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How have the pro's on here gone about securing a mortgage? Serious answers appreciated!
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was the financial-advisor woman, who stepped out in front of you, the one you set up home with?
no-one in the current climate will get a 'straight' mortgage without a taxable steady imcome.
yes once upon a time you could self cert yourself after chucking a monkey at a reputable (or not) financial advisor/mortgage consultant, it really was that simple. Not all of us have had proper jobs and salaries unless its a business we set up for cleaning purposes. We don't all want the restraint of full time work as an employee,it takes all sorts and however you earn(ed) your coin is your affair.
Roida is correct about straight mortgages since last Spring (I alluded to this earlier) and screaming is also correct in that realistically those of us who have done it as ghosts for years will struggle to gain meaningful employment outside of setting ourselves up in something to do with food or property. In each case we must have access to funds because nobody legal is going to lend it to us. And screaming a six figure sum is only a bad summer or winters loss. Better to get your roof paid for even if its £30k for a barge.
Roida is correct about straight mortgages since last Spring (I alluded to this earlier) and screaming is also correct in that realistically those of us who have done it as ghosts for years will struggle to gain meaningful employment outside of setting ourselves up in something to do with food or property. In each case we must have access to funds because nobody legal is going to lend it to us. And screaming a six figure sum is only a bad summer or winters loss. Better to get your roof paid for even if its £30k for a barge.
Different woman, SPOT. Lived with her for 10 years, things not going that well, thought she might be feeling insecure because I owned the house, so I transferred it into joint ownership. A few weeks after that she presumably realized what an attractive woman she had suddenly become and realized she could do a whole lot better than some grim old PROPUNTER. She announced she wanted to split up and that she'd consulted a solicitor who confirmed I either had to sell the house and give her half the proceeds or I had to buy her out. Because of the rise in value of the property there was no way I could find that sort of money, and mortgages had become unobtainable for me.
Yes. I know. "I am a recovering mug."
The problem all PROPUNTERS face compared with 20 years ago is that so many of life's basics are now priced up not in terms of cash, which we can get hold of, but in terms of debt which we can't. Cars, phones, accommodation ... they're all bought with loans. A house used to be 3x main income + 1x secondary income @ 10% over 25 years. Now it's 4X joint income @ 2% over 35 years. I can't compete with that. Lousy, old-fashioned cash is worthless. Debt is the only currency.
Having said that, ph is absolutely right about having some sort of roof over your head paid for and belonging to you, so I did buy and restore a minute, ancient but relatively very cheap house with a decent garden in the sticks which I share with the dog. You need that sort of background security to get through the bad days, weeks ... hell, even decades betting for a living.
Yes. I know. "I am a recovering mug."
The problem all PROPUNTERS face compared with 20 years ago is that so many of life's basics are now priced up not in terms of cash, which we can get hold of, but in terms of debt which we can't. Cars, phones, accommodation ... they're all bought with loans. A house used to be 3x main income + 1x secondary income @ 10% over 25 years. Now it's 4X joint income @ 2% over 35 years. I can't compete with that. Lousy, old-fashioned cash is worthless. Debt is the only currency.
Having said that, ph is absolutely right about having some sort of roof over your head paid for and belonging to you, so I did buy and restore a minute, ancient but relatively very cheap house with a decent garden in the sticks which I share with the dog. You need that sort of background security to get through the bad days, weeks ... hell, even decades betting for a living.
garychesterrrr 24 Mar 15 13:43
I think first and foremost you need a designated 'gambling' bank account, so that your main account (Any wages, household bills) isn't full of gambling transactions, set up a regular standing order from your gambling to your household account so that theres a record of regular payments in.
Spot on.
Your betting account/ bank, must be separate /different from that of your 'living' expenses.
I think first and foremost you need a designated 'gambling' bank account, so that your main account (Any wages, household bills) isn't full of gambling transactions, set up a regular standing order from your gambling to your household account so that theres a record of regular payments in.
Spot on.
