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billy hill
16 Nov 09 12:33
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Date Joined: 23 Jul 04
| Topic/replies: 1,508 | Blogger: billy hill's blog
[rant]Just went to cafe/coffee shop for a sandwich. One till. and some stupid cow in front of me wants to buy a sandwich and a drink and a pack of crisps with a debit card. Why can't people prepare themselves for the week ahead by having some cash on them. Should be minimum spend £10.

Same in pubs too[/rant]
Pause Switch to Standard View never go out with less than a tenner
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Report HH Sultan Vinegar November 16, 2009 12:36 PM GMT
agreed. Students buying a bag of *****with a cheque is the pits.
Report Manchester Untied Dave November 16, 2009 12:36 PM GMT
I would pass on the 2.5% handling fee. Then again, I would probably have no customers!
Report dk1986 November 16, 2009 12:42 PM GMT
I hate it when people buy a few groceries, then get a lucky dip on the Lotto, then produce their card for payment.

You can sense everyone in the queue thinking "You absolute fecker for causing an unnecessary hold-up!"
Report Joe Jordan November 16, 2009 1:00 PM GMT
I fume when the women stand there watch the girl run it through the till then they start searching in the bottom of their bags for their purse ..
.." LOOK you knew you HAD to pay , why didn't you get your purse out instead of wasting 5 minutes of everyone's time !! "
Report Slippy Blue November 16, 2009 1:03 PM GMT
Tesco Direct yesterday, I spotted someone using a debit card to buy a newspaper!
Report Joe Jordan November 16, 2009 1:04 PM GMT
thats ^^ the pits .
Report dk1986 November 16, 2009 1:06 PM GMT
Remember I was once waiting in a long queue in Ikea just to buy knives and forks. As the cashier readied himself for me, I was already there with the exact change in one hand, and with my two boxes in my other hand held facing him so he could quickly scan my items. I asked for him to keep my receipt. Transaction time: about 8 seconds. Like to think he was awe-struck by my no-doubt unprecedented efficiency.

NO MESSIN'.
Report DublinSlim1 November 16, 2009 1:09 PM GMT
dk I would expect nothing less from you.
JJ... agree 100%
Report cdog November 16, 2009 1:10 PM GMT
dk1986 - that's the sort of customer every shop would dream of.
Report Lux capacitor November 16, 2009 1:11 PM GMT
The worst are people who use the ticket queue to find out train times , info etc when normal people would use the web or phone
Report madsimon November 16, 2009 1:12 PM GMT
its amazing all the chit chatters who cannot afford to waste an extra minute in a shop yet find time to post on here all day!!
Report dk1986 November 16, 2009 1:13 PM GMT
I just wish other people would exact the same levels of care and swiftness. :)
Report The Leopard November 16, 2009 1:15 PM GMT
dk####

'..... in Ikea just to buy knives...

You tooling up...?
Report DublinSlim1 November 16, 2009 1:16 PM GMT
I wouldn't blame him if he was after this weekend!!
Report dk1986 November 16, 2009 1:18 PM GMT
Busted :0

Vg Dublin!
Report Joe Jordan November 16, 2009 1:40 PM GMT
The Leopard

dk said Fork off :^0
Report Joe Jordan November 16, 2009 1:41 PM GMT
never go out with less than a tenner
-----------------------------------
I go out with an Alto :D
Report DublinSlim1 November 16, 2009 1:44 PM GMT
I hope you're very happy together
Report Petrus Romanus November 16, 2009 1:45 PM GMT
Manchester Untied Dave 16 Nov 13:36

I would pass on the 2.5% handling fee. Then again, I would probably have no customers!

Yeah, what is it with this handling fee cr@p ? Fvcking banks invented cheques for our convenience then decide to tax people on their use. Complete kuntz.
Report dk1986 November 16, 2009 1:45 PM GMT
Pleasing.
Report The Snake November 17, 2009 1:44 AM GMT
Credit/Debit cards are just as quick to process as cash nowadays anyway, especially when you PIN it
Report jack12321 November 17, 2009 8:10 AM GMT
I always use my debit card to buy a single chocolate bar from the shop for 40p :^0

Usually don't have cash on me anymore, just never need it.
Report V4 Vendetta November 17, 2009 8:50 AM GMT
Joe Jordan 16 Nov 14:00

I fume when the women stand there watch the girl run it through the till then they start searching in the bottom of their bags for their purse ..
.." LOOK you knew you HAD to pay , why didn't you get your purse out instead of wasting 5 minutes of everyone's time !! "


This one drives me up the wall too. It's incredible.
Report billy hill November 17, 2009 10:49 AM GMT
The Snake 17 Nov 02:44
Credit/Debit cards are just as quick to process as cash nowadays anyway, especially when you PIN it


No they aren't. Fiver in till and a few coins change = a few seconds.

Chip and Pin
Cashier enters amount into till. Then into chip and pin handset. Enter card. Check amount on chip and pin handset. Enter pin whilst shielding hand. Press green button. processing...
Please remove card.
Report Lee Ho Fooks November 17, 2009 4:38 PM GMT
Joe Jordan 16 Nov 14:00
I fume when the women stand there watch the girl run it through the till then they start searching in the bottom of their bags for their purse

Didn't have to look far down for my absolute shopping hate
Report Old Gregg's Designer Mangina November 17, 2009 5:21 PM GMT
haha I love men
Report Gary Binosh November 17, 2009 5:35 PM GMT
madsimon 16 Nov 14:12


its amazing all the chit chatters who cannot afford to waste an extra minute in a shop yet find time to post on here all day!!



Brilliant post :)
Report The Negotiator November 17, 2009 5:37 PM GMT
Guilty.

