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I am receiving letters from the SLC asking what I'm doing and how I'm supporting myself financially. I initially wrote back and said I am presently supporting myself with income that free from taxation, but they are demanding evidence of this.
They also want a 'box' ticking on their form:
a) employer details (obviously N/A in this case)
b) confirmation of income from self employment
c) confirmation of unemployment - if so, evidence of how how I'm supporting myself financially
d) confirmation of 'other' - and evidence of it
Any advice from others that have been in a similar situation? I don't wish to go down the self employment route, so am torn between option c, saying that I'm unemployed and living off savings and option d - 'other', and saying exactly what I'm doing.
If I write back and say I am gambling for a living, will that be an end to it? What evidence can I send to prove this?
Advice and thoughts appreciated.
They also want a 'box' ticking on their form:
a) employer details (obviously N/A in this case)
b) confirmation of income from self employment
c) confirmation of unemployment - if so, evidence of how how I'm supporting myself financially
d) confirmation of 'other' - and evidence of it
Any advice from others that have been in a similar situation? I don't wish to go down the self employment route, so am torn between option c, saying that I'm unemployed and living off savings and option d - 'other', and saying exactly what I'm doing.
If I write back and say I am gambling for a living, will that be an end to it? What evidence can I send to prove this?
Advice and thoughts appreciated.
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It won't be an end to it, but you'll probably put them off for a while.
They are the pits of the Earth and even when you're in the right they won't leave you alone. It is however best to be honest with them all the way through imo.
They hassled me for 17 years for money I didn't have to pay back, I kept count of how much paperwork I cost them and eventually paid them when I was sure they'd made a huge loss on the deal.
I ended up in court twice (well once really as they didnt bother to tell me about the first time, which didn't aid my cause any when I didn't show obviously) and caught their staff out blatantly lying on several occasions, to the point where twice I had people in tears when I asked "Is this message being recorded? I do hope so".
The court assessment person is fun though, they didn't require proof back then, but obviously you should have records and stuff available if they do ask.
You'll also need to make sure that you're under the earnings threshold of your contract. I was miles under so never had an issue with taking the moral high ground, times have changed of course, so make sure you're in the right before you become an arse like I did
I'd tick d) and send a photo of my spreadsheet/records/notes/whateveryouuse and say they can come visit for further info.
They are the pits of the Earth and even when you're in the right they won't leave you alone. It is however best to be honest with them all the way through imo.
They hassled me for 17 years for money I didn't have to pay back, I kept count of how much paperwork I cost them and eventually paid them when I was sure they'd made a huge loss on the deal.
I ended up in court twice (well once really as they didnt bother to tell me about the first time, which didn't aid my cause any when I didn't show obviously) and caught their staff out blatantly lying on several occasions, to the point where twice I had people in tears when I asked "Is this message being recorded? I do hope so".
The court assessment person is fun though, they didn't require proof back then, but obviously you should have records and stuff available if they do ask.
You'll also need to make sure that you're under the earnings threshold of your contract. I was miles under so never had an issue with taking the moral high ground, times have changed of course, so make sure you're in the right before you become an arse like I did
I'd tick d) and send a photo of my spreadsheet/records/notes/whateveryouuse and say they can come visit for further info.
I have had this problem for 5 years now. I have always written back saying I am supported by my Mrs and my annual income is therefore less than the figure required in order to make repayments.
I have never had any problems with this response. If you mention gambling some jobsworth at the Loans Company will want more details. Remember, nobody wins gambling. ;)
I have never had any problems with this response. If you mention gambling some jobsworth at the Loans Company will want more details. Remember, nobody wins gambling. ;)
tell em you'll pay the min amount and send them on their way. Ive just paid one off in 5 years..... got another few still to pay though
I think I ticked (d) then wrote down gambler and sent them a P+L screenshot. This was a few months ago and I haven't heard from them since
If you're making enough to pay us back (yes, us, the taxpayers) then why not do so?
If it's from the Student Loans Company then, erm, I'm afraid it is. Give it a little thought.