Your betting account/ bank, must be separate /different from that of your 'living' expenses.
Would you get asked for statements if you had a direct debit going to another bank monthly, but you said it was for an ISA/savings account? You then use that other account for all of your punting transactions and your current account statements are effectively 'clean'?
your need a taxable income,good credit history,permanent job.
then you have a chance.
then you have a chance.
it has to be done Magic an account or two with separate banks exclusively for bookmakers. Natwest called me in a few times and said this wasn't normal practice and what their A/C was designed for. Always got sorted out as it didn't in 2010 say so in T&C's. Other times they offered to upgrade a/c and access to credit facilities but I didn't want any credit linked to gambling A/C. Deposits from gambling A/C were seen as salary.
As was alluded to earlier I had a lot of actual paper statements linking to over 25 bookmakers worldwide. I had several boxes of statements when somebody needed to check them,just shy of £4.2mill deposited from betting sites worldwide over a 4 year period. The withdrawals and deposits were £3.78mill and every payment either way accounted for. In my branch they would offer me 3 monthly bond deals regularly, the staff knew I gambled and were ok, it was the Regional and above that who weren't keen. EVERY transaction was legitimate and this was eventually forensically verified. Its only turnover it isn't profit, anyhow after the forensic audits the banks were no longer keen to allow me to continue. So we diversify, its the only way or................. get a job!
As was alluded to earlier I had a lot of actual paper statements linking to over 25 bookmakers worldwide. I had several boxes of statements when somebody needed to check them,just shy of £4.2mill deposited from betting sites worldwide over a 4 year period. The withdrawals and deposits were £3.78mill and every payment either way accounted for. In my branch they would offer me 3 monthly bond deals regularly, the staff knew I gambled and were ok, it was the Regional and above that who weren't keen. EVERY transaction was legitimate and this was eventually forensically verified. Its only turnover it isn't profit, anyhow after the forensic audits the banks were no longer keen to allow me to continue. So we diversify, its the only way or................. get a job!
Deposits from gambling a/c into different personal a/c elsewhere were seen as salary,they were deposited as salary and not queried by the receiving bank.
roida, that seems to be the easiest way nowadays,ducking and diving of yesteryear is a lot harder so obv you set up a cash business and pay yourself a wage with all the relevant paperwork. If it is imperative one wants to rejoin society and get access to credit and/or purchase prop in your own name then you go to work for somebody and obtain the required paper trail. However after living so long as a ghost does one need to change? You could set up your own trading company and pay yourself as an employee with accompanying paperwork for the benefit of the banks to open personal current A/C's,close the company after 6 months but still maintain salary payments to the bank. Clearly tax is a different issue but if it means paying something to maintain your legitimacy then so be it.
I didn't see the 11.24 post roida, knock up a few payslips and a letter of employment, the contact details will be valid as well if they choose to verify via phone,email or written contact.
I said at my 1st post a 'straight' mortgage
if your going underhand then i need no advice
if your going underhand then i need no advice
I did say that seems the easiest way nowadays, the advice wasn't actually advice more of a ramble and it wasn't directed to you. You should have your own affairs in order by now, the separate gambling A/C's were the best thing I did and apart from chopping down two forests for statements they ensured my proof of income. Which was the idea and no tax to pay on gambling winnings. Always pay your stamp though!
nee mortgage and pay nee stamp
very very difficult these days to pull the wool im afraid
very very difficult these days to pull the wool im afraid
well it ensures your pension innit? Laters,dogs need a run before the sports begin.
Gold is the money of kings
Silver is the money of gentlemen
Barter is the money of peasants
Debt is the money of slaves.
Silver is the money of gentlemen
Barter is the money of peasants
Debt is the money of slaves.
My post earlier was meant to mean as if you do have a regular taxable income.
The question is if you sent the same amount to a different bank account than your current account, by direct debit every month so it only shows as one transaction on a statement, would you get asked to provide statements from the other account if you said it was a savings account/ISA etc?
