betting coup? or fix?

A betting coup doesnt necesarily have to be a fix....For starters it can only be a fix if perpetrated by those participating in the event

Horse racing and greyhound racing is intrinsically linked with betting.  Whereas other sport is sport for sport's sake.  Take betting away from horse racing and you have a sport that's less appealling than show jumping or 3 day eventing.

Fixing is reviled and rightfully so.  It undermines the whole ethos in sport.

Horse racing is undermined by the handicapping system.  It's the only sport that I can think of off the top of my head where your chances of winning are regularly increased by deliberately performing below your best.  Its the rules of the game that lead to the grey area between downright cheating and acceptable cheating.

Some trainers have 2 or more runners in race. The punters may make 1 of them favourite or 2nd fav, just because the "at a glance" race record might have some placed results there.......compared to the trainer's other horse/s in race that may show very little in race record.

However, the GOING is still the biggest factor for a race, and a substantially change in going ...eg GTF(FIP0 like at SEDGEFIELD yesterday....and it may well be that the trainer's other horse/s outperform the punters' favoured horses.

OK the trainer is likely to know which of his horses are likely to run "a big race", and a "knowledgeable " punter can get big odds by selecting the "right" horse or 2/3......

It is the puzzle of each race that makes horse racing such a great sport to bet on........if the "obvious" one always won, then there would not be much fun in landing a coup!

Punters should always be wary when a trainer has more than 1 horse in race, or when an owner has more than 1 in a race , as the "obvious" one may not have factors in favour that day, and the other one or ones maybe where winner comes from.....or from the other trainers' horses in race....as coups don't always come off

CLYDEBANK29 22 Apr 11 12:42 
Horse racing and greyhound racing is intrinsically linked with betting.  Whereas other sport is sport for sport's sake.


a very good point

There is a perception among the general population of bettors that on the horses the bookie ultimately always wins. Punters can win the battle but not the war. Thus when someone puts it over on the bookie, most bettors think, 'good on him'.

The more of a consistent winner a horse bettor is, the more he will dislike coups. They eat into his profit, they induce bm s to offer worse prices across the board and they justify tighter and tighter restrictions on winning accounts.

Personally I hate the name of Barney Curley. A fix is a fix.

As regards handicaps, the American system of racing is much less kind to the horses at the bottom that have to run in claimers. The observant winning bettor will also (vis-a-vis losing punters) have found a way to factor in likely forms of corruption into his tissue for handicaps (to a degree that he can come out on top). I have a much, much better lifetime p&l (per race) on handicaps than conditions events.

So imv there is no so much corruption in racing that we shd get rid of hcaps just yet.

Where you run a horse dead for a couple of starts and then leap over tall buildings to back it when it is on, and it wins, that is a sting.

When you pay 3/4 of a cricket team to play like drunks so their team loses, that is a fix. 

I suppose you could argue that the running dead in leadup races is a fix of part of the race, but it still doesn't tell you the placegetters.  When you buy off cricketers, you know the result, or at least the result of sessions/phases of matches.

Goliath taking a dive when being hit by David's stone would be a fix.

David concealing the fact that he was ace at slinging stones was a planned coup.

Whether betting is involved or not is immaterial - cunning is part of humankind's makeup. And eliminating handicaps has nothing to do with anything. Do you think there is less corruption in the States because they have so few handicaps? Is there less use of drugs? Come on!

People are incentivised to try their hand at some sort of corruption when the financial gains they can make from betting (less the costs of the risk of detection and punishment) are significantly greater than the prize-money they can get from winning races.

In this respect you will always get more 'coups' at lower levels. Ajurisdiction like Hong Kong is rational in using a lot of tote betting turnover to improve prize-money.

To some degree the handicap issue imv is a red herring.

Deadly Earnest and Sandown have just emphasized the inate hurdles that have to be overcome to clean up racing.

There's nothing wrong for David to conceal he is an ace sling shot unless he did it in a sling shot contest in which case it would be a fix on the same level as deliberately throwing a match.

To say handicapping doesn't induce skulduggery or cunning is like saying matches can't light a fire.

Clydebank

Not having handicaps doesn't lead to no or less corruption, at least it doesn't in the States. So why should it do so in the UK? You ban h/caps and you will still find corruption. It's a red herring.

a good sports analogy is next manager betting, where "coups" tend to elicit a similar amused/admiring response from anyone not on the receiving end.

it comes down to whether sport's seen to have been compromised and who the perceived victim is.

The next manager market is not a sporting event.

I agree it comes down to whether the sport has been compromised but why do some people think that cheating in racing doesn't compromise the sport?  Times are changing though.

Sandown you can light a fire without matches but you don't give someone matches if you don't want them to light a fire.  Besides I believe handicapping has developped a culture where it's fair game to run a horse below it's best because it increases it's chances of winning in the future.  It's therefore justifiable in the minds of players or at least some of the players.

askari1     22 Apr 11 16:14 
I have a much, much better lifetime p&l (per race) on handicaps than conditions events.

You have my utmost respect and admiration for this statement - I used to be similar but am now completely the opposite, to the extent that I no longer even look at most handicaps. I believe I could still make them pay but about 5 years ago I concluded that the (massive) amount of time and effort required (for me to make them pay) was not worth the return - I now take great pleasure in putting a line through most handicaps every morning and concentrating only on conditions races. imo there is way too much low class racing, mostly bookmaker sponsored handicaps (with prize money that would not deter any chicanery), and I would need to work 24/7 to stay on top of it all in the way that I used to. It is nice to have the time back, especially at this time of year as we approach wall to wall (afternoon and evening) flat racing - mostly handicaps sponsored (for good reason) almost exclusively by bookmakers.

I don't have an issue with (decent) handicaps - i think the plots, the coups and the chicanery are an important part of the overall "chess game" but I just don't have the time required (imo) to keep up - using my time hungry methods that are probably antiquated now anyway.

Clydebank

There is a false assumption about which is that horses should always run on their merits and therefore anything which runs below form is immediately suspect, whereas in reality it is not always possible to run to a PB because of the training and the form cycle which  which are recognizable facts of life with any athlete.

The top human athletes train to peak every 4 years for the Olympics; their training and competing schedule is geared to that month and that day when they want to be at their best.

Horses cannot be at their best every race. Even with no handicaps the best trainers would target races because they can't peak their best horses more than perhaps twice a year. Less than the top animals run when a race is suitable, whether they are at their best or not.

So you will still get trainers running horses over shorter trips than what the horse's best form might be at, merely to sharpen it for the future. Young horses develop strength and stamina as they get older. Horses run on going which might not suit them. Some of this would still be deliberate concealment but I do not believe that this is tantamount to corruption.

A handicap system that penalises consistency and rewards inconsistency is crazy.

"Some of this would still be deliberate concealment but I do not believe that this is tantamount to corruption."

That's what I mean when I think cheating is inate in horse racing.  You accept it.

When an athlete runs a race he performs at his best on the day, he doesn't race at all if he is not fit or near peak.  He probably would if he was to get a 10 metre start for perfoming badly.  The great Kenenisa Bekele doesn't spend all his life running 400 metres to conceal the fact he is an ace 10,000m runner, then turp up in the 10,000 metres handicapped on his 400 metres form, pockets all the prize money and tries to fleece punters and bookies into the bargain.  He never runs if he isn't near peak physical fitness and he's near peak physical fitness throughout most of the season.  His reputation and desire for great sporting achievement is everything to him.

Hypothetically when one of last years champion (multiple G1 winning 3YO's) returns to the course as a 4YO for the first time this year (unlikely it returns at all - I know! - but bare with me!) - it returns in a mere listed event against some typical listed class rivals. Is the race being run over its optimum trip? Is this race it's intended target?, is it 100% fighting fit and ready?, is the jockey going to give it a hard race?

When it finishes 3rd (despite having had 2 stone in hand of the field) - was this corrupt? If you visit any betting shop 48 old men (and if they can be bothered to look up from their FOBT'S - 25 chinamen that had it in all their multiples) will be screaming that it was!

It's a bit like betting on Man Utd away to Macclesfield in the FA Cup and then complaining (after the 1-1 draw) that they would have won (Man Utd!) if they hadn't fielded their 3rd reserves.

Neither is corrupt (imo). The smarter player will likely have anticipated (and priced accordingly) the likelihood of these outcomes from the signs and the clues.

^ Apologies to any Macclesfield fans - no offence intended!

The management if the horse wasn't fit it would be schooling in public. 

"is the jockey going to give it a hard race?"

another example of inate acceptance .....the jockey should give his best to ensure the horse should finish in it's best possible position.

In this very unlikely scenario, if the horse was fit there would be nothing wrong as there would be no hint of concealment although it would not benefit the sport in any shape or form. 

