
she will be eating fewer of flahavans finest than she should. being hysterical and depressed and frantic with wory shouldnt be an issue but it usually is

likewise 'victim impact' statements. utterly irrelevant, or should be
Report impossible123 May 28, 2025 4:38 PM BST
Maybe a bet on every horse race in every meeting and on every day. Nevertheless, she should NEVER have been allowed to "lose" this amount no matter what esp from one without a track record on horseracing, etc. She was an easy prey; easy money for the scumbag bookies.

I hope she did not lose most on virtual racing. I hope the judge will give a severe reprimand to the bookies concerned, and  issue a recommendation to the Gambling Commission to look into this case in more detail. A penalty to be issued accordingly, if so.
Report uptheirons May 28, 2025 4:45 PM BST
If I was a Bookmaker who should I want for a customer?
Would I want the equivalent of Barney Curley or a degenerate gambler?
Report stu May 28, 2025 5:15 PM BST
Depends which type of cards or other casino games the blokes tend to get drawn too really - yes Poker has some skill element though.
Report stu May 28, 2025 5:21 PM BST
Roulette and craps seem to be somewhat a draw also for the male players, for some reason...both random and shoight.
Report longbridge May 29, 2025 9:43 AM BST
The appeal of bingo, I think, is that the losers perceive that they were very close to being winners - if you have only one number left on your card when someone else shouts "house" (or whatever they do in online bingo) it is tempting to believe that you "almost" won, even though  there are maybe 50 balls still in the machine and you're really on a 50-1 shot.  And hence to want to play again.

"Real" bingo - chain-smoking grandmothers in Mecca bingo halls in the 80s/90s - did have some social element; I struggle to see how that can be recreated online.
Report MJK May 29, 2025 10:09 AM BST
Should be law imop that anyone with an online account with a bookie is given a profit and loss statement at the end of the year by the bookie.
Report longbridge May 29, 2025 10:34 AM BST
@MJK

I wouldn't mind one of those - on the other hand, if I had an annual statement of my drinking and dining costs, that would be a shocker I would rather not see.
Report mitolo May 29, 2025 1:06 PM BST
Scared^


online books have an annual p&l function nin my account section. well, the one i have left does anyway

no doubt thats insufficient for some  but they will not be happy unless everyone wins
Report brassneck May 29, 2025 2:06 PM BST
A,B,C,D,all have £100 each.
A=buys a £100 ticket and goes to a concert
B=Buys a £100 ticket and goes goes to a football match
C=Buys a £100 ticket to a flower show
D=Goes gambling with his £100.
who had the best fun ,or best value for their money?
Report impossible123 May 29, 2025 2:54 PM BST
The judge's decision is on 19th June, a day into Nationwide's dishing out another £100 Fairer Share Payment to their members (not shareholders).

Bingo is so boring. It does not float my boat; stimulation and thrill are missing completely.
Report gav11 July 4, 2025 12:32 PM BST
She received a sentence of three years imprisonment with the final two years suspended....

https://www.sundayworld.com/crime/courts/dublin-private-school-bursar-who-stole-500k-to-fund-gambling-addiction-jailed/a2096646720.html
Natasha Reid - The Sunday World
Thu 19 Jun 2025

A bursar of a private secondary school has been jailed for one year for stealing half a million euros from the school to fund a gambling addiction.
The judge said that, despite mitigation, including her selling her home and signing over her pension to repay most of the money, the ā€˜egregious breach of trust’ had to be marked with a custodial sentence.

Mary Higgins (63), with an address at Hawthorn Lawn, Castleknock, was sentenced by Judge Orla Crowe at Dublin Circuit Criminal Court today. She had pleaded guilty to stealing €500,000 from Mount Sackville Secondary School in Chapelizod between January 1, 2012, and March 23, 2017.
The court heard last month that she had spent 12 years attending the school and 24 years working there.
Judge Crowe remarked today that it was ā€˜an unusual situation for a woman of her age, whose life revolved around her work in that school and who developed a gambling problem’.
However, she said that Higgins was in a position of trust and had ā€˜committed what was an egregious breach of trust over an extended period of time’. She described as an aggravating factor the ā€˜considerable amount of money’ involved.

The court previously heard that she told gardaĆ­ that she had hoped and prayed every day for ā€˜a big win’ to pay the school back.

At a previous hearing, Detective Garda Brendan O’Hora stated that Higgins had controlled all aspects of the school's cash flow, was the main signatory on its bank accounts, and managed the lodgements. When cash was received in the school, it was placed in a folder for her, and she decided how it was to be allocated.
He explained that, while parents received receipts, there was no cash receipts book, no copy of receipts was ever kept, and there was no oversight.
However, it was another employee who prepared ledger cards for each child attending the school. This employee noticed that, from time to time, they were rewritten by Ms Higgins. She also The principal was informed, and, in March 2017, it was decided that an auditor would be brought in to help the defendant.