Legal fact is that they can never have you in court for the student loans. You could tell them to go feck themselves and they couldnt do anything
i had this letter 2 months ago. just said i was living off savings didn't mention gambling.
i am still awaiting their reponse. i may just set up a direct debit and pay em a monthly amount to stop the interest accumulating and keep em off my back.
i am still awaiting their reponse. i may just set up a direct debit and pay em a monthly amount to stop the interest accumulating and keep em off my back.
oh and you have to love this labour government.
if you choose to claim every benifit possible under the sun you wont hear from the SLC.
but if you choose to support yourself entirely from gambling you get hounded like some criminal.
got to love the uk
if you choose to claim every benifit possible under the sun you wont hear from the SLC.
but if you choose to support yourself entirely from gambling you get hounded like some criminal.
got to love the uk
Is it really wise to mention gambling at all (?) If the objective is to get them off your back,
tell 'em you are living off savings and help from parents. Mention gambling
and they are likely to hound you for proof so maybe not the best option.
tell 'em you are living off savings and help from parents. Mention gambling
and they are likely to hound you for proof so maybe not the best option.
Thinly disguised thread I'm supporting myself gambling, aren't I clever .
If you are and you can prove it, then tell them so.
If you're not, as I suspect, then just tell tem how you survive.
Just always tell the truth in all such matters.
Then nothing can come back to bite you.
If you are and you can prove it, then tell them so.
If you're not, as I suspect, then just tell tem how you survive.
Just always tell the truth in all such matters.
Then nothing can come back to bite you.
I received a letter from the taxman about 2 years ago requesting to know how I was surviving in the world with no income , I responded by saying I would not be claiming anything from the state and gave them written permission to check all my bank statements if required on-going , did also add that I wouldn't be expecting to hear from them again.
Heard nothing since.
Heard nothing since.
One Nation 04 Mar 10:11
I am receiving letters from the SLC asking what I'm doing and how I'm supporting myself financially. I initially wrote back and said I am presently supporting myself with income that free from taxation, but they are demanding evidence of this.
I know it's too late now, but I would assume that you could have told them you are unemployed and let that be the end of it?
Seeing as you are not required to inform the taxman about gambling winnings, I would very much doubt that it's necessary to inform the SLC.
I am receiving letters from the SLC asking what I'm doing and how I'm supporting myself financially. I initially wrote back and said I am presently supporting myself with income that free from taxation, but they are demanding evidence of this.
I know it's too late now, but I would assume that you could have told them you are unemployed and let that be the end of it?
Seeing as you are not required to inform the taxman about gambling winnings, I would very much doubt that it's necessary to inform the SLC.
I would very much doubt that it's necessary to inform the SLC.
It's impossible to describe what a horrible bunch of invasive bar stewards these people are. They once told me to prove I had no money (which was the truth) and didn't understand my point when I told them to buy me a ticket up to Glasgow and I would bring it up and show them.
Had I been signing on the dole, which I refused to do, I'd have been fine.
It's impossible to describe what a horrible bunch of invasive bar stewards these people are. They once told me to prove I had no money (which was the truth) and didn't understand my point when I told them to buy me a ticket up to Glasgow and I would bring it up and show them.
Had I been signing on the dole, which I refused to do, I'd have been fine.
In terms of neccessary, I'd agree by the way, I just think it makes your life easier if you keep everything dead honest with them.
I've got to...didcot, yately 05 Mar 20:02
oh and you have to love this labour government.
if you choose to claim every benifit possible under the sun you wont hear from the SLC.
but if you choose to support yourself entirely from gambling you get hounded like some criminal.
got to love the uk
Yes, you've got to love a place where anyone without an income is given benefits and some people, like gamblers, who never do useful work aren't taxed on the income that they do have and are not required to repay money borrowed from their fellow citizens.
oh and you have to love this labour government.
if you choose to claim every benifit possible under the sun you wont hear from the SLC.
but if you choose to support yourself entirely from gambling you get hounded like some criminal.
got to love the uk
Yes, you've got to love a place where anyone without an income is given benefits and some people, like gamblers, who never do useful work aren't taxed on the income that they do have and are not required to repay money borrowed from their fellow citizens.
If you're unhappy with your job, can you just leave it and stop taking it out on the rest of the world. Whatever it is that you're doing that you've justified as useful, it's entirely your choice, so stop being so bitter.
FWIW there's no such thing as useful work. In four billion years time the sun will expand and engulf the inner planets rendering all jobs equally meaningless. Until then, should I be so lucky to live that long, I intend to do stuff that I find less tedious than other stuff.