Used card to buy bottle of coke :(

Went to self service checkout tho and was super quick!
Report Huggy November 17, 2009 6:26 PM GMT
Sorry chit chatters,i use my debit card regulary at the local Tesco express for items less than a pound.

ps,once did it for 0.34p :)
Report Reyes November 17, 2009 6:30 PM GMT
we need micropayments on a card.

just swipe it and go, no pin, nowt.

Works in Finland
Report punterfleecer November 17, 2009 7:33 PM GMT
if that's true then,

plenty of fraud in Finland they won't care to mention

"we need to look better than the UK, that's all it matters"
Report Reyes November 17, 2009 7:43 PM GMT
set max value of say, £5

set max value per day of say, £10

you lose card, your own fault.

like dropping a tenner
Report ladycakes69 November 17, 2009 7:44 PM GMT
god huggy when i use to wrk in a shop , i used to refuse to take a card for less than a quid , even though i shld have
Report Max Cady November 17, 2009 7:49 PM GMT
what about cash machines, some real annoying people take an age just to get a 10 pound note out

god knows what some of them do on it, I must take about 20 seconds max to get some cash out
Report punterfleecer November 17, 2009 7:50 PM GMT
lose my card, my own fault?

but it's ok if someone else can pick it up and steal my money?

away tae fυck!
Report stevie_p November 17, 2009 8:02 PM GMT
i went to use mine for £3.78 , was told that there would be a "wee 50p handling charge for transactions under a tenner"
just like that , just a wee 50p charge as cool as u like , as if it was the most normal thing in the world.
just a wee 50p charge.
feck right off.
then im the koont for saying it doesnt matter ill go elsewhere.
Report punterfleecer November 17, 2009 8:07 PM GMT
for £3.78, it would have cost the shop 11p for you using your card

visa charge 3% of transaction............so if you were only buying a packet of cigarettes the shop would've made a lost selling it to you via a visa card hence the transaction charge
Report punterfleecer November 17, 2009 8:07 PM GMT
loss not lost, sorry
Report punterfleecer November 17, 2009 8:09 PM GMT
and I understand Asda and Tesco wouldn't charge you just for a pack of fags, but I wouldn't think it affects them much

of course if Asda starts doing it, it would dent their reputation
Report stevie_p November 17, 2009 8:09 PM GMT
its a fecking debit card.
what sort of a**would pay an extra 50p for a few groceries?
was the way she said it as if it was the naturalist thing in the world to bung and extra 20% onto my bill.
robbing pensioners and the vunerable in my opinion cos they cant get to tescos
Report cribbage king November 17, 2009 8:17 PM GMT
Swearbox 16 Nov 14:45


Manchester Untied Dave 16 Nov 13:36

I would pass on the 2.5% handling fee. Then again, I would probably have no customers!

Yeah, what is it with this handling fee cr@p ? Fvcking banks invented cheques for our convenience then decide to tax people on their use. Complete kuntz.


GET YOUR FACTS RIGHT.

Cheques were "invented" by traders to aviod them carying cash to settle accounts.

PS I guess none of you guys live in cities. Carrying cash in 2009 is dangerous you know. Hence, a debit/credit card for EASE of payment. I do NOT care who is behind me in a queue just WAIT your turn.
Report Reyes November 17, 2009 8:22 PM GMT
yes punter, liked i said, it's like dropping a tenner.
Report punterfleecer November 17, 2009 8:22 PM GMT
a debit card has visa on it

visa is the company that makes money from those transactions, do you think an invisible god transacts those transactions via the chip and pin machines for free?

local groceries cannot afford to give away transactions on those machines for free, some may, most won't

the grannies can take their money from cash machines
Report punterfleecer November 17, 2009 8:23 PM GMT
Reyes 17 Nov 21:22
yes punter, liked i said, it's like dropping a tenner.


oh I see, do you think people here like dropping tenners for fun?
Report stevie_p November 17, 2009 8:33 PM GMT
mine says maestro. no sign of visa.
so why is it £10? or £5 that is the limit.
i am a customer with a debit card not a credit card.
well maybe there is a fee , i rarely use the card , still like cash , you know where u are with that.
maybe ill ask for a 50p discount when i spend a tenner in there , ask him if im making him enough profit to enable me worthy a customer in my local shop.
Report punterfleecer November 17, 2009 8:35 PM GMT
maestro will take a fee as well(but I don't know how much), it's still a company
Report punterfleecer November 17, 2009 8:36 PM GMT
reyes is talking about some card in finland you can use without a signature or PIN number

basically a card that has no security at all
Report stevie_p November 17, 2009 8:38 PM GMT
well i didnt know that.
i thought it was different as i can only spend whats in my account.
everyone just wants to fleece me. bit of milk and bread and that and they want an extra 50p.
well if thats the rules so be it ,i didnt pay nor will i in the future.
Report Reyes November 17, 2009 8:38 PM GMT
of course it has security. this isn't a difficult concept to grasp.
Report punterfleecer November 17, 2009 8:39 PM GMT
stevie_p, the shop would rather have your cash, but you want to use your card instead

so the shop is charged 3% of the transaction so you could use your card................damn right you should be paying the extra 50p

shops that don't charge transactions above £10 are doing you a favour
Report punterfleecer November 17, 2009 8:39 PM GMT
Reyes 17 Nov 19:30
we need micropayments on a card.

just swipe it and go, no pin, nowt.

Works in Finland


Where's the security?
Report punterfleecer November 17, 2009 8:40 PM GMT
yes thats the rule, use cash in future indeed, that way, you know you aren't getting ripped off
Report punterfleecer November 17, 2009 8:41 PM GMT
shops that don't charge 50p for transactions above £10 are doing you a favour
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