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when i was younger, so much younger than today

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Replies: 88
By:
sideshowbob
When: 16 Aug 14 02:27
yeh i just say the bookies. which is technically true i suppose. though originally its from my own bank account. ie i draw some out from the atm, put bets on, pretty much get back the same i put on over a period of time then put it back in the bank. i usually have a few grand stashed away cos the poxy atm only lets me have 250 a day anyway. but im probably not using the bookies for a while, and i want all my money in one place to buy a flat/house. fed up p1ssing money up the wall on rent.
By:
sideshowbob
When: 16 Aug 14 02:31
i did phone the bank up about it, the call centre bloke said take receipts when you pay it in. i said bookies dont give receipts, he said get a copy of the betting slip. so ive started scanning winning betting slips, just in case they get real funny with me. not that thats proof imo, but its about as much proof as is possible as far as i can see.
By:
TheChaser
When: 16 Aug 14 02:31
i know what you mean it can look a lot more with bookie transactions on a statement as its just rolled over basically

my bank mostly bookies , there comes a time when you have to start saving some though or be in a cycling for the rest of your days

that BIG win is just around the corner
By:
TheChaser
When: 16 Aug 14 02:34
my mate got caught with a bit coke years ago , they werent even really bothered about the coke , they where asking where he got the money to buy it as it was worth a few hundred quid.he got community service for possession , but they wanted to try for dealing
By:
TheChaser
When: 16 Aug 14 02:36
no oes allowed money they think if you dont work
By:
TheChaser
When: 16 Aug 14 02:36
ones*
By:
Mc Moonbeam
When: 16 Aug 14 02:39
How much do you pay in rent if you don't mind me asking bob , that's what was tough for me too i struggled living in various peoples spare bedrooms for too many years

When you do the maths it makes sense though , my rent here would be £425-450 m = £5100 year , but all i pay is service charge & ground rent (flat) £955 year
By:
sideshowbob
When: 16 Aug 14 02:40
it does baffle me when i see stuff on tv, cop shows and that, someone stopped and the police want to know why hes got £200 on him. stuff like that. jesus, ive often had 5k on me in the past. i used to put 3 or 4k on the racing every day in my younger years. not the miss-spent youth the plod expect i suppose!
By:
Mc Moonbeam
When: 16 Aug 14 02:41
You don't need to tell your bank what you do , your bank won't be helping you !


Tell people as little as possible about gambling imo , don't mention it to solicitors etc

it sounds quite desperate to people that don't wish to understand
By:
Mc Moonbeam
When: 16 Aug 14 02:45
it's much easier jut to invent something , i used to say trader until my car insurance said ' what like market stalls' Crazy  so now i just say i'm a web designer , hard work , etc
By:
TheChaser
When: 16 Aug 14 02:47
just say ebay and gumtree , import stuff from china
By:
sideshowbob
When: 16 Aug 14 02:50
yeah well i did used to work in computers, so i usually say that.
though im not doing owt. last 2 years ive actually lost money gambling, about 15k. im nowhere near as disciplined as you are, i just had a few good years i guess. no doubt i'll win big again, but i may lose big a lot more times again before i get there. Sad

maybe i should give poker a go...
By:
Mc Moonbeam
When: 16 Aug 14 02:51
the bottom line is though if you have the cash & can prove it (you'll need to prove it when an offer is accepted)  they don't tend to ask much else


My advice is keep checking auctions around your area bob , Sheffield must be quite affordable in most areas , that's where the best bargains are but not always the best properties ,  you pay more for nicer places
By:
sideshowbob
When: 16 Aug 14 02:56
yeah thats the thing lol. all the houses i can afford are in places i dont wanna live! ive got a relative who owns a house, its worth about 200k and when he bought it it cost about 25k. kids today have no chance have they. you need to be a brain surgeon just to get an ordinary house in a decent area.
By:
Mc Moonbeam
When: 16 Aug 14 02:57
bob i feel just the same as you now& have done for a couple years , it doesn't seem to matter that i'm disciplined or not , i lost a small fortune on the World cup when i knew who'd win matches all along & am currently on a 2k downswing playing poker , but i just keep on with it as i get decent bonuses from the poker to compensate for a wage , i can't keep killing myself 8 hours a night though it's not human


I'm really quite worried about the future of it all though just like you , hopefully i can make a few k back this season
By:
Mc Moonbeam
When: 16 Aug 14 02:58
what when i'm 48 or 58 Blush
By:
Mc Moonbeam
When: 16 Aug 14 03:01
you can't have everything though , think of your rent money , dead money , and you can always sell if you need to , i'm thinking of selling or renting this flat out myself ,  is it a good place to live where you are ?
By:
Mc Moonbeam
When: 16 Aug 14 03:03
costs are the problem though , would cost me 2k in fees to sell a 1 bed flat
By:
sideshowbob
When: 16 Aug 14 03:05
the route to gold is noticing a team running away with it, then backing the hell out of it just before everybody else notices.

maybe chelsea will be the one to do it this year? or derby? who knows. last year nobody really ran away with anything. its awkward when loads of teams are involved. lost a load on the epl last seaon, every time i backed someone they lost the next game!
By:
Mc Moonbeam
When: 16 Aug 14 03:08
I had a bad year last year also , the premiership was just so unpredictable , then the world cup just finished me off , now poker


