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I've got money put away for my kids to put me away, excuse the pun. Would it be worth taking out a funeral plan at so much a month?
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No they are all horrific rip-offs. Just put money in an ISA if you want to save more.
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That's where it is thankfully.
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As a retired financial adviser I would not consider one of these and I'm expecting big issues to arise for future claims. Never sold one and certainly wouldn't recommend anyone to take one out, even though my colleagues still in the game would give me a decent drink for doing so. Stick with your ISA and please, don't die yet! Where would we be without our daily dose of humour,
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Good man Aspro..
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Thanks Aspro. Really appreciate that. I've been pondering on it for quite a while thinking if I live long enough it's a bit extra for the kids.
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Bugger. I’ve got Big Mo in a seriously hefty treble with Kirk Douglas and Nicholas Parsons.
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just put a quid in a glass(where you can see it) and double it fourteen times ,and thats the funeral paid for and enough left over for everyone to get drunk,but no gambling with the funeral money,when you start you start,your mind will tell you how to double the glass money,but first you must think of how to get the first quid,put it in the glass and you are on your way,and step one of fourteen is completed.
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and if you die while saving in the glass,everyone will say"god love him,he was even saving for his own funeral"
"now that's how to get rid of pressure on the mind" first step takes all the pressure away.  so get that quid put it in the glass and you will feel the pressure of your funeral expenses disappear.(make sure and put a note in the glass with the words FUNERAL EXPENSES)  |
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Gonna need a couple of glasses at that rate..
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I just find it astonishing that anyone would fall for the funeral expenses, potential rip offs!
Even reading the disclaimers, running at the bottom of the advert, should be enough to alert anyone even considering such a move! Unfortunately it's the gullible members of society, who can least afford it, who will fall into the trap! Then again, the man who endorses it is really nice, and you do get a free pen! |
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the Royal London ad won says he would like to help out with the costs
its his funeral, pay for it all ya tight bu**er |
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Aspro, give ya head a wobble
NO financial adviser has EVER sold one |
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This is a deadly thread.
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Wtf are you talking about Delta? It is a lucrative plan for advisers, in addition to a foot-in-the-door for other products.
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It can work for some,my sister and husband did this a few years ago and as an executor it made it a bit easier organising details at a sensitive time. No doubt there are disadvantages but paying over the odds at the time saved some issues later. Recommend a lasting power of attorney in place with someone you can trust though.
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My wife is a worrier so last year we went into the local funeral parlour and paid £6k.
When one of us dies the other just makes a phone call. Sorted, no worries. |
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^Isn't she worrying about the local funeral parlour going bust?
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