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12 Jan 10
12:13
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Date Joined:
20 Aug 02
If you have a garage in a block (ie. not attached to your house) is this generally covered under home insurance?
If you have not put in a claim for something but when your insurance with a company runs out you have renewed with them, can you still claim for something that happened within the previous year's insurance?
If you have not put in a claim for something but when your insurance with a company runs out you have renewed with them, can you still claim for something that happened within the previous year's insurance?
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With some policies garage included with some it isn't. Always pays to read the small print.
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Cheers. What about claiming for something that occured in the previous year's insurance with the same company?
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Arent you always supposed to notify them 'instantly' so i doubt they would cover last year.
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Can't see why not. Though do you need to tell them when it happened?
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You may have loose tiles on a roof. However you may not be aware until we have a severe downpour. Say there is always leeway.
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But if I was aware there was a problem months ago but didn't notify them, will they tell me to get lost if I try to claim for it now?
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Just lie if possible, everyone else does.
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Sounds like good advice. I'm in.
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Seriously, a lot will depend what the claim is for and how much.
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non disclosure serious issue in the insurance game! no doubt you've paid the premium based on no losses last year.
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