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12 Jan 10
12:13
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20 Aug 02
If you have a garage in a block (ie. not attached to your house) is this generally covered under home insurance?
If you have not put in a claim for something but when your insurance with a company runs out you have renewed with them, can you still claim for something that happened within the previous year's insurance?
If you have not put in a claim for something but when your insurance with a company runs out you have renewed with them, can you still claim for something that happened within the previous year's insurance?
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With some policies garage included with some it isn't. Always pays to read the small print.
Cheers. What about claiming for something that occured in the previous year's insurance with the same company?
Arent you always supposed to notify them 'instantly' so i doubt they would cover last year.
Can't see why not. Though do you need to tell them when it happened?
You may have loose tiles on a roof. However you may not be aware until we have a severe downpour. Say there is always leeway.
But if I was aware there was a problem months ago but didn't notify them, will they tell me to get lost if I try to claim for it now?
Seriously, a lot will depend what the claim is for and how much.
non disclosure serious issue in the insurance game! no doubt you've paid the premium based on no losses last year.
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