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SPYKES
25 Jul 14 16:14
Joined:
Date Joined: 12 Oct 03
| Topic/replies: 786 | Blogger: SPYKES's blog
Did nt even know he'd done it and told me i must have been speeding. Guy was at least 85 and doubt if he can hit a car and not know about it that he should be allowed on the road.

A few q's I quoted him £75 (2002 golf mk4)  to get the part and get my mate to fit thought it was fairly reasonable. He says he ll get one from a scrap yard.

Tried to be amicable and not use insurance but If I did go the insurance route ( i have a witness) what would happen? I presume they would fit a new one?? Would ~I have to drive miles at my expense and my time to their insurance recommended place or would they just offer me a settlement figure?? (albeit a small one)

Any ideas betfairians??

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Replies: 16
By:
Dotchinite
When: 25 Jul 14 16:27
I believe they would argue about it for a while then begrudgingly pay you about half what you are owed then increase your next 25 years premiums by £250 a year.
By:
SPYKES
When: 25 Jul 14 16:37
It would be his insurance company not mine
By:
themightymac
When: 25 Jul 14 17:00
Insurance companies contract a firm to repair cars. They will collect and return car.
By:
themightymac
When: 25 Jul 14 17:01
Your premiums wouldn`t increase if he is liable and his insurance company organised repairs.
By:
SPYKES
When: 25 Jul 14 19:46
no i should hope they wouldnt go up.

Why not just offer me some money ie the £75. Must be cheaper than the insurance company to pay a company to come and collect repair and drop off again
By:
MadVlad
When: 25 Jul 14 20:01
I cant believe that people pay insurance then try to haggle,ffs that's WHY you pay Insurance !
By:
SPYKES
When: 25 Jul 14 20:06
He must have excess's more than £75
By:
doantwin2easy
When: 25 Jul 14 20:07
stick one of his very own courgettes up his exhaust. that'll learn him
By:
11kv
When: 25 Jul 14 20:07
prob write it off
By:
MadVlad
When: 25 Jul 14 20:08
SPYKES 25 Jul 14 20:06 Joined: 12 Oct 03 | Topic/replies: 694 | Blogger: SPYKES's blog
He must have excess's more than £75

^ You did not cause the damage,why you even getting involved ffs let his insurance sort it out !
By:
a bitofinterest
When: 25 Jul 14 20:09
either that or a naked group hug behind the haystack
By:
MadVlad
When: 25 Jul 14 20:11
By the sounds of it the old boy is back scuttling SPYKES as it is Laugh
By:
MadVlad
When: 25 Jul 14 20:12
85 not out,how the England cricket team would love him Crazy
By:
akabula
When: 25 Jul 14 21:35
Laugh
By:
akabula
When: 25 Jul 14 21:36
Don't forget the whiplash when claiming Spykes.
By:
Clouseau
When: 25 Jul 14 23:23
If you read the small print of any insurance policy you will find that you are insured against every possible scenario apart from the one that's just happened to you (whatever that may be)
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