Bet query

answer the first part first imo.

They cant take cash from your bank/card etc - thats illegal mate. Theyre f**k up not yours. Emptying your acc they are entitled to do though.

They should have put you into a negative account balance, they cant take the funds without your authority. Had the initial returns hit your bank account? or did they stop the authorisation before it hit your bank?

I have the money already credited to my Bank.
On my Spoilsports account it says they have requested the following balance yesterday, phoned my Bank and they said they can't refuse the transaction, yet it hasn't went thru yet.
I would have no problem paying this if they contacted me first, poor way of conducting their business.
My Bank said if I didn't request this payment then they would contact their fraud department.

You don't have to give the bank the details but you need to tell them that you did not authorize this payment. Because someone has your account details does not give them the right to ask for money accept when a transaction is agreed.

That said, they would have the right to put up a negative balance on your account.

That said, just because it is a bookie, the karma remains yours on how you got the money.

^^^^^^^^^

Fair points, will probably end up phoning Spoils to let them know I ain't happy if I can be ar$ed.