Tradefair & Financials
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hi chisel, if you remember some seven months ago i asked you for some advice on a mortgage and you advised me that the 3.09% tracker mortgage with no fees from santander suited best. Is this mortgage still around or is there a more suitable one now?
As i reminder i'm looking to borrow between 20-50k (property around 190k-220k, no set up costs & extra payments allowed while working.
ps i'm self employed
cheers
As i reminder i'm looking to borrow between 20-50k (property around 190k-220k, no set up costs & extra payments allowed while working.
ps i'm self employed
cheers
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Replies: 5
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By:
Gresty
Should be a little better now. For a small mortgage no fees is very important. Abbey do a 2 year Tracker with free valuation and no arrangement fee and £250 cash back. Th erate tarcks the base rate 2.59% over giving pay rate of 3.09%. You are tied in for two years and you can also overpay by 10% of teh balance per year. Self employment is also fine, as long as yu have been self employed 2 years and can prove adequate income. There are cheaper deals, but it is probably cheaper on a small mortgage to pay a slightly higher rate and avoid the fees. Let me know if you need anything else |
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thanks for the reply chisel
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Two year tracker? No chance. Say hello to 10% interest rates before the 'limpics imo.
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By:
Chilly
The guy is taking out a 50k mortgage with plenty of income. Rates are NOT going up anytime soon.. |
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Your whole life depends on rates not going up doesn't it?
Sad really. |