.....................

A lot of your reasons are those often those thrown up to create grey areas, and smokescreens, that enable trainers and owners to run horses deliberately below their best.  Just because a horse isn't at his absolute peak, isn't carte blanche for a trainer to run it when it palpably isn't fit.

Handicaps are make horse racing the great puzzle it should be.

What you have in USA is IMO more "corrupt" ........you just have to watch some USA races and very very few horses are trying CLAIMERS are boring!

Corruption exists in most aspects of life....unfortunately.....and whether it is a HANDICAP race or other type of race, you will get regular , what the shop punter believes , is "odd" results. However, the shop punter just ain't got much idea re the "patterns"etc etc etc , or numerous other factors, it takes for horse with winning chances that can , and do, beating favourites TIME AFTER TIME!

I suspect the recent Derby Trial had punters screaming "fix" when BH horse won at 7-1 SP. It was not a "fix" ......just all the factors in that race gave that horse a good chance to win against the opposition on the day. IT WAS NOT A HANDICAP .....JUST ANOTHER RACE WHERE THE PUNTERS DEMONSTRATED THEY HAD NO IDEA ON THE RACE BACKING THE FAVOURITE!

CLYDEBANK - You are reading too much into my post if you think that I accept it (chicanery) but I do not view the example that I have given as corruption.

With regard to actual corruption/cheating - I don't accept it - but I do expect it. Anyone that accepts it naive but anyone that does not expect it - is even more naive.

Take 2 year old maiden races? - I bet on them, but I don't expect all of the participants to be 100% wound up and I don't expect any of the jockeys to be excessively hard on their mounts. The clue (and there are always clues) in this case is in the race type, so I am expectant - that is quite different from being acceptant!

1st race at SANDOWN ......can hear the punters in bookies crying "FIX".....and it was not a H/C.........NOR A FIX ! IMO

In every walk of life  there is corruption  racing is no different

I don't have an issue with (decent) handicaps - i think the plots, the coups and the chicanery are an important part of the overall "chess game" but I just don't have the time required (imo) to keep up - using my time hungry methods that are probably antiquated now anyway.

The Management, the races on which I do best are class 2 and 3 (esp. heritage hcaps) w/ more than 16 runners. Morning bookie prices also help my return. I typically have positions on 65%+ of the field and am primarily a layer.

My worse losses, for what it's worth, have come in Gp1 races (being too stubborn on single horses).

DFC, as for the first race at Sandown, I can accept that Nicholls' horse was not fit or not off. The real blame lay w/ the starter for the heavy losses that I and others wd have sustained on the event.

Clydebank, it makes it a lot easier on punters that racing involves horses not humans, and that trainers have historical records that you can look up. It is poss. rationally to estimate chances by assessing how likely a horse is to be off (indeed, I find it hard to believe that many win just by reading form in the book). As long as the students of racing can do this in such a way as to increase or sustain his edge over the general market, racing's grey areas aren't problematic.

Flagrant cheating is unacceptable and a drain on winners and the broader market.

I agree that fragrant cheeeettttingggggg is totally not acceptable in any sphere of sport or life....

The 1st race at Sandown did have an odd mix of horses...all with some form....and looked an open race.

The winner lead from start ...set strong pace ...as going suited it....and the other horses were not up for race on the going or the way race was run.

At the odds , the winner was worth a punt to win.......and to be 2nd in a SFC with the top 2 in market.

Not sure what you mean re starter etc ......I know the Nicholl's horse ran almost off course at start , but was not paying full attention to all that happened at start...

I was "happy" with result ......the comments made by TV people re winner helped the odds I suspect .....

GL with bets.....and starters !!!

I was at Sandown - as you might expect me to be - and imo Sanctuaire lost his race in the paddock and on the way to the start by being very much on his toes and going down too fresh. He then lost several lengths at the start and later he made a couple of jumping errors. No conspiracy. The horse had an off day. Clerks Choice should have won probably but the winner enjoyed an easy lead and McCoy may have misjudged how much CC had left. These things happen to the best of jockeys and trainers.

Those on here who think every should work outr the way the form book and the ratings suggest are ignoring two of the most important parts of the equation - the horses and tactics.

There is far less corruption inthe sport than is claimed - although the insiders can make a nice living out of having information not available to the general public.But that is not corruption.

"although the insiders can make a nice living out of having information not available to the general public"

This is what I mean whereby cheating is inate in horse racing and many of the prople who follow the sport.  It's insider trading and is a criminal offence in financial markets.  Footballers face a lengthy ban if found guilty of betting on a match they are playing even if it's a totally harmless £5 wager and by the same token trainers, jockeys and stable staff shouldn't be able to bet in races in which they are participating and if found guilty they should be suspended.

This is what I mean whereby cheating is inate in horse racing and acceptable to many of the prople who follow the sport.

Clydebank

You seem to be rather naive although that may be unfair. There is no reason why connections should be unable to back their own horses although laying is now rearded as unacceptable. There is no obligation to impart every bit of information to the rest of the world about the well-being of their animals. If they lie in respponse to a direct question, that's different.

There was  a massive gamble on a patrick veitc`h horse where the horse ran once- nowhere- then came out a second time and the owner and stable had it off on all rates from 100/1 down. Not a handicap you will notice as it was only the second race of its life. I really don't understand why we should outlaw this kind of thing.It's not the same thing as insider trading on financial markets where there is a legal requirement to publish market sensitive information to everyone at the same time and abusing trust is a criminal act.Trainers and owners are breaking no laws by keeping key info quiet.

How condescending of you.  I'm not naive in the slightest. 

In reply I'd say you've been brainwashed but that may be a little unfair

Handicapping makes racing "interesting" ........CLAIMERS are boring!

What handicap race today did you find unfathomable C29?

DFC the last bet I had on a horse was Kings Fountain to finish in the top 10 in the Grand National and before that I had a couple of ew bets on the first 2 races at Aintree...Grandouet and Grand Crus.

I have an informed causal betting interest in the sport and have bet both as a better informed casual and as a serious gambler in the past on horse racing.  I shifted away from gambling "professionally" on the horses the year Haafhd? won the 2,000 Guineas and North Light won the Derby in 2004.  I did quite well backing both ante post and they both coincided directly with me losing bookie accounts.  This was the catalyst for me to move almost entirely into sports and specials betting which was a good decision.

Clydebank

My apologies for suggesting that you sounded naive..it's just that I am tired of the general criticism of the sport coming from the overly concerned press re. handicaps, whip abuse, corruption, fatalities whatever combined with the sport's attitude towards its customers in terms of quality of racing, prices, food & drink, and its seemingly inability to move away from prize money levels as the main concern.

Getting to be a bit of a grumpy old man I guess

fair play Sandown

I see it finished 11th C29

After spending years weighing up HANDICAP races and key factors in them , I probably would be "quite angry" IF they did away with present set up ......especially if racing was reduced to USA type races.....just extremely boring to watch....

GL with next year's punt on GN ( this year with going being fairly fast ....it suited the older horses to finish in top 10.....next year if going slower, then younger ones have better chance)

Sandown, had Sanctuaire gone off at bf SP of 3.3, it wd still have been a marginally losing race for me, but I wd not have had any complaints. He went off at 6.3, engulfing my out-of-the-money trading backs and forcing me to lock in a nasty loss. The pattern of opposition after first show was quite consistent w/ the horse being too fresh in the paddock, but given that Nicholls has a habit of running horses returning from injury / an operation during the regular season maybe for the sake of the owners, I wd guess that a lot of the lays were well-informed. It was a race where you cd have formed an accurate view of Clerks Choice (not a natural at going past horses, may do best on a tighter, undulating track) and still lost badly.

Clydebank, I don't believe that racing returns less per hour of intelligent study than other events (in fact, I believe that it offers more scope for intelligence, creativity and system-building, esp. for both punters w/ an analytical rather than technical edge). If a punter loses to what seem inconceivable outcomes on hcaps, the effect is imv due to his not having understood deeply or studied enough.

askari there are several reasons why I choose to bet elsewhere but prominent among them is that I'd rather stick to what I consider clean sports and level playing fields. 

my image of racing is blighted by things like..

bleating wealthy owners moaning about prize money.
the amount of nepotism.
Miles Rodgers, Kieren fallon, barney curley etc.
Dave Nevison getting severely threatened after buying a claimer
Patrick Veitch going into hiding for a year

my image of FOOTBALL is blighted by things like..

bleating wealthy PLAYERS moaning about THEIR WAGES.
the amount of nepotism......agents related to coach involved in transfer deals etc , sons getting signed by clubs.
Maraddona, Henry, and numerous diving centre forwards for penalties etc.
CELTIC COACH getting "severely threatened"
Clubs involved in chicanery getting demoted/banned from competition
=================================================================

You can come up with all sorts of reasons for not having a good image of politicians .....professions etc etc ......So why target horse racing when their is far more corruption in professions ( banks/auditors allegedly etc)?

