Open a Self Invested Personal Pension and there is no tax.
A sipp costs you c £20 a month. But a sipp grants you a minimum gift of £720pa from the tax-man.

ub it's actually quite tricky to answer that question as I've withdrawn and deposited over that period but my best estimate is an average net net gain of 2.5% pa ,obviously if I'd done the calculation 3 months ago it would have been around 4%.

Getting quite (very) complicated with US dividend returns outside of a tax wrapper in regard to the tax considerations.

Cheers 1st time poster!

There's a lot of research that points to an untouched tracker with regular payments beating managed portfolios. The best thing for most people to do is find a good global accumulation fund of funds, find the best tax treatment, lowest fees, set up a regular contribution and forget about it. Set aside a small gambling fund to itch the scratch if needed.

many moons ago I got into the dot. com shares
sad to say everybody was getting out of them.

stay safe
Ronnie.

Iv'e had a gambling fund all my life Cider, i'm actually pretty good too, but it is becoming increasingly difficult and i am becoming tired off it..

I just don't see the opportunity there much more tbh...just my opinion..

I want to buy US stock, hold it mostly,and reinvest the dividends,that's the first thing, so i suppose i need not be concerned with tax too much until i exit..except for the dividend return itself i guess, but then that is likely to be quite small initially.

Thanks posy and cider again...........helpful

Might want to look at II for the international stuff, peckerdunne

.https://www.ii.co.uk/investing-with-ii/international-investing

ok cider good one, thanks, i wont bust that for a wee while i guess

Posy, what was cool there is i searched and it brought up a balance sheet, i like that, though i was familiar with this one..

I need a break now guys, pop in tomorrow, thanks for your time...excellent

cider , probably depends on the value of the portfolio invested and also maybe through the financial adviser used.

No Stow i don't think so as i can invest in low cost Dimensional Funds which aren't widely available to retail investors.

For anyone not particularly interested in spending their life researching and trading, I'd suggest a drip feed into global tracker funds via a SIPP and or ISA.

You benefit by average costing plus the benefits of trackers over actively managed funds.

e.g. Vanguard.

Derigo have been raising some red flags.

And SVS securities should put anyone off choosing a stockbroker entirely on the basis of low costs.

You can read about both on moneysavingexpert.com forums.


In the first case, investors are discovering that it is entirely legal for your stockbroker to pimp out your investments.

In the second case, SVS were forced by Govt agency - FCA  - to stop trading last August. To date, anybody with investments in SVS does not know whether or when he can get control of his investment. 7 months and counting.

Another thing to consider is whether, if you choose a low cost service, you are not being scalped elsewhere. For example, Rowan Dartington cannot compete on commission charges but transact foreign shares at spot rate. Good for me. But I am not recommending them for others. I would go with Halifax or A J Bell.

Pecker, Roadrunner dabbles on the stocks in the Irish Forum, you could pm him maybe for some advice.

If it's long term for your children, maybe some 10 Yr ISA's could be an option, depending on your bank, interest rates crap now as you know but I'm sure you could get 5% ROI cumulative if you shopped around.

i will at some point shout roadrunner, have followed his thread, but you must know he is as mad as a hatter without his meds...........

Cider, have looked at shareview thanks.
uk only really

Been tracking a Marijuana company on Canadian exchange but when i go to platforms it seems i cant buy?

Where can i ? or other relevant info tia

thanks gin............