Chit Chat
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21 Jun 17
12:27
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Date Joined:
27 Feb 10
Mum is Old School and does not like Bank Accounts, albeit she has one. Her memory is going, however more than safe enough to stay at home, as long as people
drop in daily on her. The main point, she refuses to set up direct debits as she does not like"them" touching her money.
A few times now my sister has had to pay bank charges as my mum has convinced herself that she has paid the bill when she has not, my mum will feel power of attorney
takes her life away, however the bank charges are silly when she had the money to pay the bill. Any ideas? Both of them live In N Ireland.
drop in daily on her. The main point, she refuses to set up direct debits as she does not like"them" touching her money.
A few times now my sister has had to pay bank charges as my mum has convinced herself that she has paid the bill when she has not, my mum will feel power of attorney
takes her life away, however the bank charges are silly when she had the money to pay the bill. Any ideas? Both of them live In N Ireland.
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Replies: 19
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Power of Attorney the only way.Bite the bullet, better now than later.
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Agree with GOT. As hard as it is, it will be a lot more difficult later on, especially if she gets ill suddenly or worse.
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Cheers guys, kind of told what I thought, you always hope there is another way.
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Don't delay on setting this up, as she must demonstrate that she understands, when she signs the authority!
When I sorted out my elder sister, using a solicitor, just a week later she had lost it! Because of that bad experience I already awarded POA to my kids in case I go la la..... Do it on line, as the pile of paper (something like thirty pages) is very daunting, and you need to do it twice. Once for Health & Welfare and then for Property & Finance. |
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No need to do anything just now, you or your sister know the bills your mother has to pay every month.
Just take her to the post office or wherever she pays them each month and pay them. |
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if it's just case of access to her pension to pay bills then DWP appointeeship would be sufficient
https://www.gov.uk/become-appointee-for-someone-claiming-benefits if we're talking about large sums of money in the bank then Lasting Power of Attorney for property and affairs - but she needs to have capacity to agree to this. If she has capacity but refuses then not much you can do. If she lacks capacity to manage her affairs then you can apply to the Court of Protection to be a Deputy. Her GP may demand a princely sum to verify she lacks capacity. |
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you can do this online, then print out forms, makes it simple
your mam will need to get doctor to certify she is able to grant you poa its £110 online for each of financial and health poas, but you dont need to do both if you only need one but if she gets benefits its half price |
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Maybe also consult a solicitor in Northern Ireland in case there are different quirks in the law over there.
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The longer his mother keeps control of her own money the better, these things are important to old people in just the same way as anyone else.
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Her memories poor, so what ? there are ways round that .
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if he takes care of his mothers money for her then his mother will benefit
you dont want to be paying bank charges and late payment fees when they can be simply avoided his mother will have looked after his money until he was able and now he can repay favour |
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its nice to go once a month, into town the mother and daughter , or son and visit the post office , pay the bills and go across the road for lunch.
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Lasting power of Attorney is becoming essential with more people developing dementia. Its difficult to face up to but the sooner you do it the better. See Solicitor to get info. Costs about £500.
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The longer his mother keeps control of her own money the better, these things are important to old people in just the same way as anyone else. just about the only time I've ever agreed with lfc |
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See Solicitor to get info
no need to involve our learned friends unless you want to pay someone else to do something you can do yourself |
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......and when she gets into a complete mess or gets ripped off by people who target vulnerable old people you can say you thought you were doing the right thing.
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The one sure thing is at that age her memory will be heading in only one direction. Although I forget which one it is.
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Power of Attorney and joint bank accounts. Someone must intercept her mail to ensure bills are paid and that scams are not taking place.
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TheBaron there is no need for a solicitor to apply for power of attorney. Are you touting for business or something?
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