We want to share an important update with our Betfair Community users.
Over the coming months, the Betfair Community platform will be winding down. The final active day for the platform will be December 21st. From December 22nd, users will no longer be able to access the platform.
Your discussions, insights, engagement, and, most importantly, feedback have helped shape the platform and guided innovation. Your feedback continues to be important to us, and we will continue to listen via our dedicated feedback channels, as well as through product testing and innovations.
To share your feedback and experience, visit: https://support.betfair.com/app/home
|
By:
so the FTSE question went unanswered, rather typical anyway
|
|
By:
if anyone can get our 6k back,and the Deeds, i will give them £1,000
|
|
By:
Hearts.no1 14 Jan 20:04
^ I believe about 6 years ago there were company's who would claim for you if you suspected you were mislead ? I do not know if you still can claim. The whole problem with these endowments is that people forget how they were sold. With a £37k mortgage in 1988 I was sold a policy that 'projected' £63k return! I really never believed that would happen but I figured even if it fell £20k short I would still have enough for the mortgage. On target for £29k at last projection ;( Complained to Ombudsman, long stary but upheld. Because I had paid off some off the mortgage (as was the advice at the time) I asked what the compensation figure would be because if u accept the ruling, that is the end of the process. They would not tell me!! So, you want me to agree to accept a figure but you wont tell me what it is??!!! Obviously rejected. The whole Ombudsman route was littered with so many caveats that it was/is essentially a PR exercise. As I said earlier, some enterprising solicitor should surely be able to bring an action under the sale of Goods act. I would be there in a shot. The whole episode is just another example of the banking/insurance industry seeling garbage to people who at the time (I was a callow youth back then!!) really did not know any better. Also the interest only option on mortgages was not freely available and you usually had to take out ANOTHER insurance policy to protect the effin bankk!! |
|
By:
Because of the very high projected growth rate most endowments sold latterly had little chance of achieving the target. However, what most neglect to realise is over the term of the endowment they have paid SIGNIFICANTLY LESS than a repayment mortgage.
You are probably a lot better off than if you did a repaymenmt mortgage so stop moaning and count your blessings. This nation is so greedy. If you were mis sold you could have had it investigated and banks have absolutely no say on whetehr you go to the Ombudsman. If you have not had a satisfactory response to a complaint then you are entitled to bring your grievance to the Ombudsman. So don't talk twaddle about 'the bank won't let me.' People always hear what they want to hear and what suits them and conveniently forget about 'risks' etc when things don't tun 100% smooth. |
|
By:
HarryCrumb 14 Jan 20:09
Bear in mind markets have actually lost value over the last decade. ============== BEAR very good Harry as in BEAR market .. :D |
|
By:
spot - theres avery easy way to sort these feckpigs out.
http://z.about.com/d/familycrafts/1/0/K/o/1/ct2-16_superglue.jpg if u place this in the locks of any of their branches - usually on a friday is best - then u will soon get 6 grands worth of compensation. halifax, hbos, call them what u will - have to be one of the vilest companies that have traded. financially, morally and ethically bankrupt. |
|
By:
charwell 15 Jan 11:46
Because of the very high projected growth rate most endowments sold latterly had little chance of achieving the target. Charwell, that's my point exactly! These policies were sold, mainly to youngish people, with what amounted to totally false promises. It's a moot point whether you have or have not paid SIGNIFICANTLY more or less than a repayment mortgage over the course. The point is that for the endowment, and ONLY the endowment , the promises made at the time of the sale are SO far out that it is not greed to expect some recompense. In my case, as I said, the projection was £63k for a £37k mortgage, currently projected at £29k!! I dont think it is unreasonable to ask that at least £37k should be paid |
|
By:
have you claimed spot the dog with the financial ser auth I got some money back .. not a lot but better than nothing
|