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Just had my statement come through on my ISA. 16 grand in only £97 interest. Last year£520. WTFs going on?
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Replies: 18
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Interest rates are f all m8. Do a stocks & shares one & chuck in a few exchange traded funds. Alliance trust is worth a look.
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be better off sticking the lot on a 1.01 shot....
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variable can be from .10 %
Halifax as example was 2.6 3.0 two year fixed 3.25 three year fixed |
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sandwich man 28 Apr 18:07
WTFs going on? ___________________ I heard there was a recession or somethiing going on ?:| Outside of 'Betfair world' obviously ;) |
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in one year
Invesco Perpetual Latin American Acc up 92% JP Morgan Emerging Markets A - Net Accumulation up 54% First State Greater China Growth A Acc EUR up 54% That's a lot of 1.01s ! |
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if you are not prepared to move it every year don't put it in an isa. first year is usually high to get your custom.
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Halifax 3.5% fixed for 2 years now.
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some ISAs are, say, 3% first 12 months, dropping to, say, 0.8% after....transfer it to one paying more than 0.8%
www.moneysavingexpert.com usually tells you what's best around. |
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Best piece of investment advice I ever read was "Never invest in what you dont understand". Think he had something more complex than ISA's in mind though.
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Santander offer best deal 3.5% gteed for 12 months and also gtee 5% above bank rate -better than 2yr fixed term deals as can look again after 12 months see how rates are going.
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Thanks for the advice lads, especially the one about putting it all on a 1.01!
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Guys - if I want to put 3k away for 4 months, where am I best placing it? Off travelling later in the year...
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a got 8 pound odd for 8 and half grand
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ha ha h aha ha h-- pathetic
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Wonders - you would make slightly more laying R Hills apparently.
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cov bs doing 3.25% for 1 year but new money only no transfers
santander is 3.20 but i think thats new money only otherwise its 2.75 yorks were doing 5% but in for 3 yers to get that but now gone |
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sandwich man 28 Apr 18:07
Just had my statement come through on my ISA. 16 grand in only £97 interest. Last year£520. WTFs going on? 0.6% over a yr? cant be rite surely? |
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get a copy of wednesday Daily mail - simple guide to isas - very good read
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