Did nt even know he'd done it and told me i must have been speeding. Guy was at least 85 and doubt if he can hit a car and not know about it that he should be allowed on the road.
A few q's I quoted him £75 (2002 golf mk4) to get the part and get my mate to fit thought it was fairly reasonable. He says he ll get one from a scrap yard.
Tried to be amicable and not use insurance but If I did go the insurance route ( i have a witness) what would happen? I presume they would fit a new one?? Would ~I have to drive miles at my expense and my time to their insurance recommended place or would they just offer me a settlement figure?? (albeit a small one)
I believe they would argue about it for a while then begrudgingly pay you about half what you are owed then increase your next 25 years premiums by £250 a year.
I believe they would argue about it for a while then begrudgingly pay you about half what you are owed then increase your next 25 years premiums by £250 a year.
Why not just offer me some money ie the £75. Must be cheaper than the insurance company to pay a company to come and collect repair and drop off again
no i should hope they wouldnt go up.Why not just offer me some money ie the £75. Must be cheaper than the insurance company to pay a company to come and collect repair and drop off again
SPYKES 25 Jul 14 20:06 Joined: 12 Oct 03 | Topic/replies: 694 | Blogger: SPYKES's blog He must have excess's more than £75
^ You did not cause the damage,why you even getting involved ffs let his insurance sort it out !
SPYKES 25 Jul 14 20:06 Joined: 12 Oct 03 | Topic/replies: 694 | Blogger: SPYKES's blogHe must have excess's more than £75^ You did not cause the damage,why you even getting involved ffs let his insurance sort it out !
If you read the small print of any insurance policy you will find that you are insured against every possible scenario apart from the one that's just happened to you (whatever that may be)
If you read the small print of any insurance policy you will find that you are insured against every possible scenario apart from the one that's just happened to you (whatever that may be)