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Pokermonster
15 Nov 14 15:12
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Date Joined: 14 Sep 04
| Topic/replies: 13,366 | Blogger: Pokermonster's blog
Is it a form of madness?

A friend of mine is using a credit card to buy his girlfriend a diamond ring and he's going to pay the ridiculous retail price of £5,995.00.  God knows its actual value, I'd guess around two to three grand.  I realise it's a gift and a token of his love and all that bóllocks but he most certainly cannot afford it in his financial position.  He desperately needs a new car for a start.  I reckon he's being taken for a prize mug, they've only been together six months or so at most.

I've tried to persuade him otherwise, or at least to buy at auction to avoid the jeweller's massive mark up, but she won't budge from this particular ring in the high street.

Is there a greater waste of money than some shiny gewgaw with which to decorate oneself?
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Report Ramruma November 15, 2014 3:33 PM GMT
Yes, but so is love. Come to think of it, so is buying a car in a lot of places, as it is cheaper to mix buses and taxis.

He might do a bit better if he waits till after Christmas, and if it is not a ring. Is it an engagement ring?

If your friend lives in the middle of nowhere, then maybe a trip for them both to London to walk down Hatton Garden, say, because window shopping amongst literally thousands of rings in shop windows might make buying the £5,995 one seem a bit less urgent -- the world is not about to run out of diamond rings, so they can afford to wait. I expect that on Youtube there will be any number of guides to buying diamonds and what to look for (the 4 or 5 Cs) so they can be educated consumers.
Report hologon November 15, 2014 3:33 PM GMT
Strange thing  if somebody gave me a bag with 10 rings in value from £1 to £50000  and I could have any for £150 I would not be able to choose the valuable one.Consequently you have to trust the seller but the mark up is astronomical
Report Pokermonster November 15, 2014 3:39 PM GMT
It's not even an engagement ring, it's just a shiny piece of bling she just has to have at any cost.  Madness.
Report Mr Eboue November 15, 2014 4:00 PM GMT
ShockedShocked

Crazy
Report SlippyBlue November 15, 2014 4:03 PM GMT
She must be the ride of a lifetime to get a 6K rock after only 6 months, no other explanation for it. A general rule of thumb is that as soon as you walk out of the shop it's worth about 30% of the sale price.
Report Mr Eboue November 15, 2014 4:08 PM GMT
This is mental. 6 grand ffs!

How much does he earn?
Report Mc Moonbeam November 15, 2014 4:22 PM GMT
What car does he drive Sad
Report Pokermonster November 15, 2014 4:24 PM GMT
I don't know, Mr E, but it won't be a great deal.  He works in a hotel kitchen.
Report Pokermonster November 15, 2014 4:25 PM GMT
An old golf worth about a grand.
Report Mc Moonbeam November 15, 2014 4:27 PM GMT
He's an absolute Prize Plonker then Laugh
Report Pokermonster November 15, 2014 4:30 PM GMT
I'll admit to being biased, I think all jewellery is an obscene waste of money.
Report neworder69 November 15, 2014 4:32 PM GMT
I am a pawnbroker by trade...........
new jewellery mark up is ten fold especially at christmas.
your mate could get an as new item for about 1/3rd of that cost no danger
depending what it is of course...........if you get the 4cs(5th is certificate) for me and the gold carat ill cost it up for what its really worth
Report Pokermonster November 15, 2014 4:33 PM GMT
Thanks for the offer, sir, but I don't really want to interfere that much.
Report scandanavian_haven November 15, 2014 4:34 PM GMT
Pokermonster, tell your girlfriend you're not buying her a ring, is she leaves because of that then that would be doing you a favour.
Report Pokermonster November 15, 2014 4:34 PM GMT
It's undoubtedly worth a fraction of the six grand, though, of course.
Report Mc Moonbeam November 15, 2014 4:36 PM GMT
These girls are all the same nowadays they seem intent on just rinsing guys for the maximum ASAP
It's the fked up society we're brainwashed to accept & Truth be Told will she really Respect him More or Less be being such an absolute pushover ConfusedConfused
Report Pokermonster November 15, 2014 4:36 PM GMT
She's not my girlfriend, SH.  I wouldn't ever spend a lot of money on jewellery, I don't like it.
Report Mc Moonbeam November 15, 2014 4:46 PM GMT
I guess Love is a Gamble anyway so GL to him
Report Burton-Brewers November 15, 2014 4:48 PM GMT
but she won't budge from this particular ring in the high street

that is the worrying part of the post, I could never trust a woman who thought like that. My wife even offered to pay half towards hers.
Report Pokermonster November 15, 2014 5:01 PM GMT
I bet her reaction would have been priceless if you had accepted her kind offer.
Report MisterBadger November 15, 2014 5:25 PM GMT
Laugh
Report Burton-Brewers November 15, 2014 6:26 PM GMT
what makes you think I didn't?
Report Pokermonster November 15, 2014 6:33 PM GMT
Only a fool would accept the first offer, did you hold out for seventy-five percent?
Report Mc Moonbeam November 15, 2014 6:45 PM GMT
Laugh
Report Burton-Brewers November 15, 2014 6:54 PM GMT
I paid in full I knew I wouldn't have to do it again
Report akabula November 15, 2014 7:47 PM GMT
OPs m8 is a prize mug. £6k after being together for 6 months, beggars belief.
Trying to buy her affection? It will all end in tears.
Report maleuk01. November 15, 2014 7:59 PM GMT
£6k on a ring and he works in a hotel kitchen!

