You know when you are getting old.

I remember decades ago when I first got my pension. I know I'm very old now because when I look in the mirror to shave, I look like my passport photo. My knees buckle & my belt won't. The older I get, the earlier it gets late. I wake up feeling like it's the morning of the night before & I haven't been out. My idea of a night out is a walk around the garden before going to bed.

Up here we get our bus pass at 60.

yeh 60 in Scotland

can confirm buses still attract a high than average percentage of nutters
though I only use on match days and when drinking in town if it can be helped...

Have saved thousand of pounds when in London using my Freedom Pass. My car in London has done 150 miles in the last year.

What was it again? lay 0-0 half time then what?

You will know when people send you birthday cards and you wonder why. I will be 80 in April and cautiously optimistic that I will get that far.

I get mine my every four weeks on Thursdays (I'm in the money today). I receive my company pension on first day of month and I get a real kick of being paid twice in the month. So happy rays Ronnie and don't forget the bus pass.

Werbie -you have to apply for it as some people choose to defer it -gawd knows why -while you get a bit more if you defer it, if you throw a seven before eventually claiming it, you'd be furious .

One of my drinking pals has just applied for his & has nominated to receive it weekly

When I applied for my pension decades ago, I was asked if I'd like to defer it. I burst out laughing. If you defer it these days, you risk losing it when Labour get elected & Shariah Law gets introduced later on!

It does, Theresa May was a supporter if I remember correctly.

You need to make sure you have paid 30 years stamps to get the full pension, I get 3 pensions (2 private), my wife gets one, and get tax of around £400 a month deducted on one of the private one's. Good job I work in a stress free, non labour intensive capacity.

I was telling a new bargirl in the local about the pubs history and that 50 years ago, me and my brother used to do "penny for the guy" outside the then public bar when we were 6 & 7.

She looked puzzled as Mrs. Blue explained to me and said that she has got absolutely no idea what you're talking about you daft ****.

It wasn't exactly one on my finest moments it has to be said.

Yes you have to apply a few months before and if you have private pension it’s a nightmare as they don’t want you to have it lol remember prudential that once great company well it’s a nightmare been taken over pay you fk all still trying years later to get at it as it’s a old one with guaranteed rates and lumped them all into a sipp, I can gamble myself like they do without all the heavy costs it’s a shambles the pension game

80 sagey?

khan ewe still get the horn?

Nice1 Sage , sounds like you've had a great life as well or worded better HAVING a great life. 

Happy birthday for April just in case I'M not around 

Not a bad life I suppose but 80 years is a long time. Born in a farm cottage. No running water or electricity and still food rationing but we were better off than most even then. My father was a very smart businessman and when my grandfather died in 1956 we moved to the farmhouse and my father bought the farm as a sitting tenant and paid for it in 7 years. Most school holidays spent working on the farm, went point to pointing with family from the age of 4 and life just got better as time passed. I was a keen athlete and ran for UK as a veteran in 1984 and 85. We bought our first horse as a family in 1978 (ish) and I had my first in my own right in 1985. I mostly had shares and as it got more expensive and farm profits went the other way it went down to 25% then 10% shares in the last 4 horses. All four were good horses though winning 15 races between them. Now enjoying wildlife volunteering, watching all sport but mainly racing on TV and keeping in touch with family.

Rico-Dangleflaps Joined: 07 Sep 18
Replies: 3143308 Feb 24 16:10 
80 sagey? Scared

khan ewe still get the horn?

If not, there is always Viagra. Apparently also may lower the risk of Alzheimer's and stops you rolling out of bed

manoleeds

"you have to apply for it as some people choose to defer it -gawd knows why -while you get a bit more if you defer it, if you throw a seven before eventually claiming it, you'd be furious"

If you're still working in a decent job, you're going to lose 40% of that state pension in income tax, so deferring it for the uplift makes a lot of sense.

Same applies to any pension frankly - mine's pretty much all defined-contribution investments, so I could have started taking it at 55, the longer I leave it the more I get when I take it.  Popping my clogs in the meantime would give me more sources of discontent than an unclaimed pension...