Chit Chat
There is currently 1 person viewing this thread.
08 Dec 16
10:46
Joined:
Date Joined:
17 Jun 11
a payment of £490 has been paid to me by by a name I don't recognise, I wasn't expecting any payment either, it was made today by Faster Payments Incoming method?
Does this happen often as a mistake has been made and how does it happen?
Should I phone the bank and query this ?
Does this happen often as a mistake has been made and how does it happen?
Should I phone the bank and query this ?
sort by:
Show
per page
Replies: 21
|
By:
Sorry mate....was meant for me....been expecting it......just PM-ed you my bank details.
|
|
By:
I've had Double payments go into my account twice in the past , but they're most likely to take it back so don't go spending it in a hurry!
|
|
By:
It's a clear mistake as I don't recognise the name at all, so I phoned my bank to explain this to them as I don't want to spend money that is not mine especially if you have to eventually pay it back, the guy on the phone said he couldn't get any other detail on the person who paid, so I will just have to leave it there for a while. Looks like someone out there has a very similar account number to mine.
|
|
By:
Same thing happened to me about 25 years ago but it was for a much larger sum,circa £100k as I recall.
Contacted my bank.I think that a clerk had miss-keyed the depositors account number. |
|
By:
Or a similar name?
Could be a Daren_Discombobulates_Sports out there somewhere? |
|
By:
happened to a chap I knew so don't worry about it. His wife got a job as an escort for a bit of extra bread and the agency paid the money into his account by mistake. They will rectify it when she's done a week in hand.
|
|
By:
Wonder how much time can pass before it is legally yours....if it ever is ?
|
|
By:
possibly the same time as police lost property that can then be claimed?
|
|
By:
I think the Secret Millionaire has taken pity on you.
|
|
By:
Its possible it was BF trying to give you back the which you had won
|
|
By:
If you find cash and/or a mobile phone and hand them in to your local Police Station, then after 3 months they won't return those items to you. Anything else you can keep after the obligatory 3 months wait for the original owner to claim his or her property.
|
|
By:
wait a month or two if nothing comes up spend it
|
|
By:
Unfortunately, life is not like Monopoly and, if you received a bank error in your favour and spend it, you are far more likely to go directly to jail than collect £200.
Keeping any money wrongly credited to your account could lead to you being charged with 'Retaining wrongful credit'. Do not be tempted to spend your windfall even if no-one contacts you immediately. Banks regularly carry out audits which means that 'the man' will always catch up with you sooner rather than later. |
|
By:
"I know...Nothing"
|
|
By:
How can someone make a wrong payment, as far as I know with the faster payment method, they need only your name and your account number to make a payment, so someone has your full name and identical 8 digit account number bar one difference here or there?
Seems bizarre. |
|
By:
could lead to you being charged with 'Retaining wrongful credit'.
£490 Pmsl Strait into bf imo ,even 490 a good thibk ,Wins ring Bank tuesday .loses ,Bollix to them  |
|
By:
"Thing" my keyboard is bollixed imo
|
|
By:
palpable error
|
|
By:
cruso speaks sense
|
|
By:
Interesting story here about a bank error..
http://edition.cnn.com/2012/08/24/world/asia/new-zealand-accidental-millionaire-sentenced/index.html |
|
By:
casemoney 10 Dec 16 23:13 Joined: 04 Aug 06 | Topic/replies: 15,684 | Blogger: casemoney's blog could lead to you being charged with 'Retaining wrongful credit'. £490 Pmsl Strait into bf imo ,even 490 a good thibk ,Wins ring Bank tuesday .loses ,Bollix to them Grin Rate reply: | report block user  I would have done this and my headline on here would have been just got £490 free money how much can i get to |