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Pokermonster
15 Nov 14 15:12
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Date Joined: 14 Sep 04
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Is it a form of madness?

A friend of mine is using a credit card to buy his girlfriend a diamond ring and he's going to pay the ridiculous retail price of £5,995.00.  God knows its actual value, I'd guess around two to three grand.  I realise it's a gift and a token of his love and all that bóllocks but he most certainly cannot afford it in his financial position.  He desperately needs a new car for a start.  I reckon he's being taken for a prize mug, they've only been together six months or so at most.

I've tried to persuade him otherwise, or at least to buy at auction to avoid the jeweller's massive mark up, but she won't budge from this particular ring in the high street.

Is there a greater waste of money than some shiny gewgaw with which to decorate oneself?

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Replies: 49
By:
Ramruma
When: 15 Nov 14 15:33
Yes, but so is love. Come to think of it, so is buying a car in a lot of places, as it is cheaper to mix buses and taxis.

He might do a bit better if he waits till after Christmas, and if it is not a ring. Is it an engagement ring?

If your friend lives in the middle of nowhere, then maybe a trip for them both to London to walk down Hatton Garden, say, because window shopping amongst literally thousands of rings in shop windows might make buying the £5,995 one seem a bit less urgent -- the world is not about to run out of diamond rings, so they can afford to wait. I expect that on Youtube there will be any number of guides to buying diamonds and what to look for (the 4 or 5 Cs) so they can be educated consumers.
By:
hologon
When: 15 Nov 14 15:33
Strange thing  if somebody gave me a bag with 10 rings in value from £1 to £50000  and I could have any for £150 I would not be able to choose the valuable one.Consequently you have to trust the seller but the mark up is astronomical
By:
Pokermonster
When: 15 Nov 14 15:39
It's not even an engagement ring, it's just a shiny piece of bling she just has to have at any cost.  Madness.
By:
Mr Eboue
When: 15 Nov 14 16:00
ShockedShocked

Crazy
By:
SlippyBlue
When: 15 Nov 14 16:03
She must be the ride of a lifetime to get a 6K rock after only 6 months, no other explanation for it. A general rule of thumb is that as soon as you walk out of the shop it's worth about 30% of the sale price.
By:
Mr Eboue
When: 15 Nov 14 16:08
This is mental. 6 grand ffs!

How much does he earn?
By:
Mc Moonbeam
When: 15 Nov 14 16:22
What car does he drive Sad
By:
Pokermonster
When: 15 Nov 14 16:24
I don't know, Mr E, but it won't be a great deal.  He works in a hotel kitchen.
By:
Pokermonster
When: 15 Nov 14 16:25
An old golf worth about a grand.
By:
Mc Moonbeam
When: 15 Nov 14 16:27
He's an absolute Prize Plonker then Laugh
By:
Pokermonster
When: 15 Nov 14 16:30
I'll admit to being biased, I think all jewellery is an obscene waste of money.
By:
neworder69
When: 15 Nov 14 16:32
I am a pawnbroker by trade...........
new jewellery mark up is ten fold especially at christmas.
your mate could get an as new item for about 1/3rd of that cost no danger
depending what it is of course...........if you get the 4cs(5th is certificate) for me and the gold carat ill cost it up for what its really worth
By:
Pokermonster
When: 15 Nov 14 16:33
Thanks for the offer, sir, but I don't really want to interfere that much.
By:
scandanavian_haven
When: 15 Nov 14 16:34
Pokermonster, tell your girlfriend you're not buying her a ring, is she leaves because of that then that would be doing you a favour.
By:
Pokermonster
When: 15 Nov 14 16:34
It's undoubtedly worth a fraction of the six grand, though, of course.
By:
Mc Moonbeam
When: 15 Nov 14 16:36
These girls are all the same nowadays they seem intent on just rinsing guys for the maximum ASAP
It's the fked up society we're brainwashed to accept & Truth be Told will she really Respect him More or Less be being such an absolute pushover ConfusedConfused
By:
Pokermonster
When: 15 Nov 14 16:36
She's not my girlfriend, SH.  I wouldn't ever spend a lot of money on jewellery, I don't like it.
By:
Mc Moonbeam
When: 15 Nov 14 16:46
I guess Love is a Gamble anyway so GL to him
By:
Burton-Brewers
When: 15 Nov 14 16:48
but she won't budge from this particular ring in the high street