Higgins told the principal that she had taken cash from the school over time and used it for her gambling addiction. She said she had taken about €500,000 and that she had a property she could sell.
She was so distressed that the school was concerned for her well-being and suggested she attend her GP. She was placed on administrative leave.

The school engaged an accountant, but due to the dearth of records, the exact amount taken or the period of time concerned could not be identified with certainty. The Director of Public Prosecutions proceeded on the basis of the defendant’s own admissions.

Det Gda O’Hora said that Higgins had cooperated fully with gardai and the forensic accountant. She had stressed she was the only person involved in the theft and was very anxious that nobody else would be blamed.
She stated during interview that she had spent all of the money on gambling and was able to identify money having been paid to bookies.
The detective explained that she was able to hide what she’d been doing as some fees were paid in advance. She worked a year ahead, so students were not affected, and all children attending the school had their fees paid. She had no previous convictions and had since repaid €470,949.62.

Under cross-examination from Ronan Kennedy SC, defending, the detective agreed that this was an unsophisticated offence, where she was stealing cash that she was responsible for lodging into bank accounts. that the accounts were always late and never up to date.
He accepted that she’d had unfettered access to the cash due to a lack of oversight, meaning it wasn’t difficult to carry out.

Det Gda O’Hora agreed that she was in crisis and couldn’t live with herself anymore, and came forward to disclose her addiction and what she had done. She had attended voluntary meetings with the principal and chairperson of the board of management, who had urged her to get medical advice for her gambling disorder.

Another staff member told investigators that she had always been very professional in school. She had noticed that Higgins seemed to be betting on horses in recent years, but didn’t realise it was an addiction.

The court heard that she was very remorseful during her interviews with the gardaĆ­. She told them that she had spent 36 years at the school, was not married, had no children and that her job was her life.

Det Gda O’Hora added that her social life, too, and therefore her whole life, had revolved around the school.

She told them that she would hope and pray every day that she’d have a big win and pay back the money.

ā€œThe hole just seemed to get bigger,ā€ remarked the detective.

ā€œI believe she showed true remorse,ā€ he added. ā€œNotwithstanding what she’d done, she was a pleasure to deal with.ā€

The court heard that she had attended the Rutland Centre for her addiction and still attends Gamblers Anonymous, where she had served as a secretary, giving her time voluntarily. She had also engaged with counsellors for personal therapy.

Higgins returned to education in the eight years since the offence came to light, studying addiction and counselling so she could use her own experience to help others. She’d received a postgraduate qualification from Trinity College, and a Master’s degree in counselling psychotherapy and has been providing voluntary counselling services to others.

The court heard that she had sold her home and another apartment, and had also signed over her pension to repay the money.

ā€œChecks have been carried out, and any properties or money she had has been paid over to the school,ā€ confirmed the detective.

She now lives with her 93-year-old mother and receives €260 per week in carer’s allowance to provide the 24-hour care she needs.

Det Gda O’Hora said that all of the money had been used to feed gambling; bank statements showed significant amounts were paid to large bookmakers, and that she had been allowed to continue to bet.

Mr Kennedy asked him if she had suffered a significant fall from grace.

ā€œHer whole life appears to have revolved around the school, and she was highly regarded within that circle,ā€ he said.

ā€œI think she’s tackled her issues head-on and has gone above and beyond in tackling her issues, in terms of what I’ve seen in my career,ā€ he added.

He said that she had worked hard for the school and that, while the offence had an impact on the school, losing her also had an impact.

He confirmed that the school had since changed its system.

ā€œIt’s a remarkably sad and tragic case,ā€ said Mr Kennedy, explaining that she had asked him to publicly apologise to the entire school community.

He said that she was from a family of four and had been born in the United States. Her own father had been afflicted with alcohol and gambling problems and had suffered a fatal heart attack in her presence when she was three years old. This had led to her having emotional disturbances for which her mother had sought treatment. The family moved to Ireland when she was six.

Mr Kennedy said that during her time at Mount Sackville, she had overseen maintenance and capital building, with €7 million in profits reinvested into the school.

Things changed in 2012, and some responsibilities were removed from her, impacting her self-esteem. She found herself having more time on her hands and, with no hobbies, she engaged in the secretive activity of gambling. He said that studying formulas and bets became all-consuming.

ā€œShe was living a double life,ā€ he said.

He noted that there was a shortfall of €29,000 in what she had repaid, but said that she was committed to paying it back if made a condition of her sentence. It would take time, however, as her only source of income is now carer’s allowance.