Financial regulations are "tough" ?

Just look at banks that failed allegedly in USA


   
Failed Bank List

The FDIC is often appointed as receiver for failed banks. This page contains useful information for the customers and vendors of these banks. This includes information on the acquiring bank (if applicable), how your accounts and loans are affected, and how vendors can file claims against the receivership. Failed Financial Institution Contact Search displays point of contact information related to failed banks.

This list includes banks which have failed since October 1, 2000. To search for banks that failed prior to those on this page, visit this link: Failures and Assistance Transactions

Failed Bank List - CSV file (Updated on Mondays. Also opens in Excel - Excel Help)

Click arrows next to headers to sort in Ascending or Descending order.

_________________________________________________________
Bank Name
   
City
   
State
   
CERT #
   
Acquiring Institution
   
Closing Date
   
Updated Date
Heritage Banking Group     Carthage     MS     14273     Trustmark National Bank     April 15, 2011     April 20, 2011
Rosemount National Bank     Rosemount     MN     24099     Central Bank     April 15, 2011     April 20, 2011
Superior Bank     Birmingham     AL     17750     Superior Bank, National Association     April 15, 2011     April 20, 2011
Nexity Bank     Birmingham     AL     19794     AloStar Bank of Commerce     April 15, 2011     April 20, 2011
New Horizons Bank     East Ellijay     GA     57705     Citizens South Bank     April 15, 2011     April 20, 2011
Bartow County Bank     Cartersville     GA     21495     Hamilton State Bank     April 15, 2011     April 20, 2011
Nevada Commerce Bank     Las Vegas     NV     35418     City National Bank     April 8, 2011     April 15, 2011
Western Springs National Bank and Trust     Western Springs     IL     10086     Heartland Bank and Trust Company     April 8, 2011     April 15, 2011
The Bank of Commerce     Wood Dale     IL     34292     Advantage National Bank Group     March 25, 2011     March 29, 2011
Legacy Bank     Milwaukee     WI     34818     Seaway Bank and Trust Company     March 11, 2011     March 15, 2011
First National Bank of Davis     Davis     OK     4077     The Pauls Valley National Bank     March 11, 2011     March 31, 2011
Valley Community Bank     St. Charles     IL     34187     First State Bank     February 25, 2011     March 02, 2011
San Luis Trust Bank, FSB     San Luis Obispo     CA     34783     First California Bank     February 18, 2011     March 4, 2011
Charter Oak Bank     Napa     CA     57855     Bank of Marin     February 18, 2011     March 4, 2011
Citizens Bank of Effingham     Springfield     GA     34601     Heritage Bank of the South     February 18, 2011     February 23, 2011
Habersham Bank     Clarkesville     GA     151     SCBT National Association     February 18, 2011     February 23, 2011
Canyon National Bank     Palm Springs     CA     34692     Pacific Premier Bank     February 11, 2011     March 4, 2011
Badger State Bank     Cassville     WI     13272     Royal Bank     February 11, 2011     February 18, 2011
Peoples State Bank     Hamtramck     MI     14939     First Michigan Bank     February 11, 2011     February 18, 2011
Sunshine State Community Bank     Port Orange     FL     35478     Premier American Bank, N.A.     February 11, 2011     March 3, 2011
Community First Bank Chicago     Chicago     IL     57948     Northbrook Bank & Trust     February 4, 2011     February 10, 2011
North Georgia Bank     Watkinsville     GA     35242     BankSouth     February 4, 2011     February 11, 2011
American Trust Bank     Roswell     GA     57432     Renasant Bank     February 4, 2011     February 11, 2011
First Community Bank     Taos     NM     12261     U.S. Bank, National Association     January 28, 2011     February 10, 2011
FirsTier Bank     Louisville     CO     57646     No Acquirer     January 28, 2011     February 2, 2011
Evergreen State Bank     Stoughton     WI     5328     McFarland State Bank     January 28, 2011     February 10, 2011
The First State Bank     Camargo     OK     2303     Bank 7     January 28, 2011     February 10, 2011
United Western Bank     Denver     CO     31293     First-Citizens Bank & Trust Co.     January 21, 2011     February 10, 2011
The Bank of Asheville     Asheville     NC     34516     First Bank     January 21, 2011     February 10, 2011
CommunitySouth Bank & Trust     Easley     SC     57868     CertusBank, National Association     January 21, 2011     February 10, 2011
Enterprise Banking Company     McDonough     GA     19758     No Acquirer     January 21, 2011     January 27, 2011
Oglethorpe Bank     Brunswick     GA     57440     Bank of the Ozarks     January 14, 2011     January 20, 2011
Legacy Bank     Scottsdale     AZ     57820     Enterprise Bank & Trust     January 7, 2011     February 11, 2011
First Commercial Bank of Florida     Orlando     FL     34965     First Southern Bank     January 7, 2011     January 11, 2011
Community National Bank     Lino Lakes     MN     23306     Farmers & Merchants Savings Bank     December 17, 2010     March 8, 2011
First Southern Bank     Batesville     AR     58052     Southern Bank     December 17, 2010     March 8, 2011
United Americas Bank, N.A.     Atlanta     GA     35065     State Bank and Trust Company     December 17, 2010     March 8, 2011
Appalachian Community Bank, FSB     McCaysville     GA     58495     Peoples Bank of East Tennessee     December 17, 2010     March 8, 2011
Chestatee State Bank     Dawsonville     GA     34578     Bank of the Ozarks     December 17, 2010     March 8, 2011
The Bank of Miami,N.A.     Coral Gables     FL     19040     1st United Bank     December 17, 2010     March 8, 2011
Earthstar Bank     Southampton     PA     35561     Polonia Bank     December 10, 2010     March 8, 2011
Paramount Bank     Farmington Hills     MI     34673     Level One Bank     December 10, 2010     March 8, 2011
First Banking Center     Burlington     WI     5287     First Michigan Bank     November 19, 2010     March 8, 2011
Allegiance Bank of North America     Bala Cynwyd     PA     35078     VIST Bank     November 19, 2010     March 8, 2011
Gulf State Community Bank     Carrabelle     FL     20340     Centennial Bank     November 19, 2010     March 8, 2011
Copper Star Bank     Scottsdale     AZ     35463     Stearns Bank, N.A.     November 12, 2010     March 8, 2011
Darby Bank & Trust Co.     Vidalia     GA     14580     Ameris Bank     November 12, 2010     March 8, 2011
Tifton Banking Company     Tifton     GA     57831     Ameris Bank     November 12, 2010     March 8, 2011
First Vietnamese American Bank
In Vietnamese     Westminster     CA     57885     Grandpoint Bank     November 5, 2010     March 8, 2011
Pierce Commercial Bank     Tacoma     WA     34411     Heritage Bank     November 5, 2010     March 8, 2011
Western Commercial Bank     Woodland Hills     CA     58087     First California Bank     November 5, 2010     March 8, 2011
K Bank     Randallstown     MD     31263     Manufacturers and Traders Trust Company     November 5, 2010     March 8, 2011
First Arizona Savings, A FSB     Scottsdale     AZ     32582     No Acquirer     October 22, 2010     March 8, 2011
Hillcrest Bank     Overland Park     KS     22173     Hillcrest Bank, N.A.     October 22, 2010     March 8, 2011
First Suburban National Bank     Maywood     IL     16089     Seaway Bank and Trust Company     October 22, 2010     March 8, 2011
The First National Bank of Barnesville     Barnesville     GA     2119     United Bank, Zebulon     October 22, 2010     March 8, 2011
The Gordon Bank     Gordon     GA     33904     Morris Bank     October 22, 2010     March 8, 2011
Progress Bank of Florida     Tampa     FL     32251     Bay Cities Bank     October 22, 2010     March 8, 2011
First Bank of Jacksonville     Jacksonville     FL     27573     Ameris Bank     October 22, 2010     March 8, 2011
Premier Bank     Jefferson City     MO     34016     Providence Bank     October 15, 2010     March 8, 2011
WestBridge Bank and Trust Company     Chesterfield     MO     58205     Midland States Bank     October 15, 2010     March 8, 2011
Security Savings Bank, F.S.B.     Olathe     KS     30898     Simmons First National Bank     October 15, 2010     March 8, 2011
Shoreline Bank     Shoreline     WA     35250     GBC International Bank     October 1, 2010     March 8, 2011
Wakulla Bank     Crawfordville     FL     21777     Centennial Bank     October 1, 2010     March 8, 2011
North County Bank     Arlington     WA     35053     Whidbey Island Bank     September 24, 2010     March 8, 2011
Haven Trust Bank Florida     Ponte Vedra Beach     FL     58308     First Southern Bank     September 24, 2010     March 8, 2011
Maritime Savings Bank     West Allis     WI     28612     North Shore Bank, FSB     September 17, 2010     March 8, 2011
Bramble Savings Bank     Milford     OH     27808     Foundation Bank     September 17, 2010     March 8, 2011
The Peoples Bank     Winder     GA     182     Community & Southern Bank     September 17, 2010     March 8, 2011
First Commerce Community Bank     Douglasville     GA     57448     Community & Southern Bank     September 17, 2010     March 8, 2011
Bank of Ellijay     Ellijay     GA     58197     Community & Southern Bank     September 17, 2010     March 8, 2011
ISN Bank     Cherry Hill     NJ     57107     Customers Bank     September 17, 2010     March 8, 2011
Horizon Bank     Bradenton     FL     35061     Bank of the Ozarks     September 10, 2010     March 8, 2011
Sonoma Valley Bank     Sonoma     CA     27259     Westamerica Bank     August 20, 2010     March 8, 2011
Los Padres Bank     Solvang     CA     32165     Pacific Western Bank     August 20, 2010     March 16, 2011
Butte Community Bank     Chico     CA     33219     Rabobank, N.A.     August 20, 2010     March 8, 2011
Pacific State Bank     Stockton     CA     27090     Rabobank, N.A.     August 20, 2010     March 8, 2011
ShoreBank     Chicago     IL     15640     Urban Partnership Bank     August 20, 2010     March 7, 2011
Imperial Savings and Loan Association     Martinsville     VA     31623     River Community Bank, N.A.     August 20, 2010     March 7, 2011
