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Steve Voltage
16 Jul 17 13:08
Joined:
Date Joined: 23 May 09
| Topic/replies: 6,416 | Blogger: Steve Voltage's blog
I've been driving a company car for the last 5 years but am now considering buying my own car. Used a insurance comparison site this morning and whoa couldn't believe how much insurance is these days. I'm not helped by losing all my n/c bonus and starting from scratch but £600 for a 2013 ford focus! Shocked
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Report cooperman July 16, 2017 1:26 PM BST
Try moneysavingexpert for some tips which may help you lower your quote, but £600 doesn't sound too bad for what you stated. Some companies throw in a years free breakdown cover etc, and don't forget the ones that don't go on comparison sites like Direct line. GL.
Report Life-Lucky July 16, 2017 1:54 PM BST
That's sound ok to me, I'm paying that on a 16yo car with full no-claims and a clean license
Report unitedbiscuits July 16, 2017 2:10 PM BST
After working on the counter of a chemist, Car Insurance is the preferred home of the lazy and stupid, for the same reason: a guaranteed customer base. If they could be bothered, they would review your record under the aegis of your company insurance for the last five years but they won't, and if you volunteer it they will be thrown into confusion.

Add a stolid driver to your insurance, try that. It defies logic, but often reduces the premium.
Report xmoneyx July 16, 2017 3:10 PM BST
8 years no claims

£217

golf gti
Report seaview July 16, 2017 3:12 PM BST
£292

Audi RS3{65}
Report paulypaul July 16, 2017 5:33 PM BST
180 quid. 2008 peugeot 207.
Report olddesperado July 16, 2017 5:54 PM BST
700 euro for mine and 1600 of the Mrs 2300 because i fecked up her insurance and had a tip while driving her jeep.

So 2300 a year for the moment.Sad
Report Lady Faye Verrit July 16, 2017 6:05 PM BST
You don't mention your age or the specific model of "Focus"!

Also, what excesses are they quoting, and could you have it reduced by a voluntary excess?

Where you live, and where the car will be kept is another factor that you are stuck with!
Report Lady Faye Verrit July 16, 2017 6:14 PM BST
"If you’ve recently given up your company vehicle, you should be able to use any NCB built up on that car.

But the NCB is only likely to be transferable if you were named on your company’s insurance policy for a particular car and for your use only.

Usually, when changing insurers, you need proof of any NCB you’ve built up from your last provider, but with company policies, many insurers will settle for confirmation from your employer".....
Report Lady Faye Verrit July 16, 2017 6:23 PM BST
Also, I'm not convinced that having been uninsured for the five years that you state, should affect your historical good record!
Report Lady Faye Verrit July 16, 2017 6:53 PM BST
BTW....I pay £231 for an Audi TT 3.2 Quattro....
Report Breedingmad July 16, 2017 6:59 PM BST
Is that just while it's in your Garage?
Report saddo July 16, 2017 9:57 PM BST
£600 sounds very expensive to me for a focus/clean license.
Report cooperman July 16, 2017 10:20 PM BST
Your postcode and job can both increase/decrease your quote.
Report saddo July 16, 2017 10:55 PM BST
Must live in Mosul.
Report doantwin2easy July 16, 2017 10:56 PM BST
I'm a getaway driver from Brixton. As a professional driver, you;d think they'd take it into consideration when renewing, but it seems to go up every year.
Report Capt__F July 16, 2017 10:56 PM BST
mus lims get cheaper insurance convert
Report Ibrahima Sonko July 16, 2017 11:15 PM BST
£500

I have never had an accident or claimed on an insurance in 28 years.
Report Capt__F July 16, 2017 11:47 PM BST
280
me and mrs c  shr=e not m uslim either i thimk
Report Capt__F July 16, 2017 11:47 PM BST
280
me and mrs c  shr=e not m uslim either i thimk
Report Capt__F July 16, 2017 11:47 PM BST
280
me and mrs c  shr=e not m uslim either i thimk
Report Capt__F July 16, 2017 11:48 PM BST
all 3 o them
Report Capt__F July 16, 2017 11:48 PM BST
all 3 o them
Report Capt__F July 16, 2017 11:48 PM BST
all 3 o them
Report Capt__F July 16, 2017 11:48 PM BST
all 3 o them
Report Capt__F July 16, 2017 11:48 PM BST
wtf
Report kincsem July 17, 2017 2:12 AM BST
About €450 comprehensive (Ireland).  No claims for 22 years.
I changed provider last month after 12 years with a crowd who had shoved it up bit by bit to about €950.
I'm an OAP and too stupid to notice.
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