that is the worrying part of the post, I could never trust a woman who thought like that. My wife even offered to pay half towards hers.
By:
Pokermonster
When: 15 Nov 14 17:01
I bet her reaction would have been priceless if you had accepted her kind offer.
By:
MisterBadger
When: 15 Nov 14 17:25
Laugh
By:
Burton-Brewers
When: 15 Nov 14 18:26
what makes you think I didn't?
By:
Pokermonster
When: 15 Nov 14 18:33
Only a fool would accept the first offer, did you hold out for seventy-five percent?
By:
Mc Moonbeam
When: 15 Nov 14 18:45
Laugh
By:
Burton-Brewers
When: 15 Nov 14 18:54
I paid in full I knew I wouldn't have to do it again
By:
akabula
When: 15 Nov 14 19:47
OPs m8 is a prize mug. £6k after being together for 6 months, beggars belief.
Trying to buy her affection? It will all end in tears.
By:
maleuk01.
When: 15 Nov 14 19:59
£6k on a ring and he works in a hotel kitchen!

How long did he take to save that money or paying on credit?

Either way he must have lost his mind.

Is she a bit of a looker?
By:
Mr Eboue
When: 15 Nov 14 20:11
He's putting it on a credit card which probably means the ring will end up costing him ten grand after he's paid all the interest off!
By:
maleuk01.
When: 15 Nov 14 20:22
at worst tell her his credit card carnt take a £6k hit.

So put it on hers and he will pay a bit each month, if she f offs then he wont have to pay the rest off :)
By:
SlippyBlue
When: 15 Nov 14 20:40
Putting 6 grand on a credit card when he works in a kitchen is complete and utter insanity. I wouldn't do that for letitia Dean let alone Anna Kournikova.
By:
Burton-Brewers
When: 15 Nov 14 21:10
slippy you would need more than 6k for a ring that would fit over her fat knuckles
By:
paddletoe
When: 15 Nov 14 21:13
Bit unfair to blame the young girl here without knowing the full details. So the girl knows her boyfriend has not much money and is insisting on a ring costing £6,000? More likely the boyfriend has been acting the bigshot and insisted he gets this particular ring for her.
By:
Mc Moonbeam
When: 15 Nov 14 21:44
it's not even an engagement ring though , next he'll be buying her £900 pairs of shoes while she sleeps with his mates Plain
By:
cruso
When: 15 Nov 14 23:42
he most certainly cannot afford it in his financial position

she won't budge from this particular ring

Translation..
Hes a mug in love
Shes out to screw him before he comes to his senses

If she gets the ring she will be off
She must realise he cant afford it
By:
DStyle
When: 15 Nov 14 23:47
if she's really after the cash, she'd surely want an antique or something at auction that will return more than a third of the asking price.

as you say though, the real issue is why would you want to put someone you love in so much debt for something so trivial
By:
call me a taxi
When: 15 Nov 14 23:59
Burton-Brewers    15 Nov 14 21:10 
slippy you would need more than 6k for a ring that would fit over her fat knuckles


Laugh
By:
Mc Moonbeam
When: 16 Nov 14 00:03
girls aren't that clever tbh Dstyle 
6k is just something to brag to her mates about Mischief

Hes a mug in love
Shes out to screw him before he comes to his senses


Well said though cruso

I'd like to know what She does for a living Pokey Confused

I'm assuming neither of them have many assets , but if she ever gets around to renting a place with him seems the type to have Flash 50" wall telly & 3k Sofa above Kettle & Microwave on her shopping list Blush
By:
Dobbo
When: 16 Nov 14 00:16
"girls  aren't that clever" What  remote sexist planet do you come from?
By:
PokerDane
When: 16 Nov 14 00:20
Today it's a six-grand diamond ring, tomorrow it will be a Mercedes 500 SLK.  We've all been there, right?
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