The question is if you sent the same amount to a different bank account than your current account, by direct debit every month so it only shows as one transaction on a statement, would you get asked to provide statements from the other account if you said it was a savings account/ISA etc?
quite possibly, a bank search should reveal all a/c's you hold so tinker with mailing addresses (family members). Said bank search would show other a/c but not sure if it has a/c description i.e basic,current,deposit,ISA.
Magic - In my experience if the current account has enough transactions to convince the banker its your only current account he would be happy enough to not want to delve into the other,
ph - A bank search would tell the account type and balance each month, but nothing more, and no transactions,
Obviously as people mention the banks would require some proof of income & unfortunately thats hard to do so there needs to be some 'thinking outside of the box'. There are however plenty of companies that knock up payslips, as someone mentioned earlier though there has to be a way these can be verified - which does get tricky, in an ideal worl the payslips tally with the cash going into the account and would satisfy some people, but others may want to look into it and contact your 'employer'!
ph - A bank search would tell the account type and balance each month, but nothing more, and no transactions,
Obviously as people mention the banks would require some proof of income & unfortunately thats hard to do so there needs to be some 'thinking outside of the box'. There are however plenty of companies that knock up payslips, as someone mentioned earlier though there has to be a way these can be verified - which does get tricky, in an ideal worl the payslips tally with the cash going into the account and would satisfy some people, but others may want to look into it and contact your 'employer'!
thought bank search only reveals minimal detail however once discovered it depends on whether they delve as gary explained. Can't find the dog leads, must be in Mrs car.
ive had the same trouble. 30 year old, got a very nice chunk saved up, rented all my life (last 10 year) I mean 75% deposit I have.
been to bank no joy. got a mortgage broker still no joy, im debating setting up a firm for 6 month as mentioned earlier pay my taxes etc for 6 month on a living what is tax free!!! I cant see another resolution
been to bank no joy. got a mortgage broker still no joy, im debating setting up a firm for 6 month as mentioned earlier pay my taxes etc for 6 month on a living what is tax free!!! I cant see another resolution
Some possible chance about 6 or 8 years ago, even then being a bit deceitful, but very difficult now, infact practically impossible I'd say. Good luck anyway, but reckon it would have to be something underhand.
when respected and established seasoned on course bookies,who have proven profitable business models, start having their credit and overdraft options restricted then as an individual punter/chancer/gambler you are not required lending material. The Bankers gambled and lost on Fred and Fanny, futures, gilts and whatever so do not want to entertain other gamblers. Do as we say not as we do!
" Do as we say not as we do!"
Exactly, and who are the biggest crooks ?!!!! That Rate-fix trader caught on tape saying, "If you ain't cheating, you ain't trying." And these crooks **** the market, fixing lending rates paid between banks. And this guy Tom Hayes, the ringmaster, claimed what he was doing was not dishonest ! He is only the first one to stand trial, a total 21 bankers face similar charges.
Exactly, and who are the biggest crooks ?!!!! That Rate-fix trader caught on tape saying, "If you ain't cheating, you ain't trying." And these crooks **** the market, fixing lending rates paid between banks. And this guy Tom Hayes, the ringmaster, claimed what he was doing was not dishonest ! He is only the first one to stand trial, a total 21 bankers face similar charges.
jail sentences odds against? Or is somebody actually going to realise market manipulation is fraudulent? 21 x 7 year sentences, treat them all the same then go after the POCA if found guilty because their bonuses will be criminal benefit. They do it with regular cons so go after their assets and then attempt to have the Bosses in for knowing concern, joint enterprise or good old fashioned conspiracy as ignorance is no defence when dealing with millions.
Inform Bank Manager/Broker you follow a bloke called Zippers tips on betfair ,this should speed things a long ...
That presents its own difficulties, Big Boss. Estate agents can be reluctant to deal with you unless their broker can sell you a mortgage. The standard line is that they won't let you waste the vendor's time unless you can prove you have the cash, and that's not always straightforward if your money is invested in diverse places.
It's a bit like buying a motor. Dealers want to sell you the financing; the vehicle is incidental.