Independent National Bank     Ocala     FL     27344     CenterState Bank of Florida, N.A.     August 20, 2010     March 7, 2011
Community National Bank at Bartow     Bartow     FL     25266     CenterState Bank of Florida, N.A.     August 20, 2010     March 7, 2011
Palos Bank and Trust Company     Palos Heights     IL     17599     First Midwest Bank     August 13, 2010     March 7, 2011
Ravenswood Bank     Chicago     IL     34231     Northbrook Bank and Trust Company     August 6, 2010     March 7, 2011
LibertyBank     Eugene     OR     31964     Home Federal Bank     July 30, 2010     March 7, 2011
The Cowlitz Bank     Longview     WA     22643     Heritage Bank     July 30, 2010     March 7, 2011
Coastal Community Bank     Panama City Beach     FL     9619     Centennial Bank     July 30, 2010     March 7, 2011
Bayside Savings Bank     Port Saint Joe     FL     57669     Centennial Bank     July 30, 2010     March 7, 2011
Northwest Bank & Trust     Acworth     GA     57658     State Bank and Trust Company     July 30, 2010     March 7, 2011
Home Valley Bank     Cave Junction     OR     23181     South Valley Bank & Trust     July 23, 2010     March 7, 2011
SouthwestUSA Bank     Las Vegas     NV     35434     Plaza Bank     July 23, 2010     March 7, 2011
Community Security Bank     New Prague     MN     34486     Roundbank     July 23, 2010     March 7, 2011
Thunder Bank     Sylvan Grove     KS     10506     The Bennington State Bank     July 23, 2010     March 7, 2011
Williamsburg First National Bank     Kingstree     SC     17837     First Citizens Bank and Trust Company, Inc.     July 23, 2010     March 7, 2011
Crescent Bank and Trust Company     Jasper     GA     27559     Renasant Bank     July 23, 2010     March 7, 2011
Sterling Bank     Lantana     FL     32536     IBERIABANK     July 23, 2010     March 7, 2011
Mainstreet Savings Bank, FSB     Hastings     MI     28136     Commercial Bank     July 16, 2010     March 7, 2011
Olde Cypress Community Bank     Clewiston     FL     28864     CenterState Bank of Florida     July 16, 2010     March 7, 2011
Turnberry Bank     Aventura     FL     32280     NAFH National Bank     July 16, 2010     March 7, 2011
Metro Bank of Dade County     Miami     FL     25172     NAFH National Bank     July 16, 2010     March 7, 2011
First National Bank of the South     Spartanburg     SC     35383     NAFH National Bank     July 16, 2010     March 7, 2011
Woodlands Bank     Bluffton     SC     32571     Bank of the Ozarks     July 16, 2010     March 7, 2011
Home National Bank     Blackwell     OK     11636     RCB Bank     July 9, 2010     March 16, 2011
USA Bank     Port Chester     NY     58072     New Century Bank     July 9, 2010     March 7, 2011
Ideal Federal Savings Bank     Baltimore     MD     32456     No Acquirer     July 9, 2010     March 7, 2011
Bay National Bank     Baltimore     MD     35462     Bay Bank, FSB     July 9, 2010     March 7, 2011
High Desert State Bank     Albuquerque     NM     35279     First American Bank     June 25, 2010     November 1, 2010
First National Bank     Savannah     GA     34152     The Savannah Bank, N.A.     June 25, 2010     October 21, 2010
Peninsula Bank     Englewood     FL     26563     Premier American Bank, N.A.     June 25, 2010     September 22, 2010
Nevada Security Bank     Reno     NV     57110     Umpqua Bank     June 18, 2010     October 22, 2010
Washington First International Bank     Seattle     WA     32955     East West Bank     June 11, 2010     November 30, 2010
TierOne Bank     Lincoln     NE     29341     Great Western Bank     June 4, 2010     March 24, 2010
Arcola Homestead Savings Bank     Arcola     IL     31813     No Acquirer     June 4, 2010     August 26, 2010
First National Bank     Rosedale     MS     15814     The Jefferson Bank     June 4, 2010     August 26, 2010
Sun West Bank     Las Vegas     NV     34785     City National Bank     May 28, 2010     November 1, 2010
Granite Community Bank, NA     Granite Bay     CA     57315     Tri Counties Bank     May 28, 2010     November 1, 2010
Bank of Florida - Tampa     Tampa     FL     57814     EverBank     May 28, 2010     August 26, 2010
Bank of Florida - Southwest     Naples     FL     35106     EverBank     May 28, 2010     August 26, 2010
Bank of Florida - Southeast     Fort Lauderdale     FL     57360     EverBank     May 28, 2010     August 26, 2010
Pinehurst Bank     Saint Paul     MN     57735     Coulee Bank     May 21, 2010     August 26, 2010
Midwest Bank and Trust Company     Elmwood Park     IL     18117     FirstMerit Bank, N.A.     May 14, 2010     August 26, 2010
Southwest Community Bank     Springfield     MO     34255     Simmons First National Bank     May 14, 2010     October 28, 2010
New Liberty Bank     Plymouth     MI     35586     Bank of Ann Arbor     May 14, 2010     August 26, 2010
Satilla Community Bank     Saint Marys     GA     35114     Ameris Bank     May 14, 2010     August 26, 2010
1st Pacific Bank of California     San Diego     CA     35517     City National Bank     May 7, 2010     August 26, 2010
Towne Bank of Arizona     Mesa     AZ     57697     Commerce Bank of Arizona     May 7, 2010     August 26, 2010
Access Bank     Champlin     MN     16476     PrinsBank     May 7, 2010     August 26, 2010
The Bank of Bonifay     Bonifay     FL     14246     First Federal Bank of Florida     May 7, 2010     August 26, 2010
Frontier Bank     Everett     WA     22710     Union Bank, N.A.     April 30, 2010     August 26, 2010
BC National Banks     Butler     MO     17792     Community First Bank     April 30, 2010     November 4, 2010
Champion Bank     Creve Coeur     MO     58362     BankLiberty     April 30, 2010     August 26, 2010
CF Bancorp     Port Huron     MI     30005     First Michigan Bank     April 30, 2010     March 24, 2010
Westernbank Puerto Rico
En Español     Mayaguez     PR     31027     Banco Popular de Puerto Rico     April 30, 2010     August 26, 2010
R-G Premier Bank of Puerto Rico
En Español     Hato Rey     PR     32185     Scotiabank de Puerto Rico     April 30, 2010     August 26, 2010
Eurobank
En Español     San Juan     PR     27150     Oriental Bank and Trust     April 30, 2010     March 16, 2010
Wheatland Bank     Naperville     IL     58429     Wheaton Bank & Trust     April 23, 2010     August 26, 2010
Peotone Bank and Trust Company     Peotone     IL     10888     First Midwest Bank     April 23, 2010     August 26, 2010
Lincoln Park Savings Bank     Chicago     IL     30600     Northbrook Bank and Trust Company     April 23, 2010     August 26, 2010
New Century Bank     Chicago     IL     34821     MB Financial Bank, N.A.     April 23, 2010     August 26, 2010
Citizens Bank and Trust Company of Chicago     Chicago     IL     34658     Republic Bank of Chicago     April 23, 2010     November 4, 2010
Broadway Bank     Chicago     IL     22853     MB Financial Bank, N.A.     April 23, 2010     November 3, 2010
Amcore Bank, National Association     Rockford     IL     3735     Harris N.A.     April 23, 2010     March 10, 2011
City Bank     Lynnwood     WA     21521     Whidbey Island Bank     April 16, 2010     November 29, 2010
Tamalpais Bank     San Rafael     CA     33493     Union Bank, N.A.     April 16, 2010     August 26, 2010
Innovative Bank     Oakland     CA     23876     Center Bank     April 16, 2010     August 26, 2010
Butler Bank     Lowell     MA     26619     People's United Bank     April 16, 2010     November 4, 2010
Riverside National Bank of Florida     Fort Pierce     FL     24067     TD Bank, N.A.     April 16, 2010     August 26, 2010
AmericanFirst Bank     Clermont     FL     57724     TD Bank, N.A.     April 16, 2010     November 8, 2010
First Federal Bank of North Florida     Palatka     FL     28886     TD Bank, N.A.     April 16, 2010     August 27, 2010
Lakeside Community Bank     Sterling Heights     MI     34878     No Acquirer     April 16, 2010     August 27, 2010
Beach First National Bank     Myrtle Beach     SC     34242     Bank of North Carolina     April 9, 2010     August 27, 2010
Desert Hills Bank     Phoenix     AZ     57060     New York Community Bank     March 26, 2010     August 27, 2010
Unity National Bank     Cartersville     GA     34678     Bank of the Ozarks     March 26, 2010     August 27, 2010
Key West Bank     Key West     FL     34684     Centennial Bank     March 26, 2010     November 3, 2010
McIntosh Commercial Bank     Carrollton     GA     57399     CharterBank     March 26, 2010     August 27, 2010
State Bank of Aurora     Aurora     MN     8221     Northern State Bank     March 19, 2010     August 27, 2010
First Lowndes Bank     Fort Deposit     AL     24957     First Citizens Bank     March 19, 2010     November 3, 2010
Bank of Hiawassee     Hiawassee     GA     10054     Citizens South Bank     March 19, 2010     August 27, 2010
Appalachian Community Bank     Ellijay     GA     33989     Community & Southern Bank     March 19, 2010     August 27, 2010
Advanta Bank Corp.     Draper     UT     33535     No Acquirer     March 19, 2010     September 16, 2010
Century Security Bank     Duluth     GA     58104     Bank of Upson     March 19, 2010     August 27, 2010
American National Bank     Parma     OH     18806     The National Bank and Trust Company     March 19, 2010     November 4, 2010
Statewide Bank     Covington     LA     29561     Home Bank     March 12, 2010     August 27, 2010
Old Southern Bank     Orlando     FL     58182     Centennial Bank     March 12, 2010     August 27, 2010
The Park Avenue Bank     New York     NY     27096     Valley National Bank     March 12, 2010     August 27, 2010
LibertyPointe Bank     New York     NY     58071     Valley National Bank     March 11, 2010     August 27, 2010
Centennial Bank     Ogden     UT     34430     No Acquirer     March 5, 2010     August 27, 2010
Waterfield Bank     Germantown     MD     34976     No Acquirer     March 5, 2010     August 27, 2010
Bank of Illinois     Normal     IL     9268     Heartland Bank and Trust Company     March 5, 2010     August 27, 2010
Sun American Bank     Boca Raton     FL     27126     First-Citizens Bank & Trust Company     March 5, 2010     August 27, 2010
