Joint mortgage - how much can you borrow if

depends on how greedy the bank is

Thinly veiled "We earn £65K" thread.

3.5 x one salary plus 1 x the other salary is typical, other products are available, the value of your investment may go up or down.

that's from the 80s

So am I.

nowadays it's capital and repayment, 10x yer joint salary to be paid in 35 years

in London anyway

Sorry if my reponse is not well received, but with good intentions :-
the question is not how much one can borrow - but how much one can afford to repay in the event of higher interest rates, higher inflation, higher taxes and moderate income growth - all assuming total job security of course.

well Ken, just go and meet the timelord

agreed Ivor

so in todays uncertain times would you go for fixed, tracker or another type of mortage ?

must admit its something i need to read up on !

lol - don't ask me - I got stuffed by the Endowment Mortage plans and a large shortfall which had been promised as a juicy surplus 25-years earlier!

Have you finally found someone permanent, Blackwell Out? What happened to the schoolteacher, or was that fishing? And the fat one. And the next door neighbour. Sorry, I am a woman and we are nosey. :)

School teacher got banned 12 months for drink driving, she got new job (started today), she has calmed down lots, licence back in october so not long for her.

the fat one has lost nearly 2 stones and is starting to look superb with a bit of help from me, she wants to lose another stone......max and paddy will tell you all about it !!!!

the neighbour was in the school teachers head !

Thank you so much, Blackwell, for replying. You never to get to hear the end of some threads. We do no get any genuine threads any more, which is a pity as they are very interesting, especially for women :)

Does that mean the fat one ( hate to say that but I do not know her name ) is now the one you are going to buy with? What is the bit about Max and Paddy ?

Your thread was almost the first one I replied to, and got some grief from the men on here for sticking up for the schoolteacher. Yes, what she did was wrong, but who on here is perfect all the time? I liked the way you stood up for her as well.

^with a post like that annie is defo a woman :D

yes - but she didn't even recognise that I am perfect on here :(

lol, bobby and ivor - even though it is still a bit painful for me to laugh :)