Mr Ben lying on his death bed..........

Many decades from now and having lived a life full of pleasures, having won and spent various fortunes and raised a large loving family he lies contented surrounded by his adoring family and friends:

Mr Ben - Who are all these people?
Friend - They are all your friends, family and some of the people you have helped over the years. They have come to pay their respects.
Mr Ben - What is all that noise in the street? It sounds like the end of the world.
Friend - Ah that. They say that the financial system has finally collapsed.
Mr Ben smiles a strange faraway smile.

Suddenly there is a commotion in the room and a large space forms around a dishevelled, shuffling tramp like figure dressed in rags, who looks like he hasn't eaten in weeks nor washed in far, far longer. So malnourished is he that he stumbles forward barely able to support his own weight as he mumbles that he has a message for Mr Ben. The crowd holds him back for fear of what the madman intends.

Mr Ben - Please let him through.
The tramp edges to the bedside and leans down and whispers into Mr Ben's ear:
I told you I was right.
Mr Ben - MELLY?
Melly - could you spare enough for a bag of chips?
Mr Ben - Poor Melly. Even when you were right you were still wrong.