People who want/have to buy things with cash are seen as either iffy at best or simply sad losers by the thrusting, respected professions in modern Britain, such as car dealers and estate agents.
It's a bit like buying a motor. Dealers want to sell you the financing; the vehicle is incidental.
People who want/have to buy things with cash are seen as either iffy at best or simply sad losers by the thrusting, respected professions in modern Britain, such as car dealers and estate agents.
dont entirely agree..my mates are car dealers and have 2k profit in a 8k car..a finance commission is a bonus.
Fair enough.
I bought a new Land Rover Defender back in 2008, and the dealer down here in Somerset was most upset when I got the chequebook out. Insisted I had to take the financing deal, because it was "only" 7.5% APR. I could just keep the 25k invested elsewhere, and be no worse off, he reckoned. Before I had the chance to ask where I could get 7.5% interest even in those days, he glanced at the woman I was with and suggested that she and I could perhaps use some of the money to enjoy a driving holiday together in our new car. Or perhaps taker a look at some of the possible accessories etc.
In the end I had to explain that I hadn't worked for 18 years and he wouldn't be allowed to offer the loan. Oh yes he could. Half an embarrassing hour of phone calls later he had to acknowledge he couldn't, but had succeeded in establishing I was very much a second-class citizen in the eyes of the woman.
I bought a new Land Rover Defender back in 2008, and the dealer down here in Somerset was most upset when I got the chequebook out. Insisted I had to take the financing deal, because it was "only" 7.5% APR. I could just keep the 25k invested elsewhere, and be no worse off, he reckoned. Before I had the chance to ask where I could get 7.5% interest even in those days, he glanced at the woman I was with and suggested that she and I could perhaps use some of the money to enjoy a driving holiday together in our new car. Or perhaps taker a look at some of the possible accessories etc.
In the end I had to explain that I hadn't worked for 18 years and he wouldn't be allowed to offer the loan. Oh yes he could. Half an embarrassing hour of phone calls later he had to acknowledge he couldn't, but had succeeded in establishing I was very much a second-class citizen in the eyes of the woman.
TELL THE BANK MANAGER ,YOUR FORUM NAME AND THAT YOUR HELD IN HIGH ESTEEM ON THE BETFAIR HORSE RACING FORUM
TELL HIM ALL ABOUT YOUR NEXT 10 CERTS,AND ASK HIM IF HED LIKE YOU TO PUT SOME OF HIS OWN MONEY ON THEM
Could I rely on you for a reference, Do wah?
In ireland its very very tough
I spoke to mine a few years back...naturally enough all my credit history and all was fine but the deposits/withdraws from gambling sites is always a red flag..my mate
who plays poker full time had a similar issue but he was able to get around it by using other people to transfer to his account and also using third party sources.
Another mate of mine, who was single at the time wanted to snap up a house for 200k. He had 150k deposit but this deposit had come from gambling. He was not a full time punter and had a good job. He was declined too
I spoke to mine a few years back...naturally enough all my credit history and all was fine but the deposits/withdraws from gambling sites is always a red flag..my mate
who plays poker full time had a similar issue but he was able to get around it by using other people to transfer to his account and also using third party sources.Another mate
of mine, who was single at the time wanted to snap up a house for 200k. He had 150k deposit but this deposit had come from gambling. He was not a full time punter and had a good job. He was declined too
WHEN YOU FILL THE APPLICATION FORM IN USE ONE OF THEM SUPER DELUX WILLIAM HILL PENS WITH THEIR NAME ON ,IT ALLWAYS MAKE YOU LOOK IMPORTANT,ESPECIALLY WHEN YOU ASK HIM HOW TO SPELL YOUR NAME
ASK THE BANK MANAGER IF YOU CAN YOU MAKE YOUR FIRST REPAYMENT 3 MONTHS AFTER THE CHELTERNAM FESTIVAL ,AS IT CAN BE A BAD TIME FOR PUNTERS
TELL THE BANK MANAGER HIS PRICES MUST BE COMPETATIVE ,OR YOU MIGHT WAIT UNTILL THE BETFAIR BANK EXCHANGE OPENS ,AS THEY HAVE THE BEST PRICES
IF THE BANK MANAGER LAUGHS AT YOU TAKE YOUR STORY TO THE EDINBOROUGH FESTIVAL AND TRY AND BE A COMIC
what does mortgage mean - the translation from French ???