As a patron of a betting site, you've almost certainly had a bet... with a gambler... who spent hours creating the market so that you could have your entertainment when you get home from doing whatever meaningful job it is you think you do.
FWIW there's no such thing as useful work. In four billion years time the sun will expand and engulf the inner planets rendering all jobs equally meaningless. Until then, should I be so lucky to live that long, I intend to do stuff that I find less tedious than other stuff.
As a patron of a betting site, you've almost certainly had a bet... with a gambler... who spent hours creating the market so that you could have your entertainment when you get home from doing whatever meaningful job it is you think you do.
brilliant response Lori........
I may not agree with you...
but your above post is GOLD... :)
I may not agree with you...
but your above post is GOLD... :)
Little one 05 Mar 21:47
Do you not think you should pay it off?
we will pay it off eventually. the fact is we are not entitled to untill we are earning.
Do you not think you should pay it off?
we will pay it off eventually. the fact is we are not entitled to untill we are earning.
Gallivanter 06 Mar 09:59
Yes, you've got to love a place where anyone without an income is given benefits and some people, like gamblers, who never do useful work aren't taxed on the income that they do have and are not required to repay money borrowed from their fellow citizens.
shut up you plank.
Lori is a top poster on here but I'm not sure what is so amazing about that post to be honest.
I'm sure the professional gamblers (even though they spend hours on here creating markets for our benefit) have time to read the rules when they place a bet so I don't see why they should be so offended by the small print of a loan at a very agreeable interest rate. All they want you to do is prove you aren't dodging the terms of the loan. Seems reasonable to me.
I'm sure the professional gamblers (even though they spend hours on here creating markets for our benefit) have time to read the rules when they place a bet so I don't see why they should be so offended by the small print of a loan at a very agreeable interest rate. All they want you to do is prove you aren't dodging the terms of the loan. Seems reasonable to me.
I seem to have rattled a few cages. Guilty consciences at work?
I don't see why they should be so offended by the small print of a loan at a very agreeable interest rate.
It's the small print that the SLC company insist on breaking via all means neccessary. That's the problem.
It's the small print that the SLC company insist on breaking via all means neccessary. That's the problem.
Gallivanter 06 Mar 12:40
I seem to have rattled a few cages. Guilty consciences at work?
As a winning gambler, we wreck families, homes and even on occasion cost lives all in the name of entertainment for the victim (and a nice curry for the gambler)
Legitimately not paying back a loan while equally legitimatelyly dodging tax (and in many cases, soap) isn't likely to keep many awake at night.
I seem to have rattled a few cages. Guilty consciences at work?
As a winning gambler, we wreck families, homes and even on occasion cost lives all in the name of entertainment for the victim (and a nice curry for the gambler)
Legitimately not paying back a loan while equally legitimatelyly dodging tax (and in many cases, soap) isn't likely to keep many awake at night.
Lori 06 Mar 12:55
It's the small print that the SLC company insist on breaking via all means neccessary. That's the problem
yep. nail on head. end of thread.
I was replying to the unlovely Didcot who blamed Labour and criticised the UK because people stuck on benefits aren't required to pay back a student loan but people who earn a living gambling are required to pay their debts.
I've no objection to anyone living by gambling (wish I could) but I do object to spongers wasting taxpayers' money on a degree that's never used and refusing to pay back the beer money they borrowed.
I've no objection to anyone living by gambling (wish I could) but I do object to spongers wasting taxpayers' money on a degree that's never used and refusing to pay back the beer money they borrowed.
new labour have herded more and more young people into further education. this has led to degrees being devalued, and too many graduates for the jobs market.
not using your degree that you were conned into thinking you needed, but ultimately worked hard for is rarely the graduates choice. it certainly wasnt mine.
after spending 4 years of my life getting a degree, and 2 years in a fruitless search to use it in the economic wasteland where i live, all the time seeing my debt grow... i wont cry myself to sleep that my gambling income is not declarable.
not using your degree that you were conned into thinking you needed, but ultimately worked hard for is rarely the graduates choice. it certainly wasnt mine.
after spending 4 years of my life getting a degree, and 2 years in a fruitless search to use it in the economic wasteland where i live, all the time seeing my debt grow... i wont cry myself to sleep that my gambling income is not declarable.
