swap five hours of your time for a fat wallet that will never empty.!!!!!!!

Quicker to read the book.

Work hard.

Save at least 10%.

Hardly rocket science.

I used to teach this. The problem is letting things go you don't need at this time. It will return with interest but people are not prepared to do it. It also takes several years so should be given to the younger generation and not the old farts on here.