DEATH- PLEDGE
an agreement til death !!!!!!!
DEATH- PLEDGE
an agreement til death !!!!!!!
Roida is a star - he told us of his balance on here and gets involved in Mortgage discussions when he could buy a whole street in cash where he lives..
p.h pops up and tells us that he has 25 bookmakers accounts (!) I have had about 200 times that number and have given up as there is not a single alleged "Bookmaker" in the World that keeps open a winning account.
I was lucky to keep going as long as I did because when I met the "Head Of Trading" at nobet£3.65 at Haydock about 10 years ago he shook my hand and told me I was a "legend" despite me keeping under the radar and never betting more than a pony each-way on my selections..
Your identities are freely shared between the various rancid outfits and your computers are corrupted..
Should be an investigation into that but it will not happen..
As regards mortgages I paid mine off but you will not get one in the present climate without documentation..
I do not live in England but when I was winning quite large sums in the dim and distant the taxman rang up and asked me about the interest that I was declaring..
(REMEMBER INTEREST)
I said that I had won money on the horses and that was meekly accepted..
Not sure that I could do that now in the present climate.
p.h pops up and tells us that he has 25 bookmakers accounts (!) I have had about 200 times that number and have given up as there is not a single alleged "Bookmaker" in the World that keeps open a winning account.
I was lucky to keep going as long as I did because when I met the "Head Of Trading" at nobet£3.65 at Haydock about 10 years ago he shook my hand and told me I was a "legend" despite me keeping under the radar and never betting more than a pony each-way on my selections..
Your identities are freely shared between the various rancid outfits and your computers are corrupted..
Should be an investigation into that but it will not happen..
As regards mortgages I paid mine off but you will not get one in the present climate without documentation..
I do not live in England but when I was winning quite large sums in the dim and distant the taxman rang up and asked me about the interest that I was declaring..
(REMEMBER INTEREST)
I said that I had won money on the horses and that was meekly accepted..
Not sure that I could do that now in the present climate.
ASK THE BANK MANAGER HOW MANY PRO PUNTERS HIS BANK HAVE ON THEIR BOOKS,AND HE SAYS
FU** OFF YOU LOONATIC ,DONT LET HIM SEE YOU UPSET JUST TELL HIM YOULL TAKE YOUR CUSTOM SOMEWHERE ELSE,LIKE THE TOYTOWN BANK OF NIGERIA
FU** OFF YOU LOONATIC ,DONT LET HIM SEE YOU UPSET JUST TELL HIM YOULL TAKE YOUR CUSTOM SOMEWHERE ELSE,LIKE THE TOYTOWN BANK OF NIGERIA
just show him your P&L for the last 5 years and offer to do him up the chuffer
homefortea 27 May 15 19:17
Roida is a star ---Correct
As regards mortgages I paid mine off but you will not get one in the present climate without documentation..---yeah course you have YFDSC
Roida is a star ---Correct
As regards mortgages I paid mine off but you will not get one in the present climate without documentation..---yeah course you have YFDSC
How are you an alleged pro punter when you speak in riddles..
aint alleged doe peek hunt..its well confirmed.
acronyms are not riddles
acronyms are not riddles
I am beginning to believe that you are a serial fantasist and are posting from Cherry Knowle fella..
Cherry Knowle is where the mackems go..there are hospitals nearer to me.
All the same up there fella.
Vote Labour because me da did no aspiration and moan about football...
Vote Labour because me da did no aspiration and moan about football...
go check your deeds make sure you've paid your mortgage off dc.
roida the pro gambler with a 500k balance..