How long did he take to save that money or paying on credit?

Either way he must have lost his mind.

Is she a bit of a looker?
Report Mr Eboue November 15, 2014 8:11 PM GMT
He's putting it on a credit card which probably means the ring will end up costing him ten grand after he's paid all the interest off!
Report maleuk01. November 15, 2014 8:22 PM GMT
at worst tell her his credit card carnt take a £6k hit.

So put it on hers and he will pay a bit each month, if she f offs then he wont have to pay the rest off :)
Report SlippyBlue November 15, 2014 8:40 PM GMT
Putting 6 grand on a credit card when he works in a kitchen is complete and utter insanity. I wouldn't do that for letitia Dean let alone Anna Kournikova.
Report Burton-Brewers November 15, 2014 9:10 PM GMT
slippy you would need more than 6k for a ring that would fit over her fat knuckles
Report paddletoe November 15, 2014 9:13 PM GMT
Bit unfair to blame the young girl here without knowing the full details. So the girl knows her boyfriend has not much money and is insisting on a ring costing £6,000? More likely the boyfriend has been acting the bigshot and insisted he gets this particular ring for her.
Report Mc Moonbeam November 15, 2014 9:44 PM GMT
it's not even an engagement ring though , next he'll be buying her £900 pairs of shoes while she sleeps with his mates Plain
Report cruso November 15, 2014 11:42 PM GMT
he most certainly cannot afford it in his financial position

she won't budge from this particular ring

Translation..
Hes a mug in love
Shes out to screw him before he comes to his senses

If she gets the ring she will be off
She must realise he cant afford it
Report DStyle November 15, 2014 11:47 PM GMT
if she's really after the cash, she'd surely want an antique or something at auction that will return more than a third of the asking price.

as you say though, the real issue is why would you want to put someone you love in so much debt for something so trivial
Report call me a taxi November 15, 2014 11:59 PM GMT
Burton-Brewers    15 Nov 14 21:10 
slippy you would need more than 6k for a ring that would fit over her fat knuckles


Laugh
Report Mc Moonbeam November 16, 2014 12:03 AM GMT
girls aren't that clever tbh Dstyle 
6k is just something to brag to her mates about Mischief

Hes a mug in love
Shes out to screw him before he comes to his senses


Well said though cruso

I'd like to know what She does for a living Pokey Confused

I'm assuming neither of them have many assets , but if she ever gets around to renting a place with him seems the type to have Flash 50" wall telly & 3k Sofa above Kettle & Microwave on her shopping list Blush
Report Dobbo November 16, 2014 12:16 AM GMT
"girls  aren't that clever" What  remote sexist planet do you come from?
Report PokerDane November 16, 2014 12:20 AM GMT
Today it's a six-grand diamond ring, tomorrow it will be a Mercedes 500 SLK.  We've all been there, right?
Report Mc Moonbeam November 16, 2014 12:23 AM GMT
Ok , you have a point

Conniving would be a more appropriate word , but Smart enough to be buying an antique for quick cash I don't think is her MO

Do you think she realizes the resale value would be as low as 30% ?

I doubt it very much Dobbo
Report Dobbo November 16, 2014 12:25 AM GMT
Keep digging!
Report call me a taxi November 16, 2014 12:28 AM GMT
Mc Moonbeam   
16 Nov 14 00:23 
Do you think she realizes the resale value would be as low as 30% ?


If she dumps him and sells it, it's still free money.
Report i_agree_with_nick November 16, 2014 10:57 AM GMT
Tbf, if he works in a kitchen, he should know all about carrots
Report Do wah Diddy November 16, 2014 11:47 AM GMT
IF SHE TRULY LOVED HIM ,SHE SHOULD ASK HIM TO BUY HER AN ELASTIC VAND TO PUT ROUND HER FINGER ,AND KEEP HIS MONEY FOR WHEN THEY GET MARRIED AND FOR THEIR FUTURE LIFE
Report Ramruma November 16, 2014 11:54 AM GMT
It depends. She might think working in a kitchen means he is only a pound behind Gordon Ramsay. And he might have encouraged that misapprehension in return for her sampling his sausage roll.

But assuming the pot-washer is indeed potless, he needs to sit down for a long talk with his beloved, lest he end up bankrupt after buying bling on credit (and cars and exotic holidays).
Report naydam November 16, 2014 4:10 PM GMT
Tell him to get his head OUT of his arse and take his place in the real world. True love does not need to be proved! One, or both, of them is totally out of touch with reality. There is no happiness to be gained from this venture, only misery and long-term debt. SadSad
Report postmannick November 16, 2014 5:12 PM GMT
naydam -that is without doubt what will happen if this mug gets into so much debt he needs to wake up and get in the real world
Report Makybe_Diva November 16, 2014 6:54 PM GMT
"My wife even offered to pay half towards hers."

Aww, bless Mrs BB's heart Love

Pokermonster, your friend needs to get rid of this spoilt selfish woman as soon as possible.

She will give him a lifetime of misery.
Report bongo November 17, 2014 12:50 AM GMT
Zirconium is a man's best friend.
And iron pyrites is his best relative
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