How about this 

http://www.rightmove.co.uk/property-for-sale/property-46258262.html
By:
sideshowbob
When: 16 Aug 14 03:08
its not long ago when man utd were evens to win the league and ran away with it all the time. like taking candy off a baby. punters were falling over themselves to take the free money on offer!
By:
Mc Moonbeam
When: 16 Aug 14 03:09
hmm sorry says JUNE 14th so may be sold , but always worth phoning up for auction properties that don't sell
By:
sideshowbob
When: 16 Aug 14 03:19
its a bit awkward that part of town. a bit out of the way, you have to walk through dodgy backstreets to get to it.
By:
Mc Moonbeam
When: 16 Aug 14 03:24
I don't know sheffield at all & aware many estates are quite run down that's why i'd go for a newer place like this instead of a big ole hoose Mischief



Could you just move & live on your own like me ?


cheap flats in not so nice area's

http://www.rightmove.co.uk/property-for-sale/property-45074938.html
By:
Mc Moonbeam
When: 16 Aug 14 03:27
the way i saw it was you could buy & rent it out & stay where you are & you'd still be 4k odd year better off
By:
sideshowbob
When: 16 Aug 14 03:28
its a nice flat for sure. would struggle to get anything nice here for that money, even in crack central!
By:
sideshowbob
When: 16 Aug 14 03:30
cba tbh.

i missed the boat on a run down wrecked flat in a nice area, think i told you about it. it ended up going for 55k, 3 months later it was on the market for 110k! all theyve done is cleaned it up, put down laminate flooring, a few cheap electric heaters and painted it. damn good profit there im sure.
By:
sideshowbob
When: 16 Aug 14 03:36
this is in a really nice area, where ive lived most of my life.

first look at the price, the second look how crap the flat is! virtually a concrete box stuck in 1970.

http://www.rightmove.co.uk/property-for-sale/property-43983688.html?premiumA=true
By:
Mc Moonbeam
When: 16 Aug 14 03:44
yep
I admit flats can be a pain though & service charges are enough to pay
You also pay a few hundred quid extra when you buy one

I wish i'd of bought a house but there are quite a lot of ugly looking houses for sale & auctions , i only found 1 or 2 i'd of actually bought , but the best one was sold
It'd be worth finding a nice quiet one & spend 10k on doing it up Cool but takes time to buy , plan , pay labourers etc
By:
Mc Moonbeam
When: 16 Aug 14 03:48
Blimey that's a right old council dump for 117k , i'd want a top end luxury apartment here for that price Happy

Like you say area sets the prices though that's why you should move even a few miles away , get value for your hard earned money

The little old lady that lives there probably lives off a pension
By:
paddletoe
When: 16 Aug 14 03:49
Not long till tomorrow now lads!
By:
Mc Moonbeam
When: 16 Aug 14 03:51
could buy a nice house in many areas for 117k


the 2 bed apartments in these blocks i live in originally sold for 125k back in 2007

my flat cost 100k new though never worth it again
By:
Mc Moonbeam
When: 16 Aug 14 03:52
not long now paddletoe Happy
By:
paddletoe
When: 16 Aug 14 03:54
Best to tell the bank the money your withdrawing is for renovating a house. That way you wont look stupid if you need to take another 10 grand a few days later. You cant keep saying its for a car.
By:
paddletoe
When: 16 Aug 14 03:56
If you don't mind me being nosey Moonbeam has the value of your property went up in value?
By:
Mc Moonbeam
When: 16 Aug 14 04:06
No , good question paddletoe

I wondered myself & don't think it's gone up a great deal (one agent said it'd be based on the price I paid - but think he just wanted a quick sale) if i ever finish decorating it properly it must be worth 10% or more which is only 5k or so, the trouble is if i sell i pay so much in fees , but still a very good rental yield 7.4% so i got a decent price
By:
Mc Moonbeam
When: 16 Aug 14 04:09
another one similar has just been offered at 74k & i paid 55k but i really think they're dodgy agents pushing it to the limit , it's the first similar one been offered , but the good thing is if it sells it'd look good to keep for a while , or at least decorate  Wink
By:
paddletoe
When: 16 Aug 14 04:20
Its just and its not really any of my business but you don't seem that happy with your house. But it looks like a pretty good savings account where you can get 7% a year on 50 grand. You can sell it anytime fairly quickly..........if you wanted to. And not be too worried about the fees.
By:
Mc Moonbeam
When: 16 Aug 14 04:21
they were all bought new in 2007-08 so not many people actually sell them for a loss & try to sell based on what they paid but fail , some are rented but they rent out very well
By:
Mc Moonbeam
When: 16 Aug 14 04:27
Yep it was a risk i took moving to an unknown area to get a good deal really paddletoe

It's a bit lonely & got depressed & gave up on decorating , but the area's is good for shops & people are ok the flat isn't too bad tbh , very quiet

Like you say , i was saying to bob is like a savings account for now

I will definitely move in future though , maybe buy a nicer flat , or sell this & buy a house

Just confused about life really it goes so fast Sad
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