Small change...
Small change...
never said ive a 500k balance..never had 500k in bf..start with 30k every week..if you wanna prattle on then try and be factual instead of tarking utter sh1te.
WHO IS THIS ROIDA HE MUST BE 15 YEARS OLD AND USES LETTERS..
How come the biggest player on Betfair uses a dial up connection from a Council Flat in the North East and still backs all the 1.01 winners and lays the 1000....
How come the biggest player on Betfair uses a dial up connection from a Council Flat in the North East and still backs all the 1.01 winners and lays the 1000....
If I could be bothered fella I would dig up your post...
People seem to be able to dig up some of mine even when an imposter stole my username..
give the imposter some credit - he did a good job of maintaining the idiocy of your usual postings
biggest player? far from it....you do invent some proper garbage.
dont know why you feel the need to explain...just humour the dc.
I already know that and shouldn't rise to the ****, I would raise a glass to his mortal demise. Never has a good word to say about anybody or anything except for himself.
most of the losers on here have nothing else to contribute apart from attention seeking telling everyone about their prentendee life
garychesterrrr 24 Mar 15 14:43
I think first and foremost you need a designated 'gambling' bank account, so that your main account (Any wages, household bills) isn't full of gambling transactions, set up a regular standing order from your gambling to your household account so that theres a record of regular payments in.
Absolutely correct. Separate bank account is essential.
I think first and foremost you need a designated 'gambling' bank account, so that your main account (Any wages, household bills) isn't full of gambling transactions, set up a regular standing order from your gambling to your household account so that theres a record of regular payments in.
Absolutely correct. Separate bank account is essential.
Quite simply -you can't get one . I have recently moved- I have won regularly for the past 15 years-I have kept a record of all bets over that period. The banks /lenders would not take into account any of this-its not a guaranteed income. I saved up winnings and with the sale of my previous house (no mortgage on this as paid off) bought my present property outright.
Previously a self certification mortgage was the way forward-this has now ceased and so the above was/is the only option. Hope this answers the original question.
Previously a self certification mortgage was the way forward-this has now ceased and so the above was/is the only option. Hope this answers the original question.
The crazy thing about not lending to some is ridiculous though imo. If you are a bank and are in the game of giving out mortgages why would you not lend to someone with a 50%+ deposit? As a lender that is a virtual risk free lend isn't it? If they don't pay, you take the house with all of the equity already paid. It would need a massive property price crash for you to be on the losing end - which won't happen.
You do realize that you've just explained why a massive, 50% property crash is indeed a possibility in the opinion of banks and other lenders?
if you know you're going to be asking for a mortgage in 3 months time, could you not just stop any gambling interactions through the bank for 3 months. then when they ask for 3 months statements, they'll be gambling free ...
Doesn't help with the lack-of-job issue though, hulk23.
Perhaps the answer is to use the shadow banking system in the Far East. They would probably take Magic__Daps' view, since they seem to lend to people in that part of the world at multiples of a dozen times income in order to invest/ speculate/gamble in property in London. That's one factor that has driven asking prices in the UK generally to a level which no longer bears any relationship to actual money, whether earned or won.
Perhaps the answer is to use the shadow banking system in the Far East. They would probably take Magic__Daps' view, since they seem to lend to people in that part of the world at multiples of a dozen times income in order to invest/ speculate/gamble in property in London. That's one factor that has driven asking prices in the UK generally to a level which no longer bears any relationship to actual money, whether earned or won.
Pro gamblers earn their money. Differentiating between earn or won infers the latter has been obtained by luck ( ie lottery winnings).
Gambling involves winning and losing. Propuntering only differs in that it demands that the total wins outstrip the total losses, but it's still the sum of winning and losing.
And it still requires luck in that you need the wins and losses to be distributed fairly evenly. You can be doing absolutely the right thing, but you can still
be destroyed if the losses are strung together in a single sequence.