Gallivanter 06 Mar 13:52
I was replying to the unlovely Didcot who blamed Labour and criticised the UK because people stuck on benefits aren't required to pay back a student loan but people who earn a living gambling are required to pay their debts.
I've no objection to anyone living by gambling (wish I could) but I do object to spongers wasting taxpayers' money on a degree that's never used and refusing to pay back the beer money they borrowed.
neither here nor there. i will pay back my student loan eventually. that's for sure (and the interest is accumulating fast, contary to popular opinion). the fact is I AM NOT ENTITLED to pay it back yet cause i aint earning.
i dont intend to gamble for the rest of my puff. i will work eventually, and then pay it back.
i object to bitter, toffee nosed**s like you who are of the opinion that you are subsidising my life. object to the dole scroungers, and fake incapacity benifit claiments. they are the ones you are subsidising.
anyway. get offd your high horse ya bitter**
Gallivanter 06 Mar 13:52
I was replying to the unlovely Didcot who blamed Labour and criticised the UK because people stuck on benefits aren't required to pay back a student loan but people who earn a living gambling are required to pay their debts
no you are putting words into my mouth. i have no problem with (genuine) benifit claiming citizens not paying the loan back. i do odject to a country that makes signing on preferable to getting a low paid job, and a country that hounds the people whi try to do the right thing and not sign on when they don't need to, ie gamblers.
i hope i don't pay a penny in tax till the tories get in again. i'd like to think they will sort this sponging mentality out but i wont hold my breath.
anyway, out on the lash. bye bye
the fact is I AM NOT ENTITLED to pay it back
The fact is that if the rest of your education was absorbed as well as your English then it was wasted. You're the one refusing to pay your loan and yet you had a go at the poor devils on benefits. Now you've attacked the disabled.
You're a real keyboard warrior, aren't you? Have a nice time in the wine bar and try not to spill anyone's drink.
The fact is that if the rest of your education was absorbed as well as your English then it was wasted. You're the one refusing to pay your loan and yet you had a go at the poor devils on benefits. Now you've attacked the disabled.
You're a real keyboard warrior, aren't you? Have a nice time in the wine bar and try not to spill anyone's drink.
From experience I have an inkling that most people who support themselves financially through gambling alone don't sign on because the hassle isn't worth it. I strongly doubt it's because they are being altruistic and feel that they are benefiting society by not doing so as you seem to be implying.
FFS, what a big to do about nothing.
IMO Lori and Gallivanter are both top posters.
So there, put that in your collective pipes and smoke it.
IMO Lori and Gallivanter are both top posters.
So there, put that in your collective pipes and smoke it.
maybe you should just pay back what you think is a sensible amount?
it was a loan afterall
it was a loan afterall
haha, very diplomatic.
Offer to pay 12p a month even though you don't have a job.
"I am happy to pay off the debt using my own savings, even though I am not required to do so."
;)
Offer to pay 12p a month even though you don't have a job.
"I am happy to pay off the debt using my own savings, even though I am not required to do so."
;)
surly politicians are sponging**s considering they get 60k a year but we have to give them extra for everything they spend they dont pay for f uck all people on the dole get **in £60 a week politicians get 60k wage then probably another £500 a week in expences if the law says someone can live on £60 a week thats what the politcians expensis should be rich already but wont let a £5 taxi go by without claiming for it**takers the lot of them
they tried to pull that sh*t on me.
student loans company asked what I was doing and what I was living on.
inland revenue did the same......they were even more sceptical of me...the IR wanted to know if I wasnt paying tax why I wasnt claiming Job Seekers Allowance...and if I wasnt claiming JSA then what I was living on.
----
the less u tell them the better imo.
My excuse was - I lost my job in the city....no redundancy pay and I'm now exploring my options. As soon as I start back work I'll contact both of you.
short and sweet.
that was about 6 months ago. havent bothered me since. gluck. Infact i actually got a letter back from the IR about an income tax rebate...oh yeah.
student loans company asked what I was doing and what I was living on.
inland revenue did the same......they were even more sceptical of me...the IR wanted to know if I wasnt paying tax why I wasnt claiming Job Seekers Allowance...and if I wasnt claiming JSA then what I was living on.