Mary Higgins (63), with an address at Hawthorn Lawn, Castleknock, was sentenced by Judge Orla Crowe at Dublin Circuit Criminal Court today. She had pleaded guilty to stealing €500,000 from Mount Sackville Secondary School in Chapelizod between January 1, 2012, and March 23, 2017.

The court heard last month that she had spent 12 years attending the school and 24 years working there.

Judge Crowe remarked today that it was ā€˜an unusual situation for a woman of her age, whose life revolved around her work in that school and who developed a gambling problem’.

However, she said that Higgins was in a position of trust and had ā€˜committed what was an egregious breach of trust over an extended period of time’. She described as an aggravating factor the ā€˜considerable amount of money’ involved.

The court previously heard that she told gardaĆ­ that she had hoped and prayed every day for ā€˜a big win’ to pay the school back.

At a previous hearing, Detective Garda Brendan O’Hora stated that Higgins had controlled all aspects of the school's cash flow, was the main signatory on its bank accounts, and managed the lodgements. When cash was received in the school, it was placed in a folder for her, and she decided how it was to be allocated.

He explained that, while parents received receipts, there was no cash receipts book, no copy of receipts was ever kept, and there was no oversight.

However, it was another employee who prepared ledger cards for each child attending the school. This employee noticed that, from time to time, they were rewritten by Ms Higgins. She also noticed that the accounts were always late and never up to date.

The principal was informed, and, in March 2017, it was decided that an auditor would be brought in to help the defendant.

Higgins told the principal that she had taken cash from the school over time and used it for her gambling addiction. She said she had taken about €500,000 and that she had a property she could sell.

She was so distressed that the school was concerned for her well-being and suggested she attend her GP. She was placed on administrative leave.

The school engaged an accountant, but due to the dearth of records, the exact amount taken or the period of time concerned could not be identified with certainty. The Director of Public Prosecutions proceeded on the basis of the defendant’s own admissions.

Det Gda O’Hora said that Higgins had cooperated fully with gardai and the forensic accountant. She had stressed she was the only person involved in the theft and was very anxious that nobody else would be blamed.

She stated during interview that she had spent all of the money on gambling and was able to identify money having been paid to bookies.

The detective explained that she was able to hide what she’d been doing as some fees were paid in advance. She worked a year ahead, so students were not affected, and all children attending the school had their fees paid. She had no previous convictions and had since repaid €470,949.62.

Under cross-examination from Ronan Kennedy SC, defending, the detective agreed that this was an unsophisticated offence, where she was stealing cash that she was responsible for lodging into bank accounts.

He accepted that she’d had unfettered access to the cash due to a lack of oversight, meaning it wasn’t difficult to carry out.

Det Gda O’Hora agreed that she was in crisis and couldn’t live with herself anymore, and came forward to disclose her addiction and what she had done. She had attended voluntary meetings with the principal and chairperson of the board of management, who had urged her to get medical advice for her gambling disorder.

Another staff member told investigators that she had always been very professional in school. She had noticed that Higgins seemed to be betting on horses in recent years, but didn’t realise it was an addiction.

The court heard that she was very remorseful during her interviews with the gardaĆ­. She told them that she had spent 36 years at the school, was not married, had no children and that her job was her life.

Det Gda O’Hora added that her social life, too, and therefore her whole life, had revolved around the school.

She told them that she would hope and pray every day that she’d have a big win and pay back the money.

ā€œThe hole just seemed to get bigger,ā€ remarked the detective.

ā€œI believe she showed true remorse,ā€ he added. ā€œNotwithstanding what she’d done, she was a pleasure to deal with.ā€

The court heard that she had attended the Rutland Centre for her addiction and still attends Gamblers Anonymous, where she had served as a secretary, giving her time voluntarily. She had also engaged with counsellors for personal therapy.

Higgins returned to education in the eight years since the offence came to light, studying addiction and counselling so she could use her own experience to help others. She’d received a postgraduate qualification from Trinity College, and a Master’s degree in counselling psychotherapy and has been providing voluntary counselling services to others.

The court heard that she had sold her home and another apartment, and had also signed over her pension to repay the money.

ā€œChecks have been carried out, and any properties or money she had has been paid over to the school,ā€ confirmed the detective.

She now lives with her 93-year-old mother and receives €260 per week in carer’s allowance to provide the 24-hour care she needs.

Det Gda O’Hora said that all of the money had been used to feed gambling; bank statements showed significant amounts were paid to large bookmakers, and that she had been allowed to continue to bet.

Mr Kennedy asked him if she had suffered a significant fall from grace.

ā€œHer whole life appears to have revolved around the school, and she was highly regarded within that circle,ā€ he said.