Perfectly likely to, say, win £20k one year, lose £20k the next and win £40k the year after. At the end of three years you are theoretically a successful PROPUNTER, "earning" on average over 13 grand a year. But in practice, without substantial savings, you're wiped out even before the end of year two.
And it still requires luck in that you need the wins and losses to be distributed fairly evenly. You can be doing absolutely the right thing, but you can still
be destroyed if the losses are strung together in a single sequence.
Perfectly likely to, say, win £20k one year, lose £20k the next and win £40k the year after. At the end of three years you are theoretically a successful PROPUNTER, "earning" on average over 13 grand a year. But in practice, without substantial savings, you're wiped out even before the end of year two.
casemoney 27 May 15 15:22
"Inform Bank Manager/Broker you follow a bloke called Zippers tips on betfair ,this should speed things a long ..."
Don't think a bank would be too happy if they knew the mortgage repayments were linked-up to Zippers tips ! 
"Inform Bank Manager/Broker you follow a bloke called Zippers tips on betfair ,this should speed things a long ..."
Don't think a bank would be too happy if they knew the mortgage repayments were linked-up to Zippers tips !
ask yourselves a question
IF YOU WERE A LENDER OF LARGE SUMS OF MONEY,WOULD YOU LEND IT TO SOMEONE WHO'S INCOME WAS AS A GAMBLER?
common sense isnt it.
IF YOU WERE A LENDER OF LARGE SUMS OF MONEY,WOULD YOU LEND IT TO SOMEONE WHO'S INCOME WAS AS A GAMBLER?
common sense isnt it.
I would if they had a chunky deposit, if they had 5% then no chance. More chance of them paying imo, than some of the ones on the help to buy scheme (or whatever other ones are on the market now) - who basically when the interest free loan period is up they won't be able to afford the payments.
its the risk of not paying the balance without a taxable income thats the problem.
Feck me roida you are a star..
Post on my website stateingtheobvious.com
Full of freaks that .....
Post on my website stateingtheobvious.com
Full of freaks that .....
YES MR SMITH YOUR A PRO PUNTER ON THE HORSES AND YOU WANT US TO TAKE YOUR WIFES BINGO WINS AND SCRATCH CARD WINS INTO ACCOUNT AS WELL .
YES MR SMITH ,YOU WANT TO GAMBLE MY BANKS MONEY ,ON YOUR GAMBLING SKILLS ,MR SMITH FU** OFF
Why don't 'pros' disguise their activity through sites such as moneybookers? I'm not a pro but have thought about this as to avoid endless betting transactions on my bank account but, at this moment in time and hoepfully never again, I do not need a loan of any sort.
I KNOW ITS NOT MY MONEY MR SMITH AND ITS NOT COMEING OUT OF MY POCKET,BUT IM RESPONSIBLE FOR IT
HES A BIG BIG BIG PRO PUNTER ,NOT JUST ANY OLD BIG PRO PUNTER,YOU DONT KNOW HIM BECAUSE HE DOESNT MIX WITH THE LIKES OF PEOPLE LIKE YOU
HES THAT BIG A PRO PUNTER,HES KNOWN AS MONEY BAGS TO THEM AT THE TOP
WHEN HE STARTS TO TALK EVERY ONE LISTENS VERY CAREFULLY TO WHAT HE SAYS
BECAUSE HES GOT A STUTTER
BECAUSE HES GOT A STUTTER
banks will not lend the money to a gambler & yet they gambled (and lost) much of peoples savings themselves; hence the government bail out - a strange conundrum to explain!!