----
the less u tell them the better imo.
My excuse was - I lost my job in the city....no redundancy pay and I'm now exploring my options. As soon as I start back work I'll contact both of you.
short and sweet.
that was about 6 months ago. havent bothered me since. gluck. Infact i actually got a letter back from the IR about an income tax rebate...oh yeah.
crediter 07 Mar 02:03
thought student loans were interest free....
They're inflation linked, but they're not at inflation rate, they're at a higher rate than inflation.
thought student loans were interest free....
They're inflation linked, but they're not at inflation rate, they're at a higher rate than inflation.
*Actually they use a different inflation figure to the headline figure.
The Investor 07 Mar 00:56
haha, very diplomatic.
Offer to pay 12p a month even though you don't have a job.
"I am happy to pay off the debt using my own savings, even though I am not required to do so."
That's very nearly what happened to me in the end. They**ged themselves over by not letting me know they wanted me in court, so when I didn't turn up I was found guilty.
Of course, they very soon managed to contact me about my means test after they won the hearing... bet they wish they hadn't as it gave me the chance to prove everything I'd said all along. At one point the woman asked what I could offer and I said "I'll give them £20 on months when I win if they'll give me £20 on months that I lose"
We settled on a fiver a month, win or lose..... things got even nastier after that, but i'll save that for another installment :^0
haha, very diplomatic.
Offer to pay 12p a month even though you don't have a job.
"I am happy to pay off the debt using my own savings, even though I am not required to do so."
That's very nearly what happened to me in the end. They**ged themselves over by not letting me know they wanted me in court, so when I didn't turn up I was found guilty.
Of course, they very soon managed to contact me about my means test after they won the hearing... bet they wish they hadn't as it gave me the chance to prove everything I'd said all along. At one point the woman asked what I could offer and I said "I'll give them £20 on months when I win if they'll give me £20 on months that I lose"
We settled on a fiver a month, win or lose..... things got even nastier after that, but i'll save that for another installment :^0
CurlyBlues 06 Mar 23:45
From experience I have an inkling that most people who support themselves financially through gambling alone don't sign on because the hassle isn't worth it. I strongly doubt it's because they are being altruistic and feel that they are benefiting society by not doing so as you seem to be implying.
It may have more to do with the fact that you can't get dole money if you have a certain amount of money in the bank. Anybody making a living punting should comfortably have over the threshold allowed.
As for the interest rate, they ar now very high when you take into account what inteest rates are. Inflation linked rates are now working against students.
From experience I have an inkling that most people who support themselves financially through gambling alone don't sign on because the hassle isn't worth it. I strongly doubt it's because they are being altruistic and feel that they are benefiting society by not doing so as you seem to be implying.
It may have more to do with the fact that you can't get dole money if you have a certain amount of money in the bank. Anybody making a living punting should comfortably have over the threshold allowed.
As for the interest rate, they ar now very high when you take into account what inteest rates are. Inflation linked rates are now working against students.
I suppose I mean why are they insisting you pay?
Seems like most haven't had any bother with them. The only prob I had was when I moved house and told them. They seemed to "forget" so I missed the deadline to "prove" I wasn't earning enough and my payments started when I wasn't expecting it.
Seems like most haven't had any bother with them. The only prob I had was when I moved house and told them. They seemed to "forget" so I missed the deadline to "prove" I wasn't earning enough and my payments started when I wasn't expecting it.
Monkfish 07 Mar 08:05
I suppose I mean why are they insisting you pay?
It's all done and dusted now, it took me 17 years to pay though.
They were insisting I pay because they are**bags. They threatened my family with repossessions amongst other things, when my family didn't even know where I was at the time. They simply wouldn't believe that my income was below the threshold because I a) couldn't get a bank account as I had no job and b) didn't sign on the dole because I wasn't actively seeking work.
They didn't believe anyone could be in this position so they started getting very nasty. I guess most people come out of university and go into work, so they just pay it because they're over the threshold and there's no issue.
