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08 Dec 16 10:46
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Date Joined: 17 Jun 11
| Topic/replies: 4,149 | Blogger: darren_discombobulates_sports's blog
a payment of £490 has been paid to me by by a name I don't recognise, I wasn't expecting any payment either, it was made today by Faster Payments Incoming method?

Does this happen often as a mistake has been made and how does it happen?

Should I phone the bank and query this ?
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Report The Leopard December 8, 2016 11:04 AM GMT
Sorry mate....was meant for me....been expecting it......just PM-ed you my bank details.
Report Mc Moonbeam December 8, 2016 11:11 AM GMT
I've had Double payments go into my account twice in the past , but they're most likely to take it back so don't go spending it in a hurry!
Report darren_discombobulates_sports December 8, 2016 1:49 PM GMT
It's a clear mistake as I don't recognise the name at all, so I phoned my bank to explain this to them as I don't want to spend money that is not mine especially if you have to eventually pay it back, the guy on the phone said he couldn't get any other detail on the person who paid, so I will just have to leave it there for a while. Looks like someone out there has a very similar account number to mine.
Report iamajambo December 8, 2016 5:25 PM GMT
Same thing happened to me about 25 years ago but it was for a much larger sum,circa £100k as I recall.

Contacted my bank.I think that a clerk had miss-keyed the depositors account number.
Report johnizere December 8, 2016 5:26 PM GMT
Or a similar name?
Could be a Daren_Discombobulates_Sports out there somewhere?
Report Burton-Brewers December 8, 2016 5:35 PM GMT
happened to a chap I knew so don't worry about it. His wife got a job as an escort for a bit of extra bread and the agency paid the money into his account by mistake. They will rectify it when she's done a week in hand.
Report scandanavian_haven December 8, 2016 6:11 PM GMT
Wonder how much time can pass before it is legally yours....if it ever is ?
Report Burton-Brewers December 8, 2016 6:42 PM GMT
possibly the same time as police lost property that can then be claimed?
Report crystalhunt December 8, 2016 6:50 PM GMT
I think the Secret Millionaire has taken pity on you.
Report Arklearkle December 8, 2016 8:30 PM GMT
Its possible it was BF trying to give you back the which you had won
Report mokegibboni December 10, 2016 5:39 PM GMT
If you find cash and/or a mobile phone and hand them in to your local Police Station, then after 3 months they won't return those items to you. Anything else you can keep after the obligatory 3 months wait for the original owner to claim his or her property.
Report betting_masta December 10, 2016 8:03 PM GMT
wait a month or two if nothing comes up spend it
Report cruso December 10, 2016 9:51 PM GMT
Unfortunately, life is not like Monopoly and, if you received a bank error in your favour and spend it, you are far more likely to go directly to jail than collect £200.

Keeping any money wrongly credited to your account could lead to you being charged with 'Retaining wrongful credit'.

Do not be tempted to spend your windfall even if no-one contacts you immediately. Banks regularly carry out audits which means that 'the man' will always catch up with you sooner rather than later.
Report Capt__F December 10, 2016 9:56 PM GMT
"I know...Nothing"
Report scandanavian_haven December 10, 2016 10:04 PM GMT
How can someone make a wrong payment, as far as I know with the faster payment method, they need only your name and your account number to make a payment, so someone has your full name and identical 8 digit account number bar one difference here or there?

Seems bizarre.
Report casemoney December 10, 2016 11:13 PM GMT
could lead to you being charged with 'Retaining wrongful credit'.

£490 Pmsl 

Strait into bf imo ,even 490 a good thibk ,Wins ring Bank tuesday .loses ,Bollix to them Grin
Report casemoney December 10, 2016 11:13 PM GMT
"Thing" my keyboard is bollixed imo Grin
Report Capt__F December 11, 2016 12:04 AM GMT
palpable error
Report Aspro December 12, 2016 5:11 PM GMT
cruso speaks sense
Report Breedingmad December 12, 2016 5:59 PM GMT
Interesting story here about a bank error..
http://edition.cnn.com/2012/08/24/world/asia/new-zealand-accidental-millionaire-sentenced/index.html
Report TheChaser December 12, 2016 6:18 PM GMT

casemoney 10 Dec 16 23:13 Joined: 04 Aug 06 | Topic/replies: 15,684 | Blogger: casemoney's blog
could lead to you being charged with 'Retaining wrongful credit'.

£490 Pmsl 

Strait into bf imo ,even 490 a good thibk ,Wins ring Bank tuesday .loses ,Bollix to them Grin
Rate reply:
| report block user
Laugh

I would have done this and my headline on here would have been just got £490 free money how much can i get to
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