Day trading bears no relation to long term investment or pension funds etc invested. My old mate Terry Ramsden turned to day trading many years ago and gave two tips, Dragon Oil for the long(ish) term and Circle Oil for a get in and get out, he was right both times but he had people who were advising him from the inside.

As a long term investor it should always be the case not to react too quickly for events such as we have seen unless you are coming to the end of the long term, even then a panic loss prevention stance could be costly, most pension funds managers etc will stand their ground imo.

Anyone getting near retiring would be best served buying an annuity, SIPP or otherwise depending on how that market has reacted, solely for peace of mind in knowing their future income for nearly 4 years imvho?

linkers are still pretty expensive. it's probably ok to have a mix of fixed income and drawdown, but the reality is that most people take the money nowadays. Especially if there are inheritance considerations.

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a sipp that's already been crystalized and in drawdown ?

Yeah, you can draw down what you like, did it a few years ago when annuity's were not good, I’d maybe had a different opinion if It was today, although you can leave the surplus in a will to whom you want, if you take out a annuity and a month later you die its lost unless you leave it to you partner or a percentage to your partner, but those annuity rates shown above are slashed, so it’s why I choose a sipp as I like the buying and selling and if I get it wrong I can only blame myself it was the only way to buy bitcoin through stocks at the time

Sounds like you just gambled with a pension pot Know All so hardly sounds like you are concerned for anyone other than yourself? Like most who do not take steps to provide for partners or spouses e.g life insurance etc you are gambling with the financial future of someone else if not just yourself to think about?

Gamblers gamble for themselves always have done, nothings changed

know all - pensions do not usually form part of your estate so you cannot "leave the surplus in a will to whom you want". You have to nominate a beneficiary with your pension provider. Payments are tax free as they do not come under inheritance tax at the moment but i understand this is most likely to change in April 2027 (cheers Rachel) .

Buying a house could be looked on as a gamble but it has been a very good investment for 95% of those who own one. A few have been too close to an eroding sea cliff or a river that floods but most have easily beaten inflation and the stock markets. I am old enough to remember a Cotswold stone cottage selling for £50 in around 1950. Now north of a £million with a few improvements and extensions. My first one cost £2600 in 1969. Capital appreciation worth more than all of my earnings from work since then which is bizarre but true for many. The data on the FTSE conveniently leaves out inflation and the companies that drop out of the 100.

In Bonds There is Truth.

The Bond market has spoken.

I wouldnt be wholly trusting in the property market either if the truth be told.

I should think the main reason for the boom in property prices over the last couple of decades is the fact that successive governments have failed to invest in affordable housing.
Population has increased, for whatever reason. Housing supply has not matched that. So prices have gone up.

We have a political system that relies on the votes of home owners in a handful of marginal constituencies. The best way to keep these punters happy is to keep them reassured and happy while the house price market keeps going up.

Homelessness and child poverty are at worrying levels. Hardly any young people in our big cities can get a foot on the property ladder either. But these play second fiddle to the political need for increasing house prices.

Clearly in the current envinronment, property investment if you can afford it, trumps(no pun intended) playing the markets by a long way.

But as we have seen these last few weeks the current political systems are being dismantled in the States. Dissatisfaction across Europe may lead to something similar here. So buyer beware...

Property is overhaul a great investment but some properties are not even back at the 2007 peak when prices were high, London and highly sought after regions excluded, interest rates is the killer for some I remember 16% interest and 2% increase in one day lol, interest rate increase cure inflation and been banging on the rates need to double to cure this inflation, interest decisions is supposed to be free from government intervention but that’s not true, they want you to believe it is, controls over holiday let’s is coming and second homes, taxes and levy's will hit hard to release more housing from that market imo

Just checked again. Up to £540  !!

Biggest shakedown could be debt. Which I alluded to in my March post. What if the US writes off its paper held by China lol. I don't think it will get that radical, the pressure is on the Fed to wind up the money printers though

200% from the Don ?

In his first comments since China announced it will raise its levy on US imports to 84%, US President Donald Trump is encouraging companies to move to the US.

Writing on social media platform Truth Social, the US president says: "This is a GREAT time to move your COMPANY into the United States of America."

"ZERO TARIFFS, and almost immediate Electrical/Energy hook ups and approvals. No Environmental Delays. DON’T WAIT, DO IT NOW!", he adds.

They don't pay people supremely well to stay at home, and fund their transport like we do

only if they can pay chinese wages

I can help USA out with this one I no a country who owns 90% of the Earth's rare minerals the Americans will need for their onshoring

Trump blinks first