Talk to an IFA, or look into get a SIPP (Self Invested Personal Pension). Either way, you need to do some reading. Hargreaves Lansdown are supposed to be good for SIPPs, so have a look on there. An IFA will sort out all the pensions for you, but it may not be cheap, or carry a trailing commision that will cost you, but depends on how involved you want to be in it.
Talk to an IFA, or look into get a SIPP (Self Invested Personal Pension). Either way, you need to do some reading. Hargreaves Lansdown are supposed to be good for SIPPs, so have a look on there. An IFA will sort out all the pensions for you, but it m
Be very wary of "consolidating" plans. In Financial Services every action means someone takes a cut and it is always a percentage that does not reflect the minimal work done. Even small bites now mean £1000s loss to you at 65+. Also beware you may also lose the employer's contribution. UK once had pension plans the envy of the Western World - now they are in a total shambles. If you end up with a small pension (90% of people do after a lifetime's work) you may not qualify for pension uplifts that people who have never saved for one get - so you lose out again. You pay tax on pensions and the rules keep on changing to ever more complex as they "simplify" things, so try to have a balance with ISAs which are tax free and remain totally under your control.
Be very wary of "consolidating" plans. In Financial Services every action means someone takes a cut and it is always a percentage that does not reflect the minimal work done. Even small bites now mean £1000s loss to you at 65+. Also beware you may a