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my son was unemployed for about 3 months and signed on and got jobseekers allowance ,he is still unemployed but has decided to sign off and live off his savings so he gets no jobseekers allowance now , will he still have to pay national insurance contributions ? tia
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No - if you're not earning a set amount, you can apply for an exemption certificate...however, it's best to pay nat. insurance voluntarily anyway.
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What's he gonna put on his passport? "Feckless Dandy"??
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WORKSHY FOP!
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international playboy
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FOYLESWAR
19 Mar 15 16:27 he is still unemployed but has decided to sign off and live off his savings so he gets no jobseekers allowance now Why? |
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This international bit does that apply from travel or just food shopping
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no says it isn't worth the hassle and reckons he will be able to live on his savings! he is a teenager and knows it all ,
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to be fair he does not bet drink or smoke ,and has little outlay his main spend is going to watch crystal palace play at home every 2 weeks and as he is a season ticket holder his outlay is feck all really ,may be in shtook when he needs to renew season ticket next season tho !
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if he's only out of work for a short time he needs not bother, by the time he retires he'd normally have made more contributions than needed to get a full pension and even if not you can catch up at a later date
i think at the moment it's 30 years of nat ins payments so at his age it's not worth worring about |
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Assuming he lives with you, how much 'keep' does he pay?
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cheers for that elise , he certainly is not worrying, he couldn't give a shyte ,muggins here doing all the worrying for him , to cap it all he has just announced that he has booked an all inclusive holiday to malia with a crowd of mates in july ffs ,
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My daughter is off to Malia in July
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Goes up to 35 years contributions required for full pension from next year. Who knows what it'll be when he retires though.
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got 31 years I wont bother topping it up.
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wont be one, or will kick in at 80 - do dont worry!
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There is a time limit for topping up missed years contributions - something like 6 years, with some exceptions. All the info is online.
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thanks for that lads ,reckon once he has had the holiday and his savings start nosediving he will be back on the scratcher or in employment
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I was similar at his age but if he doesn't have over 6k savings he may as well sign on , though can be a pain & social stigma at a young age
Paying NI isn't as easy as some make out , if you're Self employed you can pay the lower rate but if you're neither Self employed or Unemployed like me , you pay the Top rate just as if you were working , which is why I don't pay it any longer |
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what is this years rate for topping up?
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think my class 2 is 12 or 13 quid a month
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A Crystal Palace supporter, top banana
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How can a teenager with no job have savings?
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My mistake, not a teenager and I assume he worked before?
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I don't think you're mistaken TMM.
I've been self-employed for twenty years and never brought a NI stamp.  When I read my tax return thingymygybs there is some NI contributions deducted (I think). It's not something I'm going to worry about anyway. |
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Is there a way of checking if your NI contributions are all up to date ....i am 53 ..just want to check
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I wouldn`t worry kenbo, by the time you retire the Tories will have abolished the pension anyway.
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scamp the man
https://www.gov.uk/check-national-insurance-record |
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That wouldn't surprise me! Working till I'm 77y/o!
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Working till I'm 77y/o!
What you going to do for the other 23 years  |
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themightymac...thanks
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http://www.malia.co.uk/images/000/000/002/000000002745.jpg
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