THE FIRST TIME I EVER MET HIM WAS TWO MINS BEFORE THE FIRST RACE AT HAYDOCK PARK MANY YEARS AGO.HE GAVE ME A TIP THAT WON THAT FIRST RACE AT 10-1,THE ONLY TROUBLE WAS THAT IT TOOK HIM 7 MINS TO GIVE IT TO ME
I know the bloke you mean. One team let him down for a big football acca, I asked which one he said, ber,ber,ber,ber, struglling to get his words out with the stutter, I said Burnley, trying to help, he shook his head, no, ber,ber,ber,ber, I said Brighton, he shook his head again, no, ber,ber,ber,ber,I say Blackburn, exasperated, he shook his head again, ber, ber, ber, ber.......bloody Chelsea
May 28, 2015 -- 11:13PM, McCoy Carp wrote:
I know the bloke you mean. One team let him down for a big football acca, I asked which one he said, ber,ber,ber,ber, struglling to get his words out with the stutter, I said Burnley, trying to help, he shook his head, no, ber,ber,ber,ber, I said Brighton, he shook his head again, no, ber,ber,ber,ber,I say Blackburn, exasperated, he shook his head again, ber, ber, ber, ber.......bloody Chelsea
I just bbbb backed...just bbbb backed...my car into yours...old joke
screaming from beneaththewaves 27 May 15 18:51
Fair enough.
I bought a new Land Rover Defender back in 2008, and the dealer down here in Somerset was most upset when I got the chequebook out. Insisted I had to take the financing deal, because it was "only" 7.5% APR. I could just keep the 25k invested elsewhere, and be no worse off, he reckoned. Before I had the chance to ask where I could get 7.5% interest even in those days, he glanced at the woman I was with and suggested that she and I could perhaps use some of the money to enjoy a driving holiday together in our new car. Or perhaps taker a look at some of the possible accessories etc.
In the end I had to explain that I hadn't worked for 18 years and he wouldn't be allowed to offer the loan. Oh yes he could. Half an embarrassing hour of phone calls later he had to acknowledge he couldn't, but had succeeded in establishing I was very much a second-class citizen in the eyes of the woman.
Can't believe you gave this guy more than 2 minutes of your time after he refused 'cash' Insisted you take a loan when you could pay the lot up front ? I'd have told what he could do with his Land Rover !
Fair enough.
I bought a new Land Rover Defender back in 2008, and the dealer down here in Somerset was most upset when I got the chequebook out. Insisted I had to take the financing deal, because it was "only" 7.5% APR. I could just keep the 25k invested elsewhere, and be no worse off, he reckoned. Before I had the chance to ask where I could get 7.5% interest even in those days, he glanced at the woman I was with and suggested that she and I could perhaps use some of the money to enjoy a driving holiday together in our new car. Or perhaps taker a look at some of the possible accessories etc.
In the end I had to explain that I hadn't worked for 18 years and he wouldn't be allowed to offer the loan. Oh yes he could. Half an embarrassing hour of phone calls later he had to acknowledge he couldn't, but had succeeded in establishing I was very much a second-class citizen in the eyes of the woman.
Can't believe you gave this guy more than 2 minutes of your time after he refused 'cash' Insisted you take a loan when you could pay the lot up front ? I'd have told what he could do with his Land Rover !
Facts
Pro gamblers earn their money. Differentiating between earn or won infers the latter has been obtained by luck ( ie lottery winnings).
Very true this annoys me people think we just pluck stuff out of the air,what many do on here is akin to a city trader,they are seen by many as clever and a skill, we are viewed with derisory suspicion
Pro gamblers earn their money. Differentiating between earn or won infers the latter has been obtained by luck ( ie lottery winnings).
Very true this annoys me people think we just pluck stuff out of the air,what many do on here is akin to a city trader,they are seen by many as clever and a skill, we are viewed with derisory suspicion
CITY TRADERS DONT EARN MONEY ,THEY PLAY ABOUT WITH IMAGINERY NUMBERS,THEY DONT KNOW WHAT A PROPER DAYS WORK IS
CHARLES CHARLES IM BUYING BIG INTO ARGOS TODAY,HUBERT HUBERT IM SELLING HUGE IN BP TODAY,
OK CHARLES YES HUBERT LETS BUY AND SELL ,SEE YOU IN THE POLANISIAN BAR LATER FOR COCKTAILS
OK CHARLES YES HUBERT LETS BUY AND SELL ,SEE YOU IN THE POLANISIAN BAR LATER FOR COCKTAILS
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