Rainier Pacific Bank     Tacoma     WA     38129     Umpqua Bank     February 26, 2010     August 27, 2010
Carson River Community Bank     Carson City     NV     58352     Heritage Bank of Nevada     February 26, 2010     August 27, 2010
La Jolla Bank, FSB     La Jolla     CA     32423     OneWest Bank, FSB     February 19, 2010     August 27, 2010
George Washington Savings Bank     Orland Park     IL     29952     FirstMerit Bank, N.A.     February 19, 2010     August 27, 2010
The La Coste National Bank     La Coste     TX     3287     Community National Bank     February 19, 2010     November 3, 2010
Marco Community Bank     Marco Island     FL     57586     Mutual of Omaha Bank     February 19, 2010     August 27, 2010
1st American State Bank of Minnesota     Hancock     MN     15448     Community Development Bank, FSB     February 5, 2010     November 8, 2010
American Marine Bank     Bainbridge Island     WA     16730     Columbia State Bank     January 29, 2010     August 26, 2010
First Regional Bank     Los Angeles     CA     23011     First-Citizens Bank & Trust Company     January 29, 2010     August 26, 2010
Community Bank and Trust     Cornelia     GA     5702     SCBT National Association     January 29, 2010     August 26, 2010
Marshall Bank, N.A.     Hallock     MN     16133     United Valley Bank     January 29, 2010     August 26, 2010
Florida Community Bank     Immokalee     FL     5672     Premier American Bank, N.A.     January 29, 2010     March 24, 2010
First National Bank of Georgia     Carrollton     GA     16480     Community and Southern Bank     January 29, 2010     November 3, 2010
Columbia River Bank     The Dalles     OR     22469     Columbia State Bank     January 22, 2010     November 2, 2010
Evergreen Bank     Seattle     WA     20501     Umpqua Bank     January 22, 2010     August 26, 2010
Charter Bank     Santa Fe     NM     32498     Charter Bank     January 22, 2010     August 26, 2010
Bank of Leeton     Leeton     MO     8265     Sunflower Bank, N.A.     January 22, 2010     August 26, 2010
Premier American Bank     Miami     FL     57147     Premier American Bank, N.A.     January 22, 2010     August 26, 2010
Barnes Banking Company     Kaysville     UT     1252     No Acquirer     January 15, 2010     August 26, 2010
St. Stephen State Bank     St. Stephen     MN     17522     First State Bank of St. Joseph     January 15, 2010     November 2, 2010
Town Community Bank & Trust     Antioch     IL     34705     First American Bank     January 15, 2010     August 26, 2010
Horizon Bank     Bellingham     WA     22977     Washington Federal Savings and Loan Association     January 8, 2010     November 4, 2010
First Federal Bank of California, F.S.B.     Santa Monica     CA     28536     OneWest Bank     December 18, 2009     August 26, 2010
Imperial Capital Bank     La Jolla     CA     26348     City National Bank     December 18, 2009     August 27, 2010
Independent Bankers' Bank     Springfield     IL     26820     The Independent BankersBank (TIB)     December 18, 2009     August 27, 2010
New South Federal Savings Bank     Irondale     AL     32276     Beal Bank     December 18, 2009     August 27, 2010
Citizens State Bank     New Baltimore     MI     1006     No Acquirer     December 18, 2009     August 27, 2010
Peoples First Community Bank     Panama City     FL     32167     Hancock Bank     December 18, 2009     August 27, 2010
RockBridge Commercial Bank     Atlanta     GA     58315     No Acquirer     December 18, 2009     August 27, 2010
SolutionsBank     Overland Park     KS     4731     Arvest Bank     December 11, 2009     August 27, 2010
Valley Capital Bank, N.A.     Mesa     AZ     58399     Enterprise Bank & Trust     December 11, 2009     August 27, 2010
Republic Federal Bank, N.A.     Miami     FL     22846     1st United Bank     December 11, 2009     August 27, 2010
Greater Atlantic Bank     Reston     VA     32583     Sonabank     December 4, 2009     August 27, 2010
Benchmark Bank     Aurora     IL     10440     MB Financial Bank, N.A.     December 4, 2009     August 27, 2010
AmTrust Bank     Cleveland     OH     29776     New York Community Bank     December 4, 2009     March 10, 2011
The Tattnall Bank     Reidsville     GA     12080     Heritage Bank of the South     December 4, 2009     August 27, 2010
First Security National Bank     Norcross     GA     26290     State Bank and Trust Company     December 4, 2009     August 27, 2010
The Buckhead Community Bank     Atlanta     GA     34663     State Bank and Trust Company     December 4, 2009     December 9, 2010
Commerce Bank of Southwest Florida     Fort Myers     FL     58016     Central Bank     November 20, 2009     August 27, 2010
Pacific Coast National Bank     San Clemente     CA     57914     Sunwest Bank     November 13, 2009     August 27, 2010
Orion Bank     Naples     FL     22427     IBERIABANK     November 13, 2009     August 27, 2010
Century Bank, F.S.B.     Sarasota     FL     32267     IBERIABANK     November 13, 2009     March 24, 2010
United Commercial Bank     San Francisco     CA     32469     East West Bank     November 6, 2009     April 5, 2011
Gateway Bank of St. Louis     St. Louis     MO     19450     Central Bank of Kansas City     November 6, 2009     August 27, 2010
Prosperan Bank     Oakdale     MN     35074     Alerus Financial, N.A.     November 6, 2009     August 27, 2010
Home Federal Savings Bank     Detroit     MI     30329     Liberty Bank and Trust Company     November 6, 2009     August 27, 2010
United Security Bank     Sparta     GA     22286     Ameris Bank     November 6, 2009     August 27, 2010
North Houston Bank     Houston     TX     18776     U.S. Bank N.A.     October 30, 2009     August 26, 2010
Madisonville State Bank     Madisonville     TX     33782     U.S. Bank N.A.     October 30, 2009     August 26, 2010
Citizens National Bank     Teague     TX     25222     U.S. Bank N.A.     October 30, 2009     August 26, 2010
Park National Bank     Chicago     IL     11677     U.S. Bank N.A.     October 30, 2009     March 24, 2010
Pacific National Bank     San Francisco     CA     30006     U.S. Bank N.A.     October 30, 2009     August 26, 2010
California National Bank     Los Angeles     CA     34659     U.S. Bank N.A.     October 30, 2009     March 16, 2011
San Diego National Bank     San Diego     CA     23594     U.S. Bank N.A.     October 30, 2009     March 24, 2010
Community Bank of Lemont     Lemont     IL     35291     U.S. Bank N.A.     October 30, 2009     August 26, 2010
Bank USA, N.A.     Phoenix     AZ     32218     U.S. Bank N.A.     October 30, 2009     August 26, 2010
First DuPage Bank     Westmont     IL     35038     First Midwest Bank     October 23, 2009     August 26, 2010
Riverview Community Bank     Otsego     MN     57525     Central Bank     October 23, 2009     August 26, 2010
Bank of Elmwood     Racine     WI     18321     Tri City National Bank     October 23, 2009     August 26, 2010
Flagship National Bank     Bradenton     FL     35044     First Federal Bank of Florida     October 23, 2009     August 26, 2010
Hillcrest Bank Florida     Naples     FL     58336     Stonegate Bank     October 23, 2009     March 24, 2010
American United Bank     Lawrenceville     GA     57794     Ameris Bank     October 23, 2009     August 26, 2010
Partners Bank     Naples     FL     57959     Stonegate Bank     October 23, 2009     August 26, 2010
San Joaquin Bank     Bakersfield     CA     23266     Citizens Business Bank     October 16, 2009     August 26, 2010
Southern Colorado National Bank     Pueblo     CO     57263     Legacy Bank     October 2, 2009     August 26, 2010
Jennings State Bank     Spring Grove     MN     11416     Central Bank     October 2, 2009     August 26, 2010
Warren Bank     Warren     MI     34824     The Huntington National Bank     October 2, 2009     August 26, 2010
Georgian Bank     Atlanta     GA     57151     First Citizens Bank and Trust Company, Inc.     September 25, 2009     August 26, 2010
Irwin Union Bank, F.S.B.     Louisville     KY     57068     First Financial Bank, N.A.     September 18, 2009     August 26, 2010
Irwin Union Bank and Trust Company     Columbus     IN     10100     First Financial Bank, N.A.     September 18, 2009     August 26, 2010
Venture Bank     Lacey     WA     22868     First-Citizens Bank & Trust Company     September 11, 2009     March 24, 2010
Brickwell Community Bank     Woodbury     MN     57736     CorTrust Bank N.A.     September 11, 2009     August 26, 2010
Corus Bank, N.A.     Chicago     IL     13693     MB Financial Bank, N.A.     September 11, 2009     August 26, 2010
First State Bank     Flagstaff     AZ     34875     Sunwest Bank     September 4, 2009     August 26, 2010
Platinum Community Bank     Rolling Meadows     IL     35030     No Acquirer     September 4, 2009     April 14, 2011
Vantus Bank     Sioux City     IA     27732     Great Southern Bank     September 4, 2009     August 26, 2010
InBank     Oak Forest     IL     20203     MB Financial Bank     September 4, 2009     August 26, 2010
First Bank of Kansas City     Kansas City     MO     25231     Great American Bank     September 4, 2009     August 26, 2010
Affinity Bank     Ventura     CA     27197     Pacific Western Bank     August 28, 2009     August 26, 2010
Mainstreet Bank     Forest Lake     MN     1909     Central Bank     August 28, 2009     August 26, 2010
Bradford Bank     Baltimore     MD     28312     Manufacturers and Traders Trust Company (M&T Bank)     August 28, 2009     August 26, 2010
Guaranty Bank     Austin     TX     32618     BBVA Compass     August 21, 2009     March 16, 2011
CapitalSouth Bank     Birmingham     AL     22130     IBERIABANK     August 21, 2009     August 26, 2010
First Coweta Bank     Newnan     GA     57702     United Bank     August 21, 2009     August 26, 2010
ebank     Atlanta     GA     34682     Stearns Bank, N.A.     August 21, 2009     August 26, 2010
Community Bank of Nevada     Las Vegas     NV     34043     No Acquirer     August 14, 2009     August 26, 2010
Community Bank of Arizona     Phoenix     AZ     57645     MidFirst Bank     August 14, 2009     August 26, 2010