As soon as you defer a payment, they come after you, I wasn't the only one in this position. The guy in front of me at the means test was a busker in the same position as me and as I understand it, he had the same issues (I only heard this from the means test woman, so it could have been her fishing to see if I would slip up or something)
I had phone calls where I actually got them to admit they were lying to me. By sticking to what was the truth, and sticking to what I was entitled to I managed to get two members of staff to break down on the phone because I'd caught them lying on tape and threatened to take THEM to court (something I could never have afforded or I'd have done them). I think one girl may even have been fired for being caught out. I hope she was. I hope it ruined her life in fact, but that's less likely sadly.
The levels they stoop to to make your life a misery is disgusting. At one stage they lied to me about payment methods, saying I could use a photocopy of the paying in slip to pay in when my book had expired. Obviously it turned out I couldn't and they then attempted to take me to court AGAIN. Unfortunately for them, I'd found a way to pay in the few days it took them to try to screw me over and they had to cancel it.
I could write about this stuff all day, but the end outcome was a) They got paid and b) They spent more money getting paid than the amount they were chasing... I made sure of that.
I suppose I mean why are they insisting you pay?
It's all done and dusted now, it took me 17 years to pay though.
They were insisting I pay because they are**bags. They threatened my family with repossessions amongst other things, when my family didn't even know where I was at the time. They simply wouldn't believe that my income was below the threshold because I a) couldn't get a bank account as I had no job and b) didn't sign on the dole because I wasn't actively seeking work.
They didn't believe anyone could be in this position so they started getting very nasty. I guess most people come out of university and go into work, so they just pay it because they're over the threshold and there's no issue.
As soon as you defer a payment, they come after you, I wasn't the only one in this position. The guy in front of me at the means test was a busker in the same position as me and as I understand it, he had the same issues (I only heard this from the means test woman, so it could have been her fishing to see if I would slip up or something)
I had phone calls where I actually got them to admit they were lying to me. By sticking to what was the truth, and sticking to what I was entitled to I managed to get two members of staff to break down on the phone because I'd caught them lying on tape and threatened to take THEM to court (something I could never have afforded or I'd have done them). I think one girl may even have been fired for being caught out. I hope she was. I hope it ruined her life in fact, but that's less likely sadly.
The levels they stoop to to make your life a misery is disgusting. At one stage they lied to me about payment methods, saying I could use a photocopy of the paying in slip to pay in when my book had expired. Obviously it turned out I couldn't and they then attempted to take me to court AGAIN. Unfortunately for them, I'd found a way to pay in the few days it took them to try to screw me over and they had to cancel it.
I could write about this stuff all day, but the end outcome was a) They got paid and b) They spent more money getting paid than the amount they were chasing... I made sure of that.
Wow, I didn't know they could do even threaten repossessions of your family. That's outrageous
Unfortunately for them, I'd found a way to pay in the few days it took them to try to screw me over and they had to cancel it.
To show the lengths I had to go to to just avoid them trying to wreck my life, I managed to pay by going back and using the appropriate photocopy having changed the number on the bottom. When I'd convinced the RBS that this was indeed 100% certain a unique number, they took the payment.
On another occasion I got a member of staff at the bank to phone them up to help me pay in (notice, I'M running around here to pay THEM the money that they were now legally entitled to (despite the fact they should never have been in that position) and the guy was given the runaround for about an hour. He started with the opinion that I was some sort of dosser (he was right) and ended up with the opinion that these were the worst people he'd ever dealt with, a pretty mean feat for a banker (he was right again).
They were making it difficult for him to accept my payments, again in an attempt to take me back to court for non-payment to attempt to get a higher ruling.
Of course, taking on a dosser who you've managed to upset greatly, who has 24 hours a day to think about the next move and to dodge all the bullets you're firing is going to cost you a lot of bullets. If they'd left me alone they'd have been paid about 10 years earlier and actually made their money on the deal that they were originally entitled to.
To show the lengths I had to go to to just avoid them trying to wreck my life, I managed to pay by going back and using the appropriate photocopy having changed the number on the bottom. When I'd convinced the RBS that this was indeed 100% certain a unique number, they took the payment.
On another occasion I got a member of staff at the bank to phone them up to help me pay in (notice, I'M running around here to pay THEM the money that they were now legally entitled to (despite the fact they should never have been in that position) and the guy was given the runaround for about an hour. He started with the opinion that I was some sort of dosser (he was right) and ended up with the opinion that these were the worst people he'd ever dealt with, a pretty mean feat for a banker (he was right again).
