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95% of the populace are living on "tick" and couldn`t survive without it.
So I would say that a decent credit rating is essential to the vast majority of the population. I am glad to say that I don`t have any debt and never will. |
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why would you want a credit rating unless you were borrowing/financing, exactly.
It's just a phoney measurement to make you feel worthy.......... of being accepted to borrow.........Smash the middle |
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I think it is a marvelous idea - (note to self - seek out better investments)
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