Union Bank, National Association     Gilbert     AZ     34485     MidFirst Bank     August 14, 2009     August 26, 2010
Colonial Bank     Montgomery     AL     9609     Branch Banking and Trust Company, (BB&T)     August 14, 2009     August 26, 2010
Dwelling House Savings and Loan Association     Pittsburgh     PA     31559     PNC Bank, N.A.     August 14, 2009     August 26, 2010
Community First Bank     Prineville     OR     23268     Home Federal Bank     August 7, 2009     August 26, 2010
Community National Bank of Sarasota County     Venice     FL     27183     Stearns Bank, N.A.     August 7, 2009     December 2, 2010
First State Bank     Sarasota     FL     27364     Stearns Bank, N.A.     August 7, 2009     September 23, 2010
Mutual Bank     Harvey     IL     18659     United Central Bank     July 31, 2009     August 27, 2010
First BankAmericano     Elizabeth     NJ     34270     Crown Bank     July 31, 2009     August 27, 2010
Peoples Community Bank     West Chester     OH     32288     First Financial Bank, N.A.     July 31, 2009     August 27, 2010
Integrity Bank     Jupiter     FL     57604     Stonegate Bank     July 31, 2009     August 27, 2010
First State Bank of Altus     Altus     OK     9873     Herring Bank     July 31, 2009     August 27, 2010
Security Bank of Jones County     Gray     GA     8486     State Bank and Trust Company     July 24, 2009     August 27, 2010
Security Bank of Houston County     Perry     GA     27048     State Bank and Trust Company     July 24, 2009     August 27, 2010
Security Bank of Bibb County     Macon     GA     27367     State Bank and Trust Company     July 24, 2009     August 27, 2010
Security Bank of North Metro     Woodstock     GA     57105     State Bank and Trust Company     July 24, 2009     August 27, 2010
Security Bank of North Fulton     Alpharetta     GA     57430     State Bank and Trust Company     July 24, 2009     August 27, 2010
Security Bank of Gwinnett County     Suwanee     GA     57346     State Bank and Trust Company     July 24, 2009     August 27, 2010
Waterford Village Bank     Williamsville     NY     58065     Evans Bank, N.A.     July 24, 2009     August 27, 2010
Temecula Valley Bank     Temecula     CA     34341     First-Citizens Bank & Trust Company     July 17, 2009     August 27, 2010
Vineyard Bank     Rancho Cucamonga     CA     23556     California Bank & Trust     July 17, 2009     August 27, 2010
BankFirst     Sioux Falls     SD     34103     Alerus Financial, N.A.     July 17, 2009     August 27, 2010
First Piedmont Bank     Winder     GA     34594     First American Bank and Trust Company     July 17, 2009     August 27, 2010
Bank of Wyoming     Thermopolis     WY     22754     Central Bank & Trust     July 10, 2009     August 27, 2010
Founders Bank     Worth     IL     18390     The PrivateBank and Trust Company     July 2, 2009     August 27, 2010
Millennium State Bank of Texas     Dallas     TX     57667     State Bank of Texas     July 2, 2009     August 27, 2010
First National Bank of Danville     Danville     IL     3644     First Financial Bank, N.A.     July 2, 2009     August 27, 2010
Elizabeth State Bank     Elizabeth     IL     9262     Galena State Bank and Trust Company     July 2, 2009     August 27, 2010
Rock River Bank     Oregon     IL     15302     The Harvard State Bank     July 2, 2009     August 27, 2010
First State Bank of Winchester     Winchester     IL     11710     The First National Bank of Beardstown     July 2, 2009     August 27, 2010
John Warner Bank     Clinton     IL     12093     State Bank of Lincoln     July 2, 2009     August 27, 2010
Mirae Bank     Los Angeles     CA     57332     Wilshire State Bank     June 26, 2009     August 27, 2010
MetroPacific Bank     Irvine     CA     57893     Sunwest Bank     June 26, 2009     August 27, 2010
Horizon Bank     Pine City     MN     9744     Stearns Bank N.A.     June 26, 2009     August 27, 2010
Neighborhood Community Bank     Newnan     GA     35285     CharterBank     June 26, 2009     August 27, 2010
Community Bank of West Georgia     Villa Rica     GA     57436     No Acquirer     June 26, 2009     August 27, 2010
First National Bank of Anthony     Anthony     KS     4614     Bank of Kansas     June 19, 2009     August 27, 2010
Cooperative Bank     Wilmington     NC     27837     First Bank     June 19, 2009     August 27, 2010
Southern Community Bank     Fayetteville     GA     35251     United Community Bank     June 19, 2009     August 27, 2010
Bank of Lincolnwood     Lincolnwood     IL     17309     Republic Bank of Chicago     June 5, 2009     August 27, 2010
Citizens National Bank     Macomb     IL     5757     Morton Community Bank     May 22, 2009     August 27, 2010
Strategic Capital Bank     Champaign     IL     35175     Midland States Bank     May 22, 2009     August 27, 2010
BankUnited, FSB     Coral Gables     FL     32247     BankUnited     May 21, 2009     January 27, 2011
Westsound Bank     Bremerton     WA     34843     Kitsap Bank     May 8, 2009     August 26, 2010
America West Bank     Layton     UT     35461     Cache Valley Bank     May 1, 2009     August 26, 2010
Citizens Community Bank     Ridgewood     NJ     57563     North Jersey Community Bank     May 1, 2009     August 27, 2010
Silverton Bank, NA     Atlanta     GA     26535     No Acquirer     May 1, 2009     August 27, 2010
First Bank of Idaho     Ketchum     ID     34396     U.S. Bank, N.A.     April 24, 2009     August 27, 2010
First Bank of Beverly Hills     Calabasas     CA     32069     No Acquirer     April 24, 2009     March 30, 2010
Michigan Heritage Bank     Farmington Hills     MI     34369     Level One Bank     April 24, 2009     August 27, 2010
American Southern Bank     Kennesaw     GA     57943     Bank of North Georgia     April 24, 2009     August 27, 2010
Great Basin Bank of Nevada     Elko     NV     33824     Nevada State Bank     April 17, 2009     November 30, 2010
American Sterling Bank     Sugar Creek     MO     8266     Metcalf Bank     April 17, 2009     August 27, 2010
New Frontier Bank     Greeley     CO     34881     No Acquirer     April 10, 2009     August 27, 2010
Cape Fear Bank     Wilmington     NC     34639     First Federal Savings and Loan Association     April 10, 2009     August 27, 2010
Omni National Bank     Atlanta     GA     22238     No Acquirer     March 27, 2009     August 27, 2010
TeamBank, NA     Paola     KS     4754     Great Southern Bank     March 20, 2009     August 27, 2010
Colorado National Bank     Colorado Springs     CO     18896     Herring Bank     March 20, 2009     August 27, 2010
FirstCity Bank     Stockbridge     GA     18243     No Acquirer     March 20, 2009     August 27, 2010
Freedom Bank of Georgia     Commerce     GA     57558     Northeast Georgia Bank     March 6, 2009     August 27, 2010
Security Savings Bank     Henderson     NV     34820     Bank of Nevada     February 27, 2009     August 27, 2010
Heritage Community Bank     Glenwood     IL     20078     MB Financial Bank, N.A.     February 27, 2009     August 27, 2010
Silver Falls Bank     Silverton     OR     35399     Citizens Bank     February 20, 2009     August 27, 2010
Pinnacle Bank of Oregon     Beaverton     OR     57342     Washington Trust Bank of Spokane     February 13, 2009     August 27, 2010
Corn Belt Bank & Trust Co.     Pittsfield     IL     16500     The Carlinville National Bank     February 13, 2009     August 27, 2010
Riverside Bank of the Gulf Coast     Cape Coral     FL     34563     TIB Bank     February 13, 2009     August 27, 2010
Sherman County Bank     Loup City     NE     5431     Heritage Bank     February 13, 2009     August 27, 2010
County Bank     Merced     CA     22574     Westamerica Bank     February 6, 2009     August 27, 2010
Alliance Bank     Culver City     CA     23124     California Bank & Trust     February 6, 2009     August 27, 2010
FirstBank Financial Services     McDonough     GA     57017     Regions Bank     February 6, 2009     August 27, 2010
Ocala National Bank     Ocala     FL     26538     CenterState Bank of Florida     January 30, 2009     August 27, 2010
Suburban FSB     Crofton     MD     30763     Bank of Essex     January 30, 2009     August 27, 2010
MagnetBank     Salt Lake City     UT     58001     No Acquirer     January 30, 2009     September 22, 2010
1st Centennial Bank     Redlands     CA     33025     First California Bank     January 23, 2009     August 27, 2010
Bank of Clark County     Vancouver     WA     34959     Umpqua Bank     January 16, 2009     August 27, 2010
National Bank of Commerce     Berkeley     IL     19733     Republic Bank of Chicago     January 16, 2009     August 27, 2010
Sanderson State Bank
En Español     Sanderson     TX     11568     The Pecos County State Bank     December 12, 2008     August 27, 2010
Haven Trust Bank     Duluth     GA     35379     Branch Banking & Trust Company, (BB&T)     December 12, 2008     August 27, 2010
First Georgia Community Bank     Jackson     GA     34301     United Bank     December 5, 2008     August 27, 2010
PFF Bank & Trust     Pomona     CA     28344     U.S. Bank, N.A.     November 21, 2008     August 27, 2010
Downey Savings & Loan     Newport Beach     CA     30968     U.S. Bank, N.A.     November 21, 2008     August 27, 2010
Community Bank     Loganville     GA     16490     Bank of Essex     November 21, 2008     August 27, 2010
Security Pacific Bank     Los Angeles     CA     23595     Pacific Western Bank     November 7, 2008     August 27, 2010
Franklin Bank, SSB     Houston     TX     26870     Prosperity Bank     November 7, 2008     March 30, 2010
Freedom Bank     Bradenton     FL     57930     Fifth Third Bank     October 31, 2008     August 27, 2010
Alpha Bank & Trust     Alpharetta     GA     58241     Stearns Bank, N.A.     October 24, 2008     August 27, 2010
Meridian Bank     Eldred     IL     13789     National Bank     October 10, 2008     August 27, 2010
Main Street Bank     Northville     MI     57654     Monroe Bank & Trust     October 10, 2008     August 27, 2010
Washington Mutual Bank
(Including its subsidiary Washington Mutual Bank FSB)     Henderson     NV     32633     JP Morgan Chase Bank     September 25, 2008     November 9, 2010
Ameribank     Northfork     WV     6782     The Citizens Savings Bank