They were making it difficult for him to accept my payments, again in an attempt to take me back to court for non-payment to attempt to get a higher ruling.
Of course, taking on a dosser who you've managed to upset greatly, who has 24 hours a day to think about the next move and to dodge all the bullets you're firing is going to cost you a lot of bullets. If they'd left me alone they'd have been paid about 10 years earlier and actually made their money on the deal that they were originally entitled to.
Monkfish 07 Mar 08:22
Wow, I didn't know they could do even threaten repossessions of your family. That's outrageous
I'm pretty sure they can't. I promise you they did though. (Unless both parents have individually decided to lie about it, which is a very long shot)
Wow, I didn't know they could do even threaten repossessions of your family. That's outrageous
I'm pretty sure they can't. I promise you they did though. (Unless both parents have individually decided to lie about it, which is a very long shot)
I actually don't think its unreasonable to assume that a lot of gamblers especially ones who are currently being hounded by the SLC don't have £16K sitting in a physical bank account. 6K on the other hand is perhaps not such a stretch.
Regardless, the benefits to signing on to someone already making a living simply wouldn't be worth the hassle.
As for the SLC for two years I didn't inform them of a change of address and despite threats of repeatedly adding £150 on to my balance they never did. I recently started a job where the money really was too good to turn down at my age and pay back c.£95/month. The last time I checked my statement they were charging me £61/month in interest.It just goes to show that you really should read the small print. It was 6 years ago now but all I can remember of the time was that it was "interest free". Nevermind, you live and learn or at least you should.
Regardless, the benefits to signing on to someone already making a living simply wouldn't be worth the hassle.
As for the SLC for two years I didn't inform them of a change of address and despite threats of repeatedly adding £150 on to my balance they never did. I recently started a job where the money really was too good to turn down at my age and pay back c.£95/month. The last time I checked my statement they were charging me £61/month in interest.It just goes to show that you really should read the small print. It was 6 years ago now but all I can remember of the time was that it was "interest free". Nevermind, you live and learn or at least you should.
Gallivanter 06 Mar 19:38
the fact is I AM NOT ENTITLED to pay it back
The fact is that if the rest of your education was absorbed as well as your English then it was wasted. You're the one refusing to pay your loan and yet you had a go at the poor devils on benefits. Now you've attacked the disabled.
You're a real keyboard warrior, aren't you? Have a nice time in the wine bar and try not to spill anyone's drink.
english was never my strong point at school. i'll admit that. but i always exceled at maths and did a mathematics orientated degree standing on my head.
refusing to pay back the loan? what planet do you live on reo**er? i used to have a semi ounce of respect for your posts gallvinater, buts it becoming apparent that i am speaking to some gibbering bitter moron who's mum has finally let him loose on the household pentium 50 without net nanny enabled.
now i've attacked the disabled?????? Brain, grow one. well i did publically object to the purple place's unoficial new asian handicap policy over the weekend but i don't think it was that tree you were barking up.
the fact is I AM NOT ENTITLED to pay it back
The fact is that if the rest of your education was absorbed as well as your English then it was wasted. You're the one refusing to pay your loan and yet you had a go at the poor devils on benefits. Now you've attacked the disabled.
You're a real keyboard warrior, aren't you? Have a nice time in the wine bar and try not to spill anyone's drink.
english was never my strong point at school. i'll admit that. but i always exceled at maths and did a mathematics orientated degree standing on my head.
refusing to pay back the loan? what planet do you live on reo**er? i used to have a semi ounce of respect for your posts gallvinater, buts it becoming apparent that i am speaking to some gibbering bitter moron who's mum has finally let him loose on the household pentium 50 without net nanny enabled.
now i've attacked the disabled?????? Brain, grow one. well i did publically object to the purple place's unoficial new asian handicap policy over the weekend but i don't think it was that tree you were barking up.
I simply send a few recent bank statements to the SLC showing payments to and from virtually every betting company in the country. They return them a few weeks later with a standard letter saying my repayments are deferred until the next year.
I think my loan gets written off when/if I reach the age of 50 so I've only got to do this for a little while longer.
I think my loan gets written off when/if I reach the age of 50 so I've only got to do this for a little while longer.
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