ā€œI think she’s tackled her issues head-on and has gone above and beyond in tackling her issues, in terms of what I’ve seen in my career,ā€ he added.

He said that she had worked hard for the school and that, while the offence had an impact on the school, losing her also had an impact.

He confirmed that the school had since changed its system.

ā€œIt’s a remarkably sad and tragic case,ā€ said Mr Kennedy, explaining that she had asked him to publicly apologise to the entire school community.

He said that she was from a family of four and had been born in the United States. Her own father had been afflicted with alcohol and gambling problems and had suffered a fatal heart attack in her presence when she was three years old. This had led to her having emotional disturbances for which her mother had sought treatment. The family moved to Ireland when she was six.

Mr Kennedy said that during her time at Mount Sackville, she had overseen maintenance and capital building, with €7 million in profits reinvested into the school.

Things changed in 2012, and some responsibilities were removed from her, impacting her self-esteem. She found herself having more time on her hands and, with no hobbies, she engaged in the secretive activity of gambling. He said that studying formulas and bets became all-consuming.

ā€œShe was living a double life,ā€ he said.

He noted that there was a shortfall of €29,000 in what she had repaid, but said that she was committed to paying it back if made a condition of her sentence. It would take time, however, as her only source of income is now carer’s allowance.


Counsel handed in several testimonials from current and former staff at the school, including a former principal and deputy principal. Letters from family members were also handed in, including from her elderly mother, who spoke of her unwavering love and support to her and her regret that she didn’t see the signs of gambling.

Her brother, who had travelled from New York for the court case, wrote of how ā€œgambling has destroyed a life so well lived in kindnessā€.

ā€œShe recognises the gravity of what she has done,ā€ said Mr Kennedy, asking for leniency. ā€œShe’s already lost her job in a very public fall from grace and has hit every branch on the way down.ā€

The judge asked on that occasion why the matter had only now come forward, and was told that this was due to the length of time it took to complete the forensic accountant’s report.

Judge Crowe noted today that the delay was not of her making and that this matter had been hanging over her.

She noted that she had engaged in a ā€˜teeming and ladling system’, with the accounts always being done on a late basis. She approached the school after the irregularities had become apparent for the first time.

She said that the matter was sufficiently serious to be marked with a custodial penalty

Judge Crowe imposed a three-year sentence but, in light of the substantial mitigation, she suspended the final two years on her own bond of €100.

Higgins stood and entered the bond before being led away by prison officers to begin her jail term.
Report impossible123 July 4, 2025 1:00 PM BST
I think the sentence was fair - a year custodial - in spite of the good work and rehab progress the accused has embarked on successfully. This is a serious financial crime involving a colossal amount. I hope the Gambling Commission will look into this case and summon the bookies concerned to explain their part, and why due diligence or money laundering were not applied to this woman.

I hope the woman will write a book in prison about this sorry affair. I also hope her story will be taken up by the media, and the proceeds used to pay back the school.
Report seaside July 4, 2025 1:29 PM BST
I knew a bank manager who put his hand in the till would back horses in the morning shows sold his flat and paid the money back still got three years I said you should not have paid the money back done you no good.

When he left prison he took his tooth paste with him give the tooth paste to one of the boys you can buy as much as you like when you get home

Work that one out.
Report uptheirons July 4, 2025 2:21 PM BST
Lester paid the Taxman £3M and got three years.
Repaying does not wipe away the offence
Report ponchoslament July 4, 2025 4:43 PM BST
Look, it’s her own fault, spunking 1.5 million of stolen Deng, she’s obviously
Of sound mind, and, it’s completely acceptable for the bookie to take the 1.5 million,
Off a school burser, move along now, nothing to see here

Next!!!!!
Report impossible123 July 4, 2025 5:10 PM BST
Entirely? Absurd. It was an addiction induced by little doubt the boredom and the "attraction" of the products of the bookies eg the inducing/magnetizing/subliminal flashing lights, electronic sounds, sophisticated graphics, etc; bookies were supposed to "police" the behaviour and financial sources of their customers, but clearly this had failed here.

I think the Gambling Commission should look into this case, if they have not done so already.
Report LoyalHoncho July 4, 2025 5:13 PM BST
It all starts with a borrow and it being put back.  Then another and it’s put back.  Then it becomes obvious that nobodie’s noticing, or caring, because there are no checks, no routine which would see it being found out. Nobody is doing even the most routine of checks.  The originator is to blame but the trustees are culpable.
Seen it so many times with social clubs attached to/or associated with big organisations.  Because the trustees either don’t exist or don’t do their jobs right it becomes chronic.  I saw one social club where it happened twice in twenty years.  People are allowed to get away with it so they keep doing it.  I saw it once where the secretary was also the treasurer.  Laugh  Figure that one.
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