Pioneer Community Bank, Inc.     September 19, 2008     August 27, 2010
Silver State Bank
En Español     Henderson     NV     34194     Nevada State Bank     September 5, 2008     August 27, 2010
Integrity Bank     Alpharetta     GA     35469     Regions Bank     August 29, 2008     August 27, 2010
Columbian Bank & Trust     Topeka     KS     22728     Citizens Bank & Trust     August 22, 2008     August 27, 2010
First Priority Bank     Bradenton     FL     57523     SunTrust Bank     August 1, 2008     August 27, 2010
First Heritage Bank, NA     Newport Beach     CA     57961     Mutual of Omaha Bank     July 25, 2008     August 27, 2010
First National Bank of Nevada     Reno     NV     27011     Mutual of Omaha Bank     July 25, 2008     August 27, 2010
IndyMac Bank     Pasadena     CA     29730     OneWest Bank, FSB.     July 11, 2008     December 15, 2010
First Integrity Bank, NA     Staples     MN     12736     First International Bank and Trust     May 30, 2008     August 27, 2010
ANB Financial, NA     Bentonville     AR     33901     Pulaski Bank and Trust Company     May 9, 2008     August 27, 2010
Hume Bank     Hume     MO     1971     Security Bank     March 7, 2008     August 27, 2010
Douglass National Bank     Kansas City     MO     24660     Liberty Bank and Trust Company     January 25, 2008     August 27, 2010
Miami Valley Bank     Lakeview     OH     16848     The Citizens Banking Company     October 4, 2007     April 5, 2011
NetBank     Alpharetta     GA     32575     ING DIRECT     September 28, 2007     August 27, 2010
Metropolitan Savings Bank     Pittsburgh     PA     35353     Allegheny Valley Bank of Pittsburgh     February 2, 2007     August 27, 2010
Bank of Ephraim     Ephraim     UT     1249     Far West Bank     June 25, 2004     April 9, 2008
Reliance Bank     White Plains     NY     26778     Union State Bank     March 19, 2004     April 9, 2008
Guaranty National Bank of Tallahassee     Tallahassee     FL     26838     Hancock Bank of Florida     March 12, 2004     August 30, 2010
Dollar Savings Bank     Newark     NJ     31330     No Acquirer     February 14, 2004     April 9, 2008
Pulaski Savings Bank     Philadelphia     PA     27203     Earthstar Bank     November 14, 2003     July 22, 2005
First National Bank of Blanchardville     Blanchardville     WI     11639     The Park Bank     May 9, 2003     September 21, 2010
Southern Pacific Bank     Torrance     CA     27094     Beal Bank, SSB.     February 7, 2003     October 20, 2008
Farmers Bank of Cheneyville     Cheneyville     LA     16445     Sabine State Bank & Trust     December 17, 2002     October 20, 2004
Bank of Alamo     Alamo     TN     9961     No Acquirer     November 8, 2002     March 18, 2005
AmTrade International Bank
En Español     Atlanta     GA     33784     No Acquirer     September 30, 2002     September 11, 2006
Universal Federal Savings Bank     Chicago     IL     29355     Chicago Community Bank     June 27, 2002     April 9, 2008
Connecticut Bank of Commerce     Stamford     CT     19183     Hudson United Bank     June 26, 2002     August 27, 2010
New Century Bank     Shelby Township     MI     34979     No Acquirer     March 28, 2002     March 18, 2005
Net 1st National Bank     Boca Raton     FL     26652     Bank Leumi USA     March 1, 2002     April 9, 2008
NextBank, NA     Phoenix     AZ     22314     No Acquirer     February 7, 2002     August 27, 2010
Oakwood Deposit Bank Co.     Oakwood     OH     8966     The State Bank & Trust Company     February 1, 2002     August 27, 2010
Bank of Sierra Blanca     Sierra Blanca     TX     22002     The Security State Bank of Pecos     January 18, 2002     November 6, 2003
Hamilton Bank, NA
En Español     Miami     FL     24382     Israel Discount Bank of New York     January 11, 2002     August 27, 2010
Sinclair National Bank     Gravette     AR     34248     Delta Trust & Bank     September 7, 2001     February 10, 2004
Superior Bank, FSB     Hinsdale     IL     32646     Superior Federal, FSB     July 27, 2001     March 16, 2011
Malta National Bank     Malta     OH     6629     North Valley Bank     May 3, 2001     November 18, 2002
First Alliance Bank & Trust Co.     Manchester     NH     34264     Southern New Hampshire Bank & Trust     February 2, 2001     February 18, 2003
National State Bank of Metropolis     Metropolis     IL     3815     Banterra Bank of Marion     December 14, 2000     March 17, 2005
Bank of Honolulu     Honolulu     HI     21029     Bank of the Orient     October 13, 2000     March 17, 2005



