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BERLINGTONBERTIE
25 Jun 10 23:15
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Date Joined: 18 May 05
| Topic/replies: 513 | Blogger: BERLINGTONBERTIE's blog
Looking for a pay monthly plan, probably invest 200-500 per month. I know nothing about shares etc and i`m looking at a plan that will buy medium risk shares. Any advice please?

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Replies: 21
By:
basics
When: 28 Jun 10 12:57
put in into a regular savings ISA. spread it accross three quality  funds and try to include an emerging markets fund. Dont pay any more than 2% initial fee on your contributions
By:
Whippet
When: 28 Jun 10 21:54
As above. I highly recommend using interactive investor to set this up. Very simple to use, and easy to set up a regular investment plan. The initial fee seems to be 1% or less for all the funds on there as well.

http://www.iii.co.uk/isas/?type=fundsisas
By:
BERLINGTONBERTIE
When: 01 Aug 10 15:17
Thank you.
By:
BankofBetfair
When: 01 Aug 10 17:25
Make sure you take a close look at the new Fidelity Special Sits Chinese Fund

Run by the man himself Mr Boulton, legendary investor!

google it, too much to write about here... but this will not fail to return decent profits over the next 2-5 years.
By:
jackbrazzo
When: 01 Aug 10 20:24
bank of betfair is there a minimum that I can put into this account?
By:
jackbrazzo
When: 01 Aug 10 20:24
looking for 50 a month already putting in 250 a month in a company share plan.
By:
Mosschops
When: 01 Aug 10 23:20
Look at investment trusts, lot of different ones out there, and you won't pay as much in costs as a mutual fund. Finsbury Growth and Income Trust is a good mediumish risk one. Templeton Emerging Markets for something a bit more racey.
By:
jackbrazzo
When: 02 Aug 10 14:57
Templeton Emerging Markets

Chosen this one @ 50 a month. Cheers mate
By:
BankofBetfair
When: 02 Aug 10 18:45
jackbrazzo, your 50 a month would have been nicely suited to the Chinese investment trsut i mentioned above.
By:
scukit
When: 02 Aug 10 19:47
jackbrazzo, im new to fund too, was that templeton emerging markets fund easy to set up?
By:
jackbrazzo
When: 02 Aug 10 19:59
very easy. Signature and bank details pretty much i am far from rich, but what I have decided to do is invest

£250 FTSE company I work for offer 20% off share price.
£50 Templeton
£50? Might do that Chinese IT too.

Thats £450 a month in total.

Bank of Betfair have you got a fund with Fidelity Special Sits China?

Cheers everyone

Looking for an investment period of 3yrs (250)and the other 2 5yrs.
By:
jackbrazzo
When: 02 Aug 10 19:59
350 rather!
By:
jackbrazzo
When: 02 Aug 10 21:49
https://www.fidelity.co.uk/investor/research-funds/investment-trusts/china-video-update.page?

good webcast on the fund.
By:
Mosschops
When: 03 Aug 10 09:13
I've been uhming and aahing about the Fid China fund. On one hand its Bolton, who has a great track record. On the other hand, he may not be in charge for long, and China may be a bit overpriced at the moment. Plus single country exposure can be a lot more volatile than a generalist fund. But then again, it is Anthony Bolton, and if he can do the same as he did with the Special Situations fund, then its definitely worth a punt.
By:
scukit
When: 05 Aug 10 20:06
Hi guys, pardon my ignorance here, but im mulling over a similar situation to JackBrazzo and considering investing in a fund like the templeton emerging markets fund but really do have a few questions I hope you can answer...

Im completely new to these sorts of investments so apologises in advance if it sounds stupid...

Right...

If I put in £50 per month as suggested above, what happens then, do they pay out an annual dividend?
How if needed can I take my money out of the fund, I take it this is possible? After a year or 2 with around £1200 invested, can you just take the money out? and do they charge you to do so?

Really intrigued more so on how I get the benefits, and how I remove the investment if needed?

Apologises again for the rather newbie questions but any help really would be appreciated?/?

thanks in advance

Steve
By:
Mosschops
When: 05 Aug 10 22:23
OK, we'll take Templeton EM as an example. Its an investment trust, so basically its a share. So when you want to take money out, you just sell the share. Similarly, if the trust pays a dividend then you get that, but you can set it to buy more shares automatically, which is what I tend to do. With mutual funds its a little different, as some may have redemption penalties, but if you check the fund out via something like trustnet you'll be able to see that sort of information. Hope that helps.
By:
jackbrazzo
When: 07 Aug 10 11:13
reinvest the dividend, thats what I've chosen.
I've got 2 plans going now Fid Spec Sits and Temple EM. Both 50.
I am looking to WD depending on the market at 3,4,5 years. Wont touch both for at least 3 years. Remember in the first year you will take a hit on charges.
By:
Whippet
When: 07 Aug 10 12:55
Why is everyone piling into templeton emerging markets?

One of the two crucial things when picking a fund imo is to:
A) Pick a good sector to invest in, and
B) Pick a fund/manager who has been shown to regularly outperform growth in that sector.

Now, in this particular investment, I have to call into question B). This fund has underperformed the sector growth in Emerging Markets for the past 5 years. What exactly is your reason for picking this fund? A hunch? I have looked at most of templeton's other funds, and they are all underperforming as well. Why exactly is this a good idea?
By:
Whippet
When: 07 Aug 10 13:02
Assuming I'm talking about the same fund that is..

http://tinyurl.com/2v6b2yl
By:
jackbrazzo
When: 07 Aug 10 13:16
I believe over the long term this will give a good yield. Funds are spread over a bunch of markets too.
By:
Mosschops
When: 07 Aug 10 19:08
You're looking at a different fund, the one I was talking about is the investment trust.
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