Teenage Grandchildren

missed a generation of sons and daughters likewise

Treat 'em like mushrooms, keep 'em in the dark and feed 'em plenty of bullsh!t. Keep reminding them that they wouldn't have survived in your day and a dose of National Service would do 'em good. If they get stroppy start mentioning RSPCA and Dogs Trust.

Truth is as they get into their early twenties and the financial realities kick in I can imagine them thinking, how much longer he gonna last I need the money now.

You are worth more to them dead than alive. They secretly wish for you to pass on? They already making financial calculations on the basis that you will snuff it soon?

"Grandad make a noise like a Frog"

"Why?"

"Cos Mum said when you croak we're going to Benidorm"

Sep 17, 2018 -- 10:06AM, cooperman wrote:

Treat 'em like mushrooms, keep 'em in the dark and feed 'em plenty of bullsh!t. Keep reminding them that they wouldn't have survived in your day and a dose of National Service would do 'em good. If they get stroppy start mentioning RSPCA and Dogs Trust.

If you know them well, you will know what kind of personalities they have. And you will know what their chances of survival in this world are. Let them know of what they get accordingly, and keep the rest as a surprise maybe? You really can't expect people to think in an emotional manner. Too bad if you are a pay cheque for them. You won't be able to change that. People change. This generation is different, whether you like it or not.

And don;t do what cooper says. Or they'll look at you and think how can i kill this man and get rich. Its already nice of them that they are just waiting for you to die.

And I am not sure how these things work but if they are eventually going to get the money, why not just give it to them now?

most agree that people have to learn how to budget in life but cant really see the sense in standing by watching people pay 25,30,40 years interest on a mortgage if you,ve got money set aside to leave them when you've gone, if your close and trust each other surely better to pay it off and get them to pay you the mortgage payments ,gives them peace of mind,less stress and cuts out putting money in the hands od the spivs and guard against rising rates, but obviously you need to be sure your sorted 1st, also stops the care home gestapo coming a knocking for it

If you feel that way leave them zilch.

Just make sure you enjoy what time you have left, you could possibly do a world cruise every January to April each year for the rest of your life although your grand children will probably tell you you'd be better staying at home enjoying the garden.

a week on a cruise wiv a load of likewise moaning old minnies fitting games of bingo in between trots to the loo,couldnt think of a worse way to spend your time or money

They'll only blow it within the first 6 months of getting

Depends how you look at life though, maybe its better to just enjoy it whilst its there? or better to budget and make sure you ain't leaving yourself in the s*it?

Personally its all about balance, blow what money you wont miss but keep some back for a rainy day

Don't give them the money now, maybe just help out with house deposits on loan from you that they have to pay back.

One of my ex-boyfriends was a hard-working self-employed builder who really grafted for his money all his life.  He had a liking for coke but only in a small way and kept it to holidays and weekends.  Then his ageing loving parents bought him a house outright.  They were only working class and had worked all their life for this money. You can guess the rest.  A small habit got out of hand and he started to miss work, as he didn't need the money.  Then he started to mortgage the debt-free house and then....

You only have to look at the offspring of billionaires, millionaires and celebrities to see how easy money at an early age ruins them.  My brother is a chartered surveyor and has always earned good money and is still working at 72, but of his six working age children only one has a full time job!

Because they haven't had to graft for it, its easy to blow money you haven't earned outright yourself

If they've learned to look after money and don't overspend on stupid things then they'll look after it much better when its inherited

The last thing you wanna do is give some 18 year old lad 250k wet behind the ears, his mothers milk still wet on his face, a load of young women showing a keen interest etc

I hasten to add about my post that my ex-boyfriend was fine when I was with him!