    Last Updated 04/18/2011     cservicefdicdal@fdic.gov
======================================================================


AIG collapse in USA wit all its "ripple effect " in UK and elsewhere......

Hamper co collapse ...FSA states not under their remit ! this was a company that used "savings" ..."investment" jargon when getting clients/customers....


Bank of Eng still has same top man in charge as was there before the banking crisis...............

No repercussions for audit firms who never qualified BALANCE SHEETS etc of failed banks.....................

Huge bonuses paid to bankers after losses incurred.......and where banks have been sued for over-charging ; not selling PPI properly etc etc .......

I really consider HORSE RACING to be a minor area for where "corruption" might exist..........compared to the black economy; tax evasion ; and corporate and professional areas where some of behaviour of those in charge "stinks" !

Some people were "betting" when they "invested" money through MADOFF ...........................Millions disappeared etc etc

GL with your OLYMPIC bets ....watch out for those who might be using drugs allegedly.......corruption there tooooooooooooooooo ...difficult to find any area of sport that is "free" of it!

G N the noooooooo

Clydebank, why bet on things you enjoy less than things you do? I'm no apologist for any of the things you dislike.

I'm not interested enough in any sport but racing to want to put the hours in to make betting on them profitable.

Perhaps too I don't have a systematic or mathematical enough brain for other sports--being attuned to quirks of human and equine character and having a good memory and sense of narrative help make sense of things in horses, while I'd guess that number-crunching and an ability to formalize relationships do the job in team sports. I make v. small amounts on politics and specials, where similar principles apply.

askari as it happens I like specials betting because there is little number crunching and from the beginning seemed to have an instinct for calling the public.  I like that aspect of horse race betting but it's very time consuming, competitive and complicated and anybody that makes a living from it has my respect.  It's a very entertaining form of betting too.   

I can't explain it but I feel uncomfortable betting on anything that I feel isn't clean.  It's not an area I really want to go.  From time to time I've had the heads up on dodgy goings on and while always grateful for the tip offs I just don't want to get involved.  In effect there is also no prospect of me betting in running on horse racing.

I can bet in running on football because the markets are managed and I can bet in running in specials because I'm not at a disadvantage.

CLYDEBANK29     25 Apr 11 10:17 
I like specials betting.....I can't explain it but I feel uncomfortable betting on anything that I feel isn't clean.

You are happy to play in markets where you are likely to be playing against the production staff that work on these shows and employees of the companies that provide the telephony and the results of the voting - but you think horse racing might sometimes be a bit dodgy?

The Management....I have reasonable confidence in the integrity of the voting network despite the latest developments.  Although a total surprise (I think I won on every eviction bar one) they will lessen the chances of it happening again.

Had I been starting out now I'd have been put off betting on the event but as I've been very succesful on them and possibly have the highest long term strike rate on Betfair in specials and therefore possibly of anyone in any category it can't be that much of a problem.  I'm always wary and have taken on plunges on many occasions and won most of the times I have.

It is of course not a sport.

Fair enough - each to their own.

I just think that most of the supposed "chicanery" in horse racing is pocket talk by losers after the event. Any odds on defeat or even just a drifting fav getting beat seems to be subject of mass speculation as to the integrity of the connections - yet favs and short prices get turned over all the time in other "sports" without the same claims being constantly made. I think if you stick to the top end, it is as straight as any other game - I don't bet on AW class 6 selling races with apprentice jockeys - but by the same token I wouldn't bet on Italian third division football either!

A great example today of how horse racing cannot really "win" with the conspiracy theorists was Fathstha in the 15:35 at Warwick. It had all the makings of a classic for all the conspiracy theorists and pocket talkers on here.

8/11 (1.72) in the RP tissue but it drifted like a barge all day, having traded at the tissue price and then all prices on the way out to 7/4 SP (2.87 on BF SP).

Probably a combination of fears about the ground and poor form of the stable etc that contributed to the drift - as it happens it won - but had it not done so there would be dozens of posts/threads on here with most of the contributors convinced that something untoward had occurred.

Had it got beat the RP would probably quote the trainer tomorrow offering the ground as a reason or that it needed the run etc and this would then upset some of the pocket talkers even more - they would suggest it should not have run if not fully wound up or if the ground was thought to be unsuitable. Like I said - difficult for the sport to win when the majority of punters are serial losers but would prefer to blame it on anybody rather than themselves.

BTW - I am not suggesting it's all straight but when Fergie rests 8 stars and fields  a load of reserves in their place for a Carling Cup match (prior to a big Champions League fixture) - the price drifts accordingly (and usually to about a point that reflects the make up of the actual team fielded) - when they then draw or get beat, nobody (not even the mugs that took the early 1.34 when they could have waited and got 1.50 nearer kick-off) claims the match was corrupt - that is my point.

They might blame the manager or say the players are crap etc but they don't tell everybody that will listen that it was all bent and that the manager conspired with his players and/or with the opposition. Horse racing is a totally different story - the 1.33 shot is coltish, unships the rider on the way down, pulls hard, gives trouble entering the stalls etc - it drifts to 1.50 - every habitual loser and problem gambler in the world blames it defeat on cheating and corruption.

Although a total surprise they will lessen the chances of it happening again.

I'd have thought the publicity would increase the chances Clydebank.

feck 3 people losing their jobs and with little prospect of finding another soon is a pretty strong deterent plus